 Forgot to pay credit card, will pay first thing tomorrow. due by 12th. am i going to make it? |
| forgot to pay credit card bill. its due to be paid by 12th, if i pay first thing tomorrow morning will it clear in time do u think? is there anyway i can get extension/any one have any tips. dont ... |
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 Whats does COD mean? |
Im trying to order something over the internet, and when I click " will call or mail in payment (COD not accepted)", what does COD mean?
Thanks so much!... |
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 I need a company that will give me a personal loan with bad credit to consolidate CC and give me extra cash.? |
| I need the extra cash to pay off some bills that are not credit cards and to put new tires on both of the vehicles. Credit Card Consolidation will not work in my situation. I had good credit at one ... |
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 How is it possible to be in so much credit card debt. please explain? |
| as i understand it you get a credit card where you can spend 1000pounds for example that you dont have so you are effectively -1000pounds but that is the limit is it not? after a grand i understand ... |
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 I have a debt of 7000 on a credit card,would it be wise to transfer it to anothor credit company? |
| if they advertise 15 months interest free,does this whole amount need to be cleared by the end of 15 ... |
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 Will canceling a credit card i have be bad? |
| i have 2 credit cards, the intro apr is about up. i owe no balance on them, can i cancel them and reapply for new credit cards with no apr for the first year with nothing bad happening? like to my ... |
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 I need 100 thousand dollars to get out of finacial debt, but i am bankrupt...what can i do? |
Additional Details
i need to pay off house, pay off bankrupt trustee, pay off car, remodel the house and put some away for a child that is going to college in about another year......... |
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 Can I get a loan from the bank with no credit? |
| I'm talking about a personal loan (for my wedding).... |
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 Collection Agency dipping into my husband's bank account? |
| My husband owed on one credit card totaling $300.00. A collection agency called in June and stated he now owed $900.00...but they would take whatever he could give them at the time. My husband ... |
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 Should I get 2 credit cards? |
| I'm getting at least one credit card for two reasons. 1) to build credit and 2) to get some rewards. I do fairly well financially for a college student and honestly don't have to worry ... |
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 Im thinking of a number between 1 and 1,000,000......? |
Lets see who gets it! come back and check every once in a while if you care because when someone finally gets it ill post it in the "extend question" option
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5... |
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 Great credit but no cosigner and I need a student loan? |
| I have great credit and about to pay off my last two credit cards and hopefully my car. I have applied for student loans and they keep insisting I get a cosigner in order to get the loan. Is there ... |
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 Which way is best for me to start my credit? |
I was thinking of either putting half down on a Mac, and paying the rest monthly with their "Bill Me Later" program.
or, getting a credit card for a department store like Macy... |
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 NEED a personal loan to fix credit? |
LOOKING FOR A PERSONAL LOAN. TO FIX OUR CREDIT .
LOOKING FOR 30,000. NEED HELP... |
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chick | Why do people say credit cards are evil? |
They're not. People are the ones who put themselves into debt and I can say this because I got myself into debt, I paid it all off thankfully. But yeah credit cards aren't evil, we all know that the credit card companies want to make money off us, so we all know what its about going in. Besides the cc company didn't hold a gun to my head making me spend that money. :-P
Additional Details
hehe yeah I heard about the barcode thing, its just hilarious, lol. ;-) |
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YOU BET
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People think they're evil because they do exactly what you did they know they can spend the $$ that's there but they cant pay it back then they get collection calls so they blame everyone but themselves for what they've done because they feel dumb |
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hi
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They aren't evil, but the credit card companies tread a thin line between ethical and non-ethical. |
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T_T
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Agreed, people will always blame everyone else before they blame themselves.
There's also the barcode thing, the sign of the anti-christ. The first, middle and last bar are supposed to be 666.
But that is ridiculous, fundamentalist cr*p. |
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biziaka
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they might have crazy high interest but not evil. it's a for profit business and they just trying to make a dollar. it's up to the credit card holder to be responsible and not charge more than you can afford. it's that simple. |
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DAS
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Or should we say the wrong use of credit cards are evil, just like money. Credit and Money are tricky things, so I feel that there should be classes taught at an early age on credit and money etc. this way people will be armed with the facts and knowledge of how to deal with credit. |
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gary s
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you are correct.....however....the credit card companies do more than their share of taking advantage of people in hard situations. you make the decision to nibble on the cheese, but they don't have to set the trap either! |
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Blue Indiana
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The debt is the evil people give in to trying to keep up with each other or trying to be better than someone else and end up losing everything. Debt free is the way to be. |
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Gray
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People dislike credit cards because of one of two things: either they don't keep an eye on the balance and use more than they should, or they are tempted to dip into that additional credited balance. Those are obviously going to get you into trouble. Be responsible, however, and they can be used to improve your credit score quickly. |
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Peilthetraveler
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They are evil!!! I mean they have some nerve to loan me money and then ask for it back in small monthly payments. How dare they!!!
Thats the thinking of people in debt. I love my credit card, because it gives me 2% cash back and i use it everywhere and pay it off every month. (Sometimes twice a month if i use close to my limit) I make at least 30 bucks extra per month (at the very least!) just buy using my credit card to pay for stuff i would already buy like gas, rent, cell phone, ect. Its great. |
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Hi I'm Chubby 2
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There Just Evil!!! |
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mitch w
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because like you said.. people dont know how to handle them... i work for a bank that sells more credit cards than any other bank... I can assure you.... I deal with people every day that overspend on their card and now cant pay. I tell most of them the same thing... why did you apply for a card if you cant handle it maturely and what do you think the bank should do for you... usualy they say reverse the fees, reduce the payments, etc... i then ask why the bank should be liable for their spending habits.... as long as you use them wisely they can be greta ways to spend... many from our bank come with checks that can get you as low as 0 percent for a time or 3.99 for the life of the balance |
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latebreakfast
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It's true. People create their own problems by charging things they can't pay for, and doing it over and over. Then, when the cards are maxed out, and they're paying 28% interest, they call the CARD evil!
I know at least 90% of the people I know have gotten in trouble with credit cards. I did too. I will never do it again.
I think my problem was with education. No one ever sat me down and explained how it all worked. But now I know. I also realize that it is up to us to get educated!!
My score is quite high now. I have become a "credit score junkie". I watch it like like a mother hen. I track it, I monitor it and I care for it like it was a new Fararri!
It's my lifeline to a car, a house and a lot of other things, for a good interest rate.
Good question. |
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Alex B
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Credit Cards aren't inherently evil, it all depends on the person wielding it. Some people see them as their own personal banks and they spend money that they don't have. Responsibility lies on the people using it to make sure that they don't overspend.
Sometimes saying that credit cards are evil is because of the companies. They promise you a great rate and then in a year they spike it up beyond what you ever thought would be possible. I guess it all depends on the person doing the complaining :P |
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Emma M
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credit cards are very hard to deal with. you can put more money on it after you spend it you have to get a new credit card. if you spend to much on it you go into debt which will take a long time and a lot of money to pay off |
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84_4X4
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because its not your hard earned money your paying with, its their free money,and they will bill the hell out of you if your ever late on a payment to anyone of your creditors not just them.. the cc companies will tack on fees on top of fees to put you more in debt than you were before you ever used the card. plus the intrest rates are a killer as well, they will jack the apr up on you an not tell you. read the fine print in your terms an conditions before getting into credit card debt please. |
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in2alot
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You make so much sense but the majority of people with credit card problems do not think like you. Plus, the credit card companies make it so easy for people, students, new homeowners, to get in debt with the savvy marketing techniques and basically want people to be in debt and only pay that ridiculous "minimum payment" so you DO stay in debt, for a long time and they can make a lot of money off of you. Do you know how easy it is to get a credit card when you are a student? They just send them to you automatically because they know or assume mommy & daddy are going to pay the bill every month.There's a lot of students in debt thanks to that, and those credit card companies are laughing all the way to the bank, "pun intended". I say the credit card companies are evil, and the people that are way in deep debt are just stupid. |
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bm
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It's called ignorance, or maybe they had some unexpected things happen. You never know when you actually need money. |
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♥
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its money you don't have. you don't own that money you're spending. |
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wickety
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People have no self-control. When they get in a fix they want to blame everyone else. |
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GSblaster
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they come back to hant u |
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mcleanb82
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Becuz they always want you to spend money and they get down ur neck about paying them. |
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joshtheguitarfreak2
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because they are irresponsible and then they get slammed with fees and interest for years. |
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Mr. Pig
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cause u spend more than u can handle |
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♫HeYyO♫
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they r evil cuz youhh gotta pay alllllllll the money back tht you spent >=0 and what is you have like 1946236238562389265892689723789527 credit cards..lol |
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