I remember hearing once that a debt after a certain amount of years, is moot. Does it depend on the state where the debt occurred or you current state of residence?
I was wondering if there is anyway to get a mortgage based solely on cedit score and not have to provide employment info?? (Wouldn't mind if rate might be higher) THANKS!!...
my APR is anywhere between 23 & 28%. Very high!! But, I pay all my bills on time and always pay more than the minimum... is it because I have more debt than capital? Is there a plan where I ...
My credit score is very very very low. How do i get it back up? Should i file for bankruptcy? I have alot of credit card bills, hospital bills, child support, repo and a few other things. If you ...
I had a provident loan of £400 (with interest it was around £600) I paid it for a bit now stopped it as I cant afford it. Its been over 2 years now and they are demanding the £450.00 left or take ...
She owes about $15,000 and doesn't want to pay it. Is there anything I can do for her to pay it? Can I get the debt on her name?
I don't want to press charges because she is my sister ...
I am 17 years old. I want to buy things online but my parents would allow me to get a credit card. Is there such a thing as a prepaid card? Where I pay money and that money goes into the card. Is ...
We have about $30k in equity on our home, and currently have a 30 yr fixed at 6.9%. I'm not sure if refinancing will help or hurt us. My student loans are at 7.22, but I only owe another $3500,...
I only wanted to use their trainer but i was told to sign a 3 yr contract to do so. I was told I can cancel within 30 days but then I was told it was too late. When I called, they said then told me ...
I am trying to rebuild my credit and i cant even get a loan.. i posted on here but something happend.. somone told me to email this guy that gives out loeans but i dont know if i should do it.. i ...
I have a couple of credit card charge offs. How can I start to rebuild my credit? should I make a settlement on those credit cards, or should I pay off the entire balance? How will each affect my ...
aasignz
Why do i have an american express card but banana republic won't approve me?
Perhaps you're over extended. You can have excellent credit but be considered too much debt for your income. Then credit card and loan companies stop lending because they don't see the numbers adding up because your debt to income ratio just doesn't jive.
Michael F
perhaps your credit rating has changed. Or your credit to credit limit ratio is too high.
jedimaster_46545
give me the number and date and Ill see if I can get it to work...
Credit Guru
If you have an AMEX charge card then they are reporting your high balance and not a credit line. That is my educated guess because I had a similar situation years ago with my AMEX green card. It is a charge card and they report whatever you have as a balance to the credit bureaus.
I would get copies of you credit reports and verify that everything is accurate. Go to www.annualcreditreport.com. It is the ONLY site that you, can by law, get all 3 of your credit reports free once every 12 months. Review them for accuracy and dispute any item you believe to be incorrect. Each investigation will take approx. 30 days.
Good Luck
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Maybe because since you have had your AMEX your credit has declined.
♥born2loseâ™
I don't know, I have the same problem with Carson's?
dr_adn
the answer lies in your question i.e.it is a banana nation, you can't predict about them
Jessica
And every creditor has different standards for approving cards. BR's might be tougher than AEs.
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