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 I'm 17 Years Old and Interested in Building a Credit History....Help?
Hi, I'm 17 Years old and I want to start early and build a excellent credit history early. I am employed already at my job right now for about 7 Months. I basically want a credit card so I can ...


 How do you get a collection agent to stop calling for someone that doesn't live at your home?
...


 I received a check today from Scott Fetzer for $ 2,950.00 as an International Promotions Prize ...Is it real?
Letter states I have won $160,000.00 and the fee of $2,950.00 was enclosed in the form of a check on Keybank National Association Vermilion, Ohio check # 021698, and states that this amount will be ...


 Has anyone ever used the Federal Debt Relief System?
I am possibly thinking about using this company to eliminate my debt. I am to a point that I want to be debt free and I have been researching this company. I just do not know if I should eliminate ...


 Why do so many people use checks, debit cards, and credit cards to make small purchases ?
...


 What's the best way to re-build credit?
After a bad divorce and bankruptcy, what's the best way for me to repair my credit score and move toward home ownership again now that I have my finances under control?...


 Does anyone know of a company that will give me a $5000 loan with bad credit?
I'm looking for a second chance on repairing my credit and paying off some dept that i have....


 What happens if you don't pay your credit cards?
I'm in a major credit hole. I have about 25k in debt and only make about 28k a year. what happens if i stop paying my credit cards? can they freeze my bank account or take it out of my bank ...


 Why the hell is the govt in England allowing supercasino in Manchester and allowing gambling adverts?
...


 Need a loan but cant get credit?
ive tried to apply for a loan for xmas they all seem to get turned down except for ones with outrageous APR'S I WAS WONDERING IF ANY ONE COULD HELP ME...


 I have a debt of $360 on credit card,is it better to pay it off all at once or payments?
they are allowing 12 months same as cash to pay it off,but is this a gimmic?...


 I need some serious advice on my credit report?????? at my wits end (UK only)?
recieved my Equifax credit report and O2 (mobile phone company) have defaulted an account i apparently had with them for £10 in September 2003,
i had ordered a contract phone from them on that ...


 How Do I get A CO-Sighner For my College Loan ?
I live in USA, but I want to go study in EUROPE. Im thinking about applying for a Internation Loan. I graduated last year, and I saved some money for College by now. The problem is I need a CO-S...


 I am trying to pay my bill on line.which site do i need to get on?
...


 If you wrote to creditors stating you were incapacitated or disabled and asked them to write off your debt as?
you are clearly not able to pay it off in the future, will they be likely to petition you for bankruptcy?...


 Fastest way to receive a payment online and ofcourse that is secure?
...


 Any serious advice would be appreciated??
Should I work with a debt councillor or should I file for bankruptsy??? Which is more beneficial??
Big time debt, credit cards at max and creditors hounding us and we never have time to do the ...


 Can you use a credit card to buy gift cards?
I was told that all gift card purchases must be in ...


 Can a recovery agency attach your wages for a 6 year old credit card debt?
I got a call from a recovery agancy about a credit debt and they said if it isnt paid they can attach my wages. My wages are already attached for child support, I thought only the goverment could ...


 Who pays credit card bills in case of a relative's death?
My great aunt pass away. She has no living husband or children. Who will have to pay her bills? She also had no will....



aikon56
Why do most credit card issuers have a Wilmington, DE address?
                     
 




sexytrojan
The State of Delaware has very loose tax laws, compared to the rest of the country. Almost all large companies are incorporated in Delaware due to this.

JP Morgan Chase and MBNA (or who ever owns them now) are actually in Wilmington.

Also, Wilmington has one of the largest credit card payment processing centers in the country.

For it to be such a financial oriented place, the state is a piece of crap...I used to live there. I couldn't wait to leave.


Matt
Rating
The reason most credit cards are based out of Wilmington DE, is beacuse of the states liberal interest and tax laws. They can charge you more interest and pay less taxes on it.


Sane
Because they are based here due to favorable tax base and incorporation laws that are also favorable.


Suki
Rating
MBNA which is now Bank of America is one of the worlds largest credit card companies. I know because I used to work for them. So they have a Wilmington, DE address because that's where the companies are based out of.

Delaware representing!! :-)


stopccdebt
Rating
Delaware has looser restrictions on corporations. It is not just a credit card trend, but a huge number of US Corporations have their headquarters (at least on paper) in Delaware.


â—™ scream of the buttlerfly â—™
because that is where hell is


Barney R
Rating
Lower taxes in Delaware for cards.


yellowjeff
Rating
That's a town full of those companies.


intelligent80000
it's probably the billing address.


fddd s
Rating
A lot.


Cattlemanbob
Because they can't all fit in the buildings in Minot, North Dakota, like the rest of them.


preethi r
because of security


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