Can anyone please tell me what stores like walmart,target,bestbuy,et... have their own instore credit cards?? |
| i need to know what stores have their own credit cards and that report the credit history to the credit bureau..i dont have any credit cause i jsut turned 18 and i read that this is one of the ways ... |
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Grace period/late on car payment? |
| I have been sorta late on my car payments for the last couple of months, they just keep hitting me up with late fees, which is fine, I completely understand that. What I am wondering is, if I keep ... |
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Does someone know what exactly happen when u dont pay your credit card? |
| I know this is bad but my financial situation at the moment is really bad, im unable to pay my credit card and someone told me to stop paying my credit card at all and move house.... |
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MASSIVE CREDIT CARD DEBT? |
| I need some advice on which credit counseling agencies are the best and the most legite. I am ready to take action on getting credit counseling and getting help with my spending addiction! I live ... |
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What if a collectors says see you in court? |
| hello i had a credit card charged off 4 years ago i did not have any means of paying it. the company said we are just charging it off. i get a call from a collector friday telling me i have to pay 2... |
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Do unpaid medical bills affect your credit? |
| Do unpaid medical bills affect you credit or credit rating.... Do they show up when you want to apply for mortgage, loans, etc...... |
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Plz help! my dad died and now the pension service want me to pay them money.? |
| on the 28/06/07 my dad died. he was a pensioner and so he recieved pension payments. following his death we closed his account and all the money went towards his astounding loan payments. however ... |
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What percent of my paycheck can i spend on myself? |
And put into savings.. What is the right amount so that i can get a treat once in a while because i am use to spending money on bills but i really wanna spend on myself sometimes. Additional D... |
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How can I get a loan to fix my credit? |
| I am trying to get a loan (between $7,500-$10,000) to pay off some debt and clean my credit. I am looking for a LEGIT company and I have already tried Prosper but to my surprise, my credit score isnt ... |
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Horrible Credit.I Need Help? |
| I'm 22 and I have horribly bad credit . I have 2 capital one cards with $500 credit limit. Plus I have been financing a car for 3 years, with 2 more years to go? Is it hopeless that I will be ... |
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Why doesnt my debt of almost $8000 show on my credit report? |
| Stopped making $300+ payments in 2004. Shouldn't this show up as an adverse account on my credit report? Why isn't it there? It should at least be listed and say "charged off as bad ... |
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If I pay my mortgage late, but under 30 days, will that affect my credit? |
| Unfortunately, I got into the habit of paying later in the month and haven't been able to get back to paying on the 1st of the month. I asked someone from the mortgage company, when I called to ... |
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What is the best way to establish credit after a bankruptcy? It has been about 3 years since.? |
Additional Details I've read about opening secured credit cards (pay $300 deposit on a $300 card)... |
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Whats the best credit card to use? |
| well my husband whats to get a credit card and dont know the best one to use can you please help?... |
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decembersnow32 | Why do people get so mad when bill collectors call them? Isnt it there own fault that they fell behind? |
I know people have hardships, but when you think about it there was nothing in my contract with Citibank that I didnt have to pay if I lost my job..I was just wondering.. |
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rebecca
 |
I agree, PEOPLE IF YOU ARE UNEMPLOYED OR ARE SICK OR YOU HAVE BEEN KIDNAPPED BY ALIENS, OR YOU HAVE NO MEANS TO PAY YOUR BASIC BILLS, SUCH AS LIGHT, WATER, GAS , PHONE WHATEVER..THE DO NOT USE RUN YOUR CREDIT CARDS UP..I FIND IT PATHECTIC THAT PEOPLE BLAME THE COLLECTION AGENCIES OR THE BILL COLLECTORS, THE FACT IS IF YOU HAD PAID YOUR BILLS TO BEGIN WITH YOU WOULD NOT BE GETTING CALLS..IT DOES NOT MATTER WHY YOU CANT PAY BACK..LIFE IS A ***** AND IT SURE AINT CHEAP AND THAT IS JUST THE WAY IT IS..PAY YOUR BILLS |
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churchonthewayseniors
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yes people have hardships, and the collection dept has the right to try to get their money that is owed, but i must tell you all of the bill collecters are not alway nice about it,.....some are but many get down right mean, insulting and harrass people very badly. that is not right, some collector's act like you went into their house and stole their money, they can be come overbearing......... |
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First Lady
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It's not the fact that they call, it's the harrassment that makes people mad. They know they owe the money, they don't need to be harrassed about it. Even after you tell them your situation, they still continue to bagger you. |
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WhyAskWhy
 |
It is very frustrating to receive calls from a bill collector when you've already sent them written communication telling them to stop, have laid out a payment arrangement that fits your budget, and have been faithfully making those payments without fail as per your arrangement. If you're doing what you should, there should be no reason for a bill collector to contact you unless of course, you miss a payment.
BTW, not everyone who runs into financial difficulty is looking to not pay the bill. |
|

Studly
 |
Collection agents live for only one thing. To get your money. As much as they can, and as fast as they can.
I've read the tear-jerk stories of some collection agents here who say they will work with people on their debts. But I've never, ever actually seen it happen.
Yes, people have an obligation to pay their debts. But when life turns crappy and they no longer have the MEANS to pay the bills, just what are they to do? The collection agents do not want to hear this. So they get abusive, and in turn the debtor gets mad and upset and fights back.
If collection agents were all so sweet and understanding, then why did the government have to pass a law designed to specifically regulate them, and tell them what they can and can't do while collecting debts? It got so bad the government finally had to put a stop to it! |
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kawaiimiyo
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Depends on the bill collectors ^_~
if it's for electricity/credit cards/rent/ other payments, as much as i'd love to just stop it all and hang up the phone on them, i know i'm not frusterated with them, but at myself for getting myself into this mess, after all they are just doing their job...
but there has been a few times i've gotten quite mad at some people.... like the time i went to Gold's Gym, just to see the prices and the guy tried to get me to sign up and i wouldnt, and mentioned i had no money so he said "That's okay, how about this, just give me 5$ cash right now, try us out for one day, and if your not happy , come back tomorrow, i'll give you your 5 bucks back, and we'll sign you off and you wont have to worry about a thing, no charge whatsoever, so i gave him the 5$, signed up, came back the next day, just to hear him say "Sorry, nothing we can do you're signed up" and he flat out didnt care what he said to me the day before, ........
~.~;; so bam there went $2,000 and yes i was quite annoyed over that,
or the time i signed up for a martial arts class, they claimed i could stop at any time, which i couldnt etc, and o.O another $1,000
i was mad, but i know that i couldnt be *too* mad, since that fine print *was* there, just not something *noticeable* but nonetheless it was there............ |
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Just Me
 |
Because sometimes they collectors (Bottom-Feeders) are wrong and they break the law |
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S.A.M. Gunner 7212
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When I cancelled A.O.L. , they took forever to process my final payment. Part of that process was annoying phonecalls at all hours of the day. I wanted to NUKE India ! |
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jojo
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its not that they are mad their calling its how the bill collectors act and talk to them , they are really overboard , they provoke anger |
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echo
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I don't think people get mad because the collectors call. But they do get mad (and rightfully so) that the collectors violate their rights, threaten them, call them names, lie etc., etc., etc.
I guess you "like it" people lie to you, threaten you, violate your rights etc.
*shrug* whatever rocks your boat |
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flignar
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???...gee...isn't because they don't want to pay?....
...how come you don't understand that they don't want to be called...why would they?
Dumb... |
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BIjan
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it because they call so many times in a month..
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http://www.bestcreditrates.net |
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