 Please help finacial matter? |
| recently i became ill i make good money i was just out of work for 3 weeks. i have got way behind on my bills. were i work we are held a month behind, so now i will not get a check untill jan 18th ... |
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 By doing a survey for a company , I won a package deal from etourandtravel.com. They wanted payment by credit? |
| card over the phone saying I had to pay right away for this trip I had two years to take. I told him I had to consult with my husband and to contact me again. When he called again I told him that I ... |
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 Can my bank account be frozen by a collection agency without being notified? |
| Right now they are just calling, but I do not answer. They sometimes leave messages to call back or they leave no message at all. If they can freeze it at this point of the collection process what ... |
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 What is a debit card? |
| what is the difference between a debit and credit card?... |
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 Can overtime wages be uses in a loan application? |
| I know overtime wage are not stable but can proven stability in overtime wages can be used as wages on a loan apllication? My Salary is 33,000 last year I grossed 55,000, this year My salary is 34,000... |
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 What happens when you do not pay a loan? |
| A bank had agreed to take 11k for a loan of 20k. I proceeded to give my routing number and bank account. We agreed on the 6th of the month and they would take the payment on the 30th. All this time I ... |
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 Can I "sell" my house to my 19 year old, and get a fresh start? |
My daughter has a car loan in her name, and 1 credit card (no balance). Can I sell the house to her, even though I will be making the payments behind the scenes?
She has no income, since ... |
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 Can I make a larger payment on my credit card? |
| If my bill says I owe $64.00 but since my last statement i charged an additional $840.00, can I pay the whole thing $904.00 or will that mess up my credit score? cause someone said that you should ... |
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 How can you "repair bad credit"? or dispute items on your report?? |
| If you owe it- you owe it. How can these companies "legally" repair your credit?? I am confused?? i went to a website that says they send dispute letters...How can you dispute an account ... |
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gtofinancial.tomvoli | Why are young people jumping in over their heads? |
Has things changed since I was a kid in the 60's and 70's so much that kids are running to get credit cards before they have steady jobs? Are their parents in the same shape? |
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Robert San
 |
I believe that our society is at fault for this problem. We've become a give-it-to-me-now society. With the Internet, television, and other technologies we have come to enjoy, we've become a society that can't wait. We can't be inventive or frugal. We have this drive to "keep up with the Jones'" no matter what the sacrifice, and we are not teaching out children to look beyond tomorrow. We need to teach our kids self-discipline.
I've been in trouble with credit, and I blame no one but myself. I need to teach my children how to manage themselves and how to think ahead. If I don't, they will end up in the same place as I was. |
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Heinz M
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It's called learning the hard way... |
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Lizzy
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The whole world exists on credit nowadays. It only takes a second to get approved for a card and rack up the bill - but it takes a lifetime to pay it off now! Credit card companies target college students with gimmicks, like free t-shirts, to get them to sign up for high-interest cards. I would claim that the problem is found with these card companies. |
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cabonarakittie
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Someone needs to teach us!!! We don't know any better unless we are shown how to do it right. I think all high school students should be required to take some sort of classes on budgeting, or something. |
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PrimeTime
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I'm 26 and from what I see, everyone now believes that they will ALWAYS be in debt to some extent or in some fashion so they figure why not get what I want now. To them, the idea of saving up to buy something is an ancient philosophy. And, they're not worried about the consequences either. They either figure that they're already in deep so it doesn't matter, or, they believe that somehow they will "get out" of having to the pay the debt.
So, I'm not sure what has changed since the 60s and 70s since I was not around then, but apparently something has changed.
From what I have seen, yes, the parents are often in the same shape. A friend of mine once told me that his father told him that you will always be in debt, just expect that you will have to make payments on things for the rest of your life. |
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michaelsgdec
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Good parents will teach responsible credit habits: don't buy what you can't afford, pay off the entire balance, etc. Education is how the rich get richer. |
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Pink Girl
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Kids now for some reason just want to grow up faster, it's cool to be like a grown up. |
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Papa Burgundy
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Unfortunately, yes. Credit cards have come a long way since the 60's & 70's. It is more the Credit Card comanies faults that the kids. The kids dont know any better and the CC companies intentionally target the youth to make thier money in interest and collections. Almost as bad as tobacco companies |
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randompersoness
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I know alot of the people my age with credit cards have them because it's considered a status symbol. They could be breaking their back (or their parent's) to cover the minimum payment on that card behind closed doors but in front of their friends they can go shopping and slide the card and look like they have money and independance. A lot of them don't realize that it's going to be there for a LONG time if something happens and they can't pay on their debts. |
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dundalk1
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Credit cards give kids the instant gratification, the finance lessons occur later in life when they need to pay them off. |
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