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 When mailing in a payment, isn't the postmark date what counts, not arrival date?
I thought I learned that years ago in Business Law 1....


 My roomate took my debit card without asking and purchased a cellular phone with it.?
could she go to jail if its her first offense ever
Additional Details
she never recieved the phone i have it it came in my name could she be charged with ...


 Im sure my son charged to my credit card, but did it in a way that i didnt find out is this posible if so how?
...


 Credit Card Problems........?
Is it possible for me to get approved for a credit card even if I have bad credit.....so far I've been denied. So is there any companies that'll approve me?...


 How can I find out about my wife's credit reference or bad bebts?
I feel sure my wife has bad debts with credit cards and personal loans, but have no evidence. How can I find out more about this through official sources? Credit references are available to banks and ...


 Is this legal?
At a grocery store downtown, there is a little "bulletin board" type thing near the cash register that has copies of "bad checks." This wouldn't bother me much, it's ...


 I found a credit card on the ground. How do I return it to its owner?
I found a credit card on the ground, but with no other things to give me information on its owner. How do I get this credit card back to its owner, since I have no information besides the credit card ...


 Does any one know any credit cards that are easy to get if you are unemployed or have bad credit?
...


 Why does the government not control the interest rates and charges the credit card companies charge?
Credit card companies are allowed to increase interest rates to over 30% if they want. They also determine that the consumer is a poor credit risk if they have high balances on loans without looking ...


 I think I'm being SCAMMED, any advice?
My credit card company is charging me a $90.00 late fee because they say my payment was late. As long as it is postmarked by the due date isn't the payment considered on time? Thanks....


 My parents refuse to let me have a credit card- at what age can I get one without parents permission?
...


 Will my credit score be negatively affected if I pay off and close some of my cards?
I'm about to pay off four of the seven cards I have and I've read that closing them after paying them off can hurt my credit score. But I've also read that it may be better to keep ...


 Can they send me to jail?
I got caught in the payday loan scam. I needed money to pay bills and before i new it i was getting loans to pay back other loans. They were taking money out my account and the bank ended up closing ...


 I have about $5,000 in debt, is this alot?

Additional Details
i make about 21k a ...


 How do I remove my name from a mortgage. The house was awarded to my ex via divorce decree?
My divorce decree gave ownership via quick claim deed to her, and states she will pay the mortgage. I am having trouble getting credit because my credit report show the loan in my name....


 Im 19 and just found out the my SSN was used when i was 12 and ruined my credit HOW DO I FIX THIS MESS?
Im 19 and just found out my SSN was used when I was around 12 now my credits all screwed up how do I go about fixing it? Do I get a new SSN? Who do I call? etc etc etc.... I was wanna get this ...


 I have $15K in the bank, and I owe $15K in credit cards, should I use that money to pay off the credit cards?
or,,, keep the money in the bank to live off if I lose my job?...


 Anywhere I can apply for and get a credit card with NO credit history?
My bank declined my application because I have no credit history. I've never had a credit card before....


 Why are so many Americans in debt?
...


 My sister has a problem with her credit report?
there is a few accounts on her report that were not made by her. The problem is they were made by someone she knows and doesnt want to get them in trouble. Is there a way she can lock her social ...



kamau390
Why do people have poor credit history?
                     
 




yelrafsm
Because they have no sense of values.


Aries
Rating
They spend most of the credit card money and also they might not pay them back on time.


dragen_gto
You start off with no credit history and then you forget to pay bills.

The best way to build your credit is to make small purchases that you would normally pay cash for, and then send the money to your credit company instead.


mike
there are 2 types of people, spenders and savers.
If you spend too much, bad things happen, overdue credit cards, car repos, home foreclosures. Bad marks make bad FICO scores.
MAke more/ spend less/invest wisely
MIKE


Roni
Rating
Because they never learned how to manage money, then wind up living above their means... and end up not being able to pay their bills.


msqtech
Rating
on time payments not made


djkingpinone
If you don't know the answer then you're in good shape!
PAY BILLS = GOOD CREDIT
DON'T PAY BILLS = BAD CREDIT


aouija
I do from my husband having trouble finding steady work and having 3 kids to feed which made it impossible at times to pay bills. Luckily he has an awesome job now and we can focus on fixing the damabge but it still hurts and we can't qualify for any financing for zip. It sucks but what can you do??


bburdet2000
Alot is contributed to the the suppliers of info to the credit bureaus such as Sears,JC Penny's,Providian,etc etc
not reporting the correct info. Also the credit bureaus unwillingness to accept responsibility for these mistakes.


j.mcintire
They don't pay because they spend more than they make. Many times it's because they had kids and weren't financially prepared.


wlc87
Rating
Because they try to live high and mighty and can't afford it they quit paying their bills and loose everything.


Anne
Because they don't pay their bills.

It really is that simple!

Unless you are new to a country or young and starting out.

Then it is just because you have not built up a history.

To fix that you need to take out some small loans and pay them back. Making sure you make each payment on time.

You could do this by getting a credit card with a small balance. Charge something on it...something small even.

Do not just pay the whole balance immediately. Pay the minimum due for a month or 2 then pay it off.

Now you have started to build your credit!

This is also how you begin to rebuild damaged credit.

Good Luck!


livergirl25
could be a number of reasons maybe they have found it hard to pay there bills at one time or another in there life
could be that they are not on the electorol register
could be they got credit with an ex partner and the ex has not paid bill
or for applying for many loans , credit cards in a few days month ect
to build back up try a capital one card if they let you have it MAKE sure you pay every month more than the min payment too


jenluvsflowers
Rating
Because they don't pay their bills!!!


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