 Cancel my credit card? |
| I've had a BoA credit card for about 4 years now, I just got the balance to 0$. I'd like to cancel the card, but have heard both side of the story of it hurting my credit and not hurting ... |
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 How do you respond to creditors who harass you by phone.? |
| This company calls quiet often even though I have told them to stop because I never had an credit account with this company and if I did it is way past the statute of limitation. They want me to ... |
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 I got a letter from a collections agency threatning Arbitration? What is that? I'm scared!? |
| I got a letter in the mail from Midland Credit Management, Inc regarding my debt with Verizon. This debt is from 3 1/2 years ago. It says to call them to arrange to pay the balance of $1096.08 by 8/10... |
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 Can you return clothes to Topshop without a credit card if they were bought with a credit card? |
| I accidentally bought a top in the wrong size and I decided I didn't like the top that much anyway, and I'm just wondering - could i return/exchange it without my mother being there (she ... |
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 Home loan with bad credit? |
| ok here goes im trying to buy my first home. have little to no money to put down. credit not that great does anyone know of a place in kc mo that will help me ... |
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 Can anyone recommend a good credit card? |
I've never had one before so don't know where to start! Am also worried about getting turned down cos I have no credit history.
Additional Details
I should probably give more ... |
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 I have a foreclosure but want a new car - I've been denied. How can I get one? |
Additional Details
For those of you who choose to judge me based on the limited information I have included, please note that the foreclosure was over two years ago and was the result ... |
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 Am I obligated to buy something if I apply and get approved for a credit card? |
| I know this may seem like a silly question, but I need a credit card as a second form of ID to open an account at a video store. I also need a credit card to create an account with Microsoft Office L... |
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 Credit card will be raising interest rate on balance. Should I close it so I can pay it off at the lower rate |
| I have two credit cards from the same company - one is an older account with a higher interest rate, the other is a newer account with a better interest rate. Both cards have balances that will take ... |
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 Any suggestions on how to get out of debt quickly? |
| I am already working two jobs and serve in the Army reserve. Bad thing is I have bad credit so I cant seem to get a loan that I can afford. Have several offers, but dont want to just get something ... |
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 I need a good debt consolidation company. Any ideas? |
| I have several personal loans out. My monthly payments add up to about 800 a month, i only make a 1000. I'm not behind on payments but i cant keep up much longer. I cant seem to get any local ... |
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 Is anyone in my situation..I havent paid my credit cards in 2 years!? |
| I just couldn't. Now i'm freaking out because I don't know what could happen from here...Someone help!... |
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 Only serious answers please. Those that are cynical will be reported.? |
| I have a high cellular phone bill, and am having trouble paying the bills. What do the consolidation companies for debt do? charge? Where can I find some help? We both have jobs but are suddendly not ... |
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 I just started a position working from home... I need an emergency cash loan or payday loan.? |
| Does anyone know of a LEGITIMATE cash loan or payday loan company that does not require you to work at your employment for at least 3 months? Most sites I go into and fill the application need you to ... |
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 If you had 10k to either pay off your car or use as a down payment on a home? |
| What would be the best thing to do? The car loan is at 6.9% and the payout is 13k....Thanks.... |
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| I'm being sued for a debt that is over 5 years old? |
| I was served with court papers on Saturday, I'm being sued for $7400...from almost 6 years ago. I had a loan for a vehicle, I lost my job and couldn't afford to make the payments, I gave ... |
|
 Does anyone have urges to spend money you can't afford.......? |
Then get into a lot of trouble for it?
I mean like all the time and never learn from the mistake?
Additional Details
Are you suffering from bipolar bre?
Just wondering, because ... |
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i tell it like it is | Why do "wealthy" people use credit cards? |
if wealthy people have money,why pay interest?why not use bank cards? |
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tonalc1
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Convenience and for a record of how their money is spent.
And as for credit card versus bank cards, most bank (debit) cards don't provide the security protection that credit cards do; also, credit cards offer perks, like airline miles, etc. |
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A.Mercer
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They probably pay the balance off every month. Credit cards are very convenient to use. There are cards that you can get that you do not have to carry a balance and pay interest. |
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lepr0kan
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credit cards typically give better benefits, cashback, points, miles, etc. Many rich people prefer to pay with credit cards because it's safer (easier to claims loses if stolen) than debit cards and they can pay it off every month while earning these incentives. |
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Chuck P
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It's easier to keep track of your spending. As long as you pay them off at the end of the month you don't pay interest and you get the free miles or whatever. It's getting more bang for your buck basically. |
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kidlet_animal_luv
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You are only charged interest on your outstanding balance on your credit card.
Even weathy people probably don't carry a lot of cash.
Bank cards.......perhaps memorization of their PIN. Can't be bothered.
Credit cards, more convenient. |
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kugay
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Not only rich people used credit card. As long as you have a good credit status in bank, anyone can avail it.
It's also safe than bringing cash. |
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Lamont
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We use them for the convenience and rewards. We don't pay interest. We pay them off before interest is added. |
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Jerry
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Sure, but they have the discipline to pay them off every month. |
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Ask M
 |
Who says they do ??? |
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Stephen B
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Wealth isn't always having money. You can be wealthy, have a million dollar home and a mercedes, but not have cash for gas or electric. Credit allows a person to spend on big ticket items and pay them off over time, like layaway.
Also, They may just be using it to get free air miles. |
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Callie
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They use credit cards because there safe and easy. |
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stefstudy
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cuz they can afford the interest. |
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What the fu--
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And why do they offer credit cards to so many low income people? |
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