 Im getting married soon and desperatly need a loan, got real bad credit, and bank refused, any ideas?? |
Additional Details
ok so for all u pple giving me stick about getting married when financis are no good, 5 years ago, after a divorce and death of my baby i suffered a nervous break ... |
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 I would like to get a credit card? |
| I'm a full time college student and would like to start earning credit for later in life. I don't have any student loans that will earn credit (have a full ride). My sister mentioned ... |
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 Does marriage effect good credit? |
| I have great credit, my boyfriend on the other hand has very bad credit. We have been talking marriage for quite some time now and always just thought that with the current situation we would use my ... |
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 I work,i have a mortgage, i have a car bought on hire purchase,Bank loan,so why wouldnt Currys give me credit? |
hello, i went to Currys electric store to buy some goods on credit (TV, fridge), did the hp check & it refused me credit.
does currys have their own credit rating?
i have never been ... |
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 I have no credit and i need to get a personal loan quick!!? |
i have no co-signer and i need a loan
i haven`t started a line of credit yet!
and i don`t want a credit card!... |
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 How bad is our debt? |
| My husband and I have a total of about $20,300 of debt all together (credit card and student loans -- heavy on the student loans). How bad is this? I am 23 and going to graduate college in December --... |
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 I'm 18 years old: no credit, how can a bulid up good credit? |
| I'm getting a cell phone bill in my name and have considered a credit card---the basic rule being that I only spend what I can afford, I had a credit card in the past (in my grandfathers name, ... |
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 Is bankrupcy better than dept consolidation? |
64 years old, amount owed is approx 25,000 in credit card debt, retiring in 1 year, unable to continue full minimum payments and still keep my car.. (Got in too deep!)
Additional Details
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 Need nose surgery asap... awful credit. can i get a medical loan with a cosigner? |
| Ok, i have a very severe deviated nasal septum. my nose is crooked and it has gotten to the point where my throat is so torn up (because i can't breathe through my nose at night) that I ... |
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 I need 4,500.00 to get out of debt? |
| But since I've got a little behind on my payments no one will loan me any money. I need a debt consolidation loan, but all of them have turned me down to. I'm paying out 600.00 a month in ... |
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 Paid surveys? |
a scam or a gift?
anyone out there actually done it and got paid?... |
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 Pay it off myself, or go to a credit reduction agency? |
| I'm 23 years old, and I'm 1500 dollars in credit debt. It's impossible to find a renting place for an apartment with the bad credit, so I come to the friendly people here for some ... |
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 If I signed for students loans before I was 18, am I legally liable for the debt? |
| I started college when I was 15. I signed for $23,000 worth of student loans. My parents did not co sign. Now this debt is on my credit report. Technically, I don't think they can enter a ... |
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triniballer2k3 | Why can't i get a credit card? |
I'm 18 and im finally able to get a credit card, wat wood be a good interest rate, the 1 i looked at was like in the 17-20 percent rate, i tried to get a walmart card and even at walmar tthey declined me, i ve never had a credit card b4 and im juss starting out at 18 i need help? |
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dzwreck
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Try department stores such as JCPenny, Sears, etc... as they are usually pretty easy to get one with. You can and should also try Capital One and Household Bank as they are very easy to obtain a credit card through too (you can apply online for both). Unfortunately, rates are going to probably be anywhere from 15-25% depending on who you get your card with due to your lack of credit history. As you show a responsibleness with your credit and your credit history and score improve you will get offers for much better rates and deals. Read the following blog for more tips on building and rebuilding credit. |
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farrell h
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Student life is where most of us start building our credit history. Imbibing good financial habits right from the student life keeps us in good books of credit rating agencies. Building credit history is key to a solid financial foundation, and no other card allows you to build your credit history like the Discover® Student Tropical Beach Card.
2. Discover® Student Tropical Beach Card helps the student save money on interest rates, annual fees. It gives a 0% Intro APR on purchases for 6 months, and has no annual fee. Since a student is just beginning his financial life and issues like credit card fraud, identity theft might bother him. Discover® Student Tropical Beach Card comes with $0 fraud liability guarantee and gives absolute peace of mind to its owner. Managing Discover® Student Tropical Beach Card accounts is a breeze because it offers Easiest Online Account Management Options. Almost all account related activities can be done online. This saves a lot of time which can be used to enjoy this golden life even more. Apply online at: http://www.credit-card-gallery.com/Student_Card.html and get instance approval. |
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Phoenix
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Of course you can get a credit card if you're responsible enough. Have your parents put your name on their credit card as an authorized user. You're not legally responsible for the account. As long as your parents pay on time and you arrange to pay them back, you can start building your credit that way.
If not, go with big bank like BOA, citibank etc.. they do have partially secured or secured credit cards for students. You also have to pay a higher interest rate. |
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?
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try orchardbank.com |
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Advisor
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I recommend you apply for a Chase credit card here http://www.ccvault.com/credit_cards/chase.php Then if you are not approved go for the Orchard bank card http://www.ccvault.com/credit_cards/bad_credit.php |
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Jimithy â„¢
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You have no credit history. You need to establish a credit history t prove you'll pay your debts. |
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Taylor
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because you are new to the credit world you don't have any accounts showing so you are considered a true zero credit score. that's what's keeping you from getting a credit card with a low interest rate |
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TehUltimateAnswer
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I didn't read the other answers and i did not read the description to your question but the answer to this question is DONT GET A CREDIT CARD.... well i mean go ahead if you want to be 30 living with your mother playing WoR which is a future gay game that doesnt exist but if you want to be playing it 24 7.... GO OUT AND GET A CREDIT CARD |
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$m¤¤v¥ £¤¢¤
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Everyone's posted their answers and there's been some good ones especially from dzwreck and the big homie Chane, but I'm gonna put my 2 cents in. Do you have a checking account like one of the posters said? Reason being is that a lot of credit unions and a few major banks (Citi, Bank of America, and Wells Fargo) offer secured credit cards. You can think of this as a way to build credit with a savings acccount, because that's pretty much how that works you place a deposit upfront usually tied to a savings account to get the same amount of the deposit as a credit limit. This can be used to your advantage because you can increase the credit line by adding to the deposit which also gains interest while you're building credit. So one would think that would be incentive to open a secured card and start up a rainy day fund and build credit at the same time. Keep in mind that you wouldn't be able to touch the deposit for a year, which you would get back providing you pay on time every month and keep the balance manageable, let's say 30% or lower of your available credit. Once that happens either the card converts to a unsecured card or a better card's offered, and once again you'll get the deposit back with interest. And the higher you can get the limit, the better, becuase the high limit reported on your credit will demonstrate that you're responsible with large limits and will open the door for more offers for credit. Trying department store cards may work, they may not, but at least with a secured card, at least you have your foot in the door with a major credit card. I posted several links to secured credit cards, hopefully one of these will help out.
Good luck! |
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AyiS
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you have a better chance of getting approved with orchard....
try orchardbank.com, householdbank.com and hsbccreditcard.com |
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Succes
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American Blue Express Credit Card: Apart from no annual fee feature of the American Blue Express it also gives cash returns on specific purchases. Users of the American Blue Express also enjoy protection against fraud for online credit card transactions. This card tries to right the various wrong notions about the American Express credit cards, one of which is that it is a credit card only for rich or those who have money to keep a credit card.
Getting this card will also give you access to various other cards from American Express. American Express targets people of different styles and tastes. There is an appropriate American Express card for everybody in the family. The company also wants to target a niche market for credit cards, especially women and the youth. With this aim in mind, the American Blue Express was created. |
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Lucifer
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Do you even have a bank account...? get your parents to co sign for you, if you really want one.... |
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Chane
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I just wrote a great article on my blog about how to build credit from scratch. (I'm a credit repair specialist so I know a thing or two about a thing or two.) ;)
Check it out:
http://aaacreditguide.com/2007/05/how-to-build-credit-from-scratch.html |
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