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 Credit card enq?
hello wondering if any one can help just recieved my first credit card been to try and use it keeps saying bank declined it yet i used it yesterday at shops is there a different pin you use at cash ...


 Anyone know anything about Provident loans?
Im considering gettin one and would like a bit more information. Is £500 the maximum you can get for first time? If pay back early do you still pay the full amount? Do they do credit checks? What do ...


 If he doesn't pay will it show up on his credit?
My boyfriend just got a phone bill in the mail from 9 years ago. He didn't even know anything about it, and when he did a credit check a few months ago for something else, that wasn't on it....


 Can I do a bankcrupcy and add my hard money loan?
I have a hard money loan against my dads commerical property under my name and I cannot afford it anymore ...do you think I can do a bk on the hard money ? thats a lien against my dads commerical ...


 Can social security payments be attached for unpaid debt student loan or credit card debt?
...


 Do credit repair bureaus really work?
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 Credit cards??
Do I have to have a bank account to get a secured credit card?...


 I want to file bankrupt is that a mistake?????
I was thinking that I should file bankrupt so that I could rebuild my credit in order to buy a home. Do you think that is a good move or not? I want to pay all this bad credit off but it is so hard ...


 What does your credit score have to be in order to qualify for a small business loan? I want to be prepared.?
I am looking to start a small baby/mother's boutique. The only thing keeping me from going and getting a loan is the fear that my credit score won't be high enough... it's sitting at 6...


 How can i start building credit?
i'm a college student, i already have loans out. how can i start building my credit?
Additional Details
i dont have any bills yet. i have a checking account....


 I have no credit at all ,for that i am being refused for credit ,any lender to recommend?
...


 How can i get a home loan with bad credit without a down payment?
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 What help does your bank provide for people who are in debt?
I need this answer as soon as possible …please if you answer this question ..let me know quickly…thanks for your help....


 Collections?
I have a CC debt that has been charged off and sent to a collection agency. I am waiting on validation of the debt from them after sending my validation letter. What do I do if they do not validate? H...


 I just turned 18. How do I get started with a credit card?
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 What can I do about calls to my house (see more)?
Some chick gave out my number for everything she's been working on lately. Ie. she checked out earthlink and put my number in and I have been getting other telemarketing calls for her to my home ...


 Can I change the due date on a credit card bill?
Two of my credit card bills are due on the 31st. I get paid on the 1st only. Can I request to have my due dates changed so that I don't have to worry if I will have the money to pay my bill?
<...


 I am worried about my credit?
I am 21 years old and I am in my last year of college (graduating May 2008) I had 3 credit cards that were all about 1.5 years passed due and in total about 2500 dollar debt. I paid one off in full ...


 Last year I paid off all of my debt but my score is still very low, What can I do to increase it?
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 Can a credit card company randomly raise your APR for no reason?
I have a credit card and just looked at my statement- my APR doubled.
I called the company and they said they can't tell me why, due to 3rd party something or another, but will mail me ...



Evil Demon
Why do people use credit cards?
                     
 




akhil
Rating
Because it easy to use,internationaly valid and now a big market ready for this...........


Kaska
Rating
Same reasons people don't pay cash for the home they are living in or the car they are driving.

There is something they want now and is perfectly ok with making payments.


~Secretrose~
to buy now and pay more later


The FeistyChiK
Rating
we are an impatient culture. we want and want and want. in fact, we want it NOW, no not now, but perhaps yesterday. think of all the advertisements you see, it all caters to our impulses. must have now now now. and more of it.

but back in the day, people actually saved up for whatever they wanted to buy. what a different world the 50s were.


DEE CON JESTED
because they want what they want now and not later and its the fastest and esaiest whay to get what you want plus you dont carry cash and have you crap insured if you buy it with most cards!


diesel
Some people use them for business purposes so they have a record at the end of the month for all expenditures, while others use them for the convenience of quick purchase and not having to carry cash. Others use them to purchase items they don't have the money to buy at that time and then make payments later.


mary z
I only use mine for emergencies or for travel.


nocateman
Rating
it's a flexible way to finance your life, if your wreckless it can destroy you. if your careful you can make your life a little easier.


oliprofessor
I use it as a way to make purchases on the things I can afford anyway.

The added bonus is that since I don't have to pay it off immediately, I earn interest on the money I would have otherwise spent.

Plus the card also gives me automatic insurance on anything that I buy, and the ability to reverse any transactions that go sour.


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