Has anybody ever used a credit repair company? |
| In particular a company called credit for all or any other repair company.They say they can remove bad credit from your file mainly because most of the finance companys dont keep great records thus ... |
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Does identity theft have a connection with car theft? |
Additional Details lets say you leave your credit card inside your car and your car gets stolen.... |
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Fico score of 683, but Wells Fargo denied car loan. Can I get a pre-appro. loan elsewhere? |
| Fico of 683, but WFargo denied me a pre-approved car loan due to bankrupcy 4 yrs. ago and a charge-off on a car loan to another bank 6 yrs. ago. My credit since bankrupcy is great. I have three 8.9%... |
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I have a low credit score. What can I do to raise it? |
I've heard you should get 3 credit cards and make all payments on time. Is this right?
Also, what if I get 3 credit cards, and just never use them? Do I have to have current ... |
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Credit card question? |
| I have a credit card through chase, the chase freedom card, comerica visa card, i am looking for another one to build my credit up, i applied for an american express card and they denied me, i was ... |
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I claimed bankruptcy but wasnt smart enough to take my gf name off the Visa now she owes $4,500 what can I do? |
| I claimed bankruptcy, but wasnt smart enough to take my gf's name off the Visa, now she owes $4,500, and are threatening court action if she does not pay in 10 days. What options does she or I ... |
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What's the best way to get credit? |
| I want to ge ta credit card and can't what's the best way?... |
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Advice needed. I feel hopeless, but there's got to be a way out. Any ideas for a strong future? |
| My goal is to own a consignment shop. I defaulted on my college loans years ago, but have been paying them off with no late payments. My college loan is my ONLY debt. (no car payment, no credit ... |
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Is my credit good for 20yrs old? |
I am 20 years old and have a credit score of 735 from the big 3.
I have a no debt and 7 inquiries on my credit report.
On my report is says I have a debt of 1900 but that has been ... |
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Do you believe it ok to file bankrupcy? |
| im 14 and i have to do a project for skewl and i need to get people ... |
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I need help?? i co-signed for? |
| I co-signed for my sister.And she still hasn't made a payment.I got a letter today saying how much she has to pay.My question is is it me and her getting the bad credit or is it just me? I am so ... |
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First Time Credit Card! I don't want a very large credit limit and i want to choose my design. Please Help! |
| This is my first time trying to get a credit card. I am trying to be as careful as possible because I dont want to ruin my credit at only 19 years old. Im looking for a credit card that I can choose ... |
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What can I do to bring my credit score up? |
| My credit is bad due to my divorce. My score is 549. I have some charge off's . When my ex left me i was more focused on making my house payment than my credit cards. I would send them less ... |
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Is it common for credit card companies to charge a "foreign transaction fee finance charge"? |
| I recently traveled out of the country, and used my credit card several times. On my two most recent statements, I see this foreign transaction fee finance charge. It seems ridiculous that they are ... |
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I need to get a loan.help? |
where is the best place for me to apply for a loan?i dont own my home,i work part time.i want to put all my debts together in this loan as i am struggeling at the moment. Additional Details<... |
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I need to get some money from my credit card but i have forgotten my pin. ? |
| if i go into the local branch what details will i need to withdraw some money?... |
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AL IS ON VACATION AND HAS NO PIC | Why do credit card companies sue people now even if you only owe them a couple of hundred dollars? |
I mean they are worth billions and they want to sue me for $600? gimme a break! |
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blogger
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They threaten to sue but usually dont because they are going after people that owe larger amounts such as more than $25,000.00 |
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Question Addict
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You took their money. It doesn't matter how much money they have. They agreed to let you BORROW their money. Your part in that agreement was to pay it back. They are just making you stand by your word. |
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BMW BFD
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You may think its only $600, but multiply that by the THOUSANDS who don't pay, and that adds up to millions that the company is owed. They have lawyers that are on their staff, so it doesn't cost them that much more to sue you, and having a charge off or a judgment against you on your credit can cost you thousands over the next 7-10 years in higher interest or not being able to get credit at all. Even cell phone companies will turn you down if you have this on your credit report. If you feel its only $600 then pay it before they sue!! |
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Mary O
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Because you borrowed their money to pay for things you bought.So pay them. |
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kja63
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They don't. Are you really getting sued or just threatened? If they are threatening to sue, they won't. It's not worth it to them.
However, please pay your bills as it affects all of us when someone stiffs a credit card company for what is owed. |
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vsweety
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Ummmm? Because you owe them money ?
It's people like you who make companies go out of business. If you loan someone money, wouldn't you want your money back too? Get a clue. |
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DeeLicious
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they want their money no matter how they get it.... |
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Sheila
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They already pay their attorneys to pursue anyone and everyone, so why not you? |
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momof3
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you signed the card, if you don't pay up, all you do is accrue interest, every month... 600.00 is nothing... try having 20k or more owed!! |
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norsmen
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It is part of the process of writing off dead beats. |
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david d
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thats why they are worth billions, because they dont let anyone screw them, no matter how small |
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