 Can collection agencies garnish your wages? |
| the collection agency is threatening to garnish my wages for a 900 bill. the thing is that im a waitress (in college) and my checks are usually zero. so how can they garnish it? unless the govt ... |
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 Does anyone know where I can get a quick loan from - I have a very bad credit rating so cant ask my bank? |
| I really need a loan in a hurry but due to a poor credit rating my bank wont help me - I have tried some of the main loan companies with no luck - does anyone know any companies that may be able to ... |
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 What do you think about gift cards? |
| Do you think they're great gifts for friends, family, etc.? or do you think they're impersonal gifts that makes you feel as though the person who gave you the gift card doesnt know you well ... |
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 I have lent a "mate " over £5000.00 and he is avoiding & making excuses about paying me back? |
| I loaned a so called mate & his partner over £9700.00 to set themselves up in their new home.I agreed to help him as he had money coming from his mothers estate as she had just passed away. The ... |
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 What is the easiest credit card to get if you have little or no credit? |
| I need to improve my credit so I need a credit card...but have no credit, just a car note.... |
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 Where can I get a FREE CREDIT SCORE? every place I find, signs u up for a month trial or charges.? |
| every place I have found charges for a months trial or makes you pay. I thought it was obligated by law to give you your free credit score.... |
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 What do you do when you've lost your debit card? |
I can't find it anywhere. Do I call VISA to report it missing, or my bank? Is it a long process of cancelling one and getting another? Are there any fees?
Thank you.... |
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 Does anyone know if i can purchase items without credit or debit card? |
i only have cash card? as i can not get credit as i have cleared my debts.
Additional Details
inc. on the ... |
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 HELP!!! My delivery has not come after 25 days!? |
| I ordered a pool table on the 8th december from www.kvoot.com and i was told it would take between 1 and 10 days to arrive. It has now been 25 and I have already emailed them after 21 days with no ... |
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 Does your credit score go down if you make a big purchase like a car? |
| I was told that since I made a big purchase..ie..my car and also co-signing for my daughter, my credit scores will go down..is this true??... |
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 Can you use a home equity loan for something other than a home? |
| I need a loan & some people had suggested I look into this because of the lower interest rates, instead of using high interest (not to mention EVIL) credit cards. But it's not for a home &... |
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 Never ending credit card debt? |
| Been about 3-4 years of having credit cards and I spent a lot on getting my car fixed, college tuition, payments and what not. I have 4 now and a total credit limit of about 9000. I am maxed out on ... |
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 Someone stole my credit identity and got 500 Quid cash from my account. How do they do that? |
I still have my card. Nobody apart from my card provider knows my PIN (not even me) as I never use this card for drawing cash. The cash was drawn from a town I have never visited.
I think I... |
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 Reasons why to use cash instead of credit cards? |
| I have to write perswasive essay on why to use cash instead of credit cards. Please help and give me some ideas.... |
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Question Queen Mentally Special! | Why do debt collectors call your house, yelling @ you & threatening you? |
Why can't they be polite about it? & the person who's calling acts like as if you owe him/her money PERSONALLY. I understand I owe the COMPANY. I'm disabled, unemployed, & struggling.
What happened was that I had under $100 in my bank account, & they deducted a certain amount of money every day. Then, it was overdrawn at a balance of $-84.10.
Why do they not care if you have a roof over your head? They'd rather see you homeless & starving, as long as they're happy.
I've been very persistent with job searching, & I have my college degree. Companies don't want to hire me because of my visible Tourette's tics. & they think I'm mentally retarded with no sense. It's a struggle. |
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Nickelodeon
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I agree with you. I've had creditors calling me about my undergraduate loans (I'm now a struggling grad student who also has to work to support myself) and they keep calling if you don't answer, they will call 10 times in one day. It's best to deal with it early on and to talk to their managers if they get unruly. I had a situation where they called my parent's house because they thought I still lived there and told my mom they were going to throw me in jail and were very rude. I think they believe that acting like assholes is what will get people to pay up but it makes it worse. Why do you think people can't pay up? If we had the money, we'd most likely pay what we can. I recently got a bill (couldn't pay the last one) for a loan from school saying I need to pay them 4200 dollars or else they would squander my checking account. I called them up irate and then set up a payment plan of paying what I could afford monthly. So why were they sending me a threatning letter if all I had to do was set up a plan?? It's hard in America for anyone who is in debt. |
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Double Dachshunds Owner
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Aside from the debt collectors, if you have been turned down for a job because of Tourette's, you can sue for discrimination. One of my medical doctors has Tourette's and is very successful. She just told me up front that she had it and what to expect. The next time you go on an interview and it gets terminated right after the discussion of Tourette's or the appearance of an episode of Tourette's, log it immediately and contact a civil rights attorney.
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Debt collectors are generally used to dealing with disagreeable people. It is a stereotyping thing. Sometimes police officers too make similar snap judgements and verbally trample on citizens with minor infractions (speeding, etc). It just goes with their job. However, that does not make it justifiable.
The next time one calls you and begins a tirade, don't escalte it, just simply state to them in a calm voice, "Why are you shouting at me (etc)? I will do what I can to pay my bills. Shouting and demeaning me will not improve the situation." Sometimes these collectors just need to be reminded that the ones they call upon are people too.
Good Luck to you. I hope things turn around soon for you. |
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rebeccahuffman2135
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Contact a Lawyer they will help you, and they will get the calls stopped. They should not be harrassing you. |
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Micki
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These collectors sometimes work on commission. The more they collect, the more they can make. They must think that they are very powerful and that if they yell, they can intimidate you into agreeing to anything they want.
If any collector ever called me and yelled, I would laugh and hang up on them. Then their manager gets a call. Most states have laws about being harrassed. |
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realism v. idealism
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Companies don't care b-c that is the nature of capitalism. capitalism has no heart. It exploits it's workers and forces everyone to compete and sucks our pockets to give it to the fortunate business man or woman to whom u owe money. |
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Mopar 300
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This world we live in is cruel and the scripture says in
(2 Timothy 3) But know this, that in the last days critical times hard to deal with will be here. 2Â For men will be lovers of themselves, lovers of money, self-assuming, haughty, blasphemers, disobedient to parents, unthankful, disloyal, 3Â having no natural affection, not open to any agreement, slanderers, without self-control, fierce, without love of goodness, 4Â betrayers, headstrong, puffed up [with pride], lovers of pleasures rather than lovers of God, 5Â having a form of godly devotion but proving false to its power; and from these turn away
So you can see that it was foretold that people would have no respect for their neighbor. Jesus told us to love our neighbors. |
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Gwen H snow bunny ice princess
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tell them that yelling isn't going to make money magically appear. have you thought about declaring bankruptcy? |
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Benzo
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Just hang up the phone when they talk nasty. If they keep calling then change your phone number. |
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nebula7693
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Here is the truth about bill collectors. The reason they do nothing but yell at you and berate you is because that is the ONLY effective tool they have to get a debtor to pay them money. They really don't have any other effective tools they can use. The Fair Debt Collection Practices Act severely limits what debt collectors can and cannot do. If people knew the truth about debt collection, they just wouldn't worry about paying thier bills, ever. In 99.9% of cases, if you don't pay the bill, there is very little anyone can do about it until AFTER a court has issued a judgement in the credit grantor's favor.
If you don't want to deal with the debt collector, just send his company a cease and desist letter and they must stop all collection activities. If you need a copy of a cease and desist letter, I can provide you one.
If you have any further questions regarding this or any other credit issue, you may feel free to contact me at nebula7693@yahoo.com |
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yellow_tofu
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they debt collectors are told to be firm with you. also you run that debt up by buying items that the credit card company had to pay for, so thats why they care more about there money then the roof over your head. As for the job post your resume every ware from moster.com to careerbuilders.com and hotjobs.com. also go to the college you went to, and have them review your resume and make sure looks really good. the economy isnt doing so hot right now and alot of companys arent hiring a lot of works. so it might just be a slump in the economy and not you turetts.
good luck finding a job. If you dont care about your cedit, try consolidating all your bills to one payment, it will kill you credit but also lower your monthly payments. |
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schipperkesmom
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A Collection Company has the right to call you at home ONCE a day in an attempt to collect a debit. They can not call before *8am* nor after *9pm* ; they can not call on Sundays either if they do and you can prove it, i.e. caller ID you may get the debt forgiven because they violated Consumer Protection Laws. If they are calling more than ONCE a day ask for a Supervisor and report this action to them. If this does not work there Legal actions you can take. |
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Vadalia
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Because it's not their job to care whether or not you can manage your life. Their job is to make sure that you pay what you owe people (yes people- those companies you owe money to have stockholders that are regular people and if you don't pay, you're stealing from those people) Why don't -you- care if you're stealing from people and putting them out on the street? |
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Jay P
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Because it's fun and it works. |
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