 How do you cancel the free 30 trial for credit report? |
hello i was going to look at my credit report with experia
or something or other it says its free 30 day trial.
has anyone tried it?
is it really free?
and if so how easy is it ... |
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 How do I establish credit,when I am denied everytime I apply for credit cards? |
Additional Details
My first credit card was from Capital One w/ 25% apr. which at the time I was only paying the minimum.... |
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 Is it true that after 7 years your debts get wiped off your credit report? |
| I've heard, but not sure if it was correctly, that if you've had a debt for 7 years, it automatically gets wiped off of your credit report, and your credit score returns to normal. Please ... |
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 Where can I get a mortgage loan with a credit score under 500? |
Additional Details
I filed a chapter 7 bankruptcy. It has been discharged for 3 years. I have reestablish several lines of credit. I've had some identity theft and someone keeps ... |
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 Does anyone know of a good credit card that I can do a balance transfer on? |
| I have a total of about 6,000 in debt from little credit cards that Im wanting to put together and pay off but I need something that will give me a apr of 0% for 12 months. Does anyone know of a good ... |
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 I have been contacted by yahoo that I have won (250,000,00) USD? |
| and a person named Barister Adam Adamu is calling me to send Euro 485 to coolect the prize. Shall I do ... |
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 How do I go about declaring myself bankrupt? |
And what's involved? How much does it cost? How long will I not be able to apply for credit?
Additional Details
Some of you people really need to confirm the information you are ... |
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 If a co-signer of a loan files Bankruptcy, does it affect the other's credit rating? |
| I think the question speaks for itself, but my mother=in-law has a situation where she co-signed a loan a number of years ago for someone's car. He's missed payments and basically screwed ... |
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 How long does it take for a car loan to appear on your credit report? |
| My husband and I both need new cars. We have an average credit rating. Will the 1st car purchase (we will have a down pymnt) make it harder for the 2nd car loan (w/ $4000 down & trade in worth $8... |
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 What is a good way to get good credit? |
| im still in high school and im turning 18 soon and i have a job, is it possible for 18 year olds to start building their credits record? if yes how? im thinking on opening a bank account as soon im 18... |
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 Can or when will i be able to get another home loan? |
| it will be a year in november when i bought my house. i want to move and my father who has poor credit and can not get a loan wants to buy my house. is there any way i can owner finace and still be ... |
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 Bankruptcy .......I need help please : (? |
| I have a huge bad debts that mount up over the years. I am in really bad shape and every month I'm just servicing the minimum sum for over 10 credit cards and 5 overdraft facility. Am at the ... |
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| If someone dies and they have a lot of debt, can creditors go after that person's children to collect? |
Is there something that should be done as a child of the deceased to protect your credit, assets, savings, etc?
Additional Details
The deceased was not married, but had a live in ... |
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 Debt settlement or bankruptcy? |
| Just finished school, and right now i cant pay all my bills, my credit sucks, and not sure what i should do. Is it better to do debt settlement, or bankruptcy, or just like the bills continue to go ... |
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 Why was my credit score lowered? |
My credit score was not perfect because I had "TOO MANY INQUIRIES W/IN THE PAST 12MOS".
I don't get it, I have not applied for credit cards, so who would be inquiring? & how ... |
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dida_thurman | Why do macy's like people to open the macy's credit card? |
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ohio gal
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They're hoping you'll pay it a day late an they can charge you a $25 late fee every month.
Finally cut mine up. |
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Classy Granny
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They want your business and if you have a credit card your more likely to spend more. Department store credit cards tend to have higher interest rates than Visa or MasterCard's. Unless you pay in full avoid department store credit cards. |
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Benjamin J
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Plain and simple they get the interest that you owe on the balance. Meaning if you buy a $50 pair of jeans and put it on your card, then pay minimum payments you will end up paying $60 for those same jeans Macy's will have made an extra $10 or so |
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Sigurros
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Because you are most likely to spend more. I'm not sure if they have an annual fee but that may be part of it. |
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mbgep@sbcglobal.net
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because i am sure they get some incentives ex: a portion of profits or interest |
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Psycmixer
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24% interest!! + late fees. |
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Charles B
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PROFITS !!!! That is all the cards do, make the store more profits by getting you to spend. Preferably in their store so they make money on what you buy and get more money from the intrerest on the debt you put on the card. |
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blackdemon
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they want it |
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dougaa
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Because if you use Macy's card instead of a regular credit card then Macy's doesn't have to pay a fee to your credit card company. The fee is a small percentage of the amount of the charge. |
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Zeltar
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The employees performance is partially based on how many customers open a credit card account. Macy's benefits from people opening a credit line with them just like Visa, MC, and AMEX benefit. People buy more than they can afford in a given month, which enables them to charge you interest and late fees. This is a revenue stream for Macy's. |
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