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They want to check your bank account and make sure you are credit worthy
Tarique M
Try
Karthik
Their main intention behind this is that u will be able to show them that u r in trouble when ur card is lost by showing ur a/c no. So dont get afriad and go on without any fear.
Red
You need to have a bank account to get a credit card...Because you will pay the balance by cheque..No bank no cheque to pay.
Also they can check your credit details id and address.
Debt Line
Credit card companies cannot 'see' into your bank account unless the credit card company is also your bank.
The bank details are only used to set up a direct debit so that you can pay the repayments every month
The information that they will use to decide on whether to accept your application is the information provided by the credit reference agencies.
You can find out more about this here-
http://www.flmloans.co.uk/credit-file.php
If you are finding it hard to get accepted for a credit card try
http://www.cgscreditcards.co.uk
taz c
They have to know if your account has a good credit history,also how many times you've used your overdraft & how big it is, if you've gone overdrawn. They need to know they're gonna get their money back.
?
they are doing a credit check on you to see if you can afford to pay the money back
Alik411
your uniques one of a kind bank account
chinna rao
look in google
KH77
They will look at your credit history and state of account. If you are constantly in debt and paying out more than you pay in monthly, they may not consider your request. They will also look to see how many other companies you have approached and what the outcome has been.
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