 My husband and I are on the verge of losing everything,We both work but we can't seem to make ends meet.? |
| What do we do?We don't qualify to borrow from our 401 k Yet.We don't have enough credit to get a loan from the bank.And they say we make to much for financial help from the state.What are ... |
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 Credit card? |
| i just recieved my first credit card trying to improve my credit if i dont use the card will that help my credit just showing that i have a card and the mothly fees are being ... |
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 Why would you press the credit key even if you were using your debit card? |
I just got my new debit card in the mail. It has a VISA logo, but the bank says I should be sure to press the "credit" button when making merchant transactions with my debit card.
... |
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 I have bad credit. Is it possible for me to still be able to get a car loan for a used vehicle? |
| Without, paying super high interest rates? I also want to spare myself the embarrassment of being turned down for a car loan at a dealer. Any suggestions?... |
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 Is it possible to have your credit cleared, All bad stuff and bankruptcys too? |
| Can you pay a firm to remove this stuff? Is there anyone who has done this?... |
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 Is this debt collector messing with me? |
| I have a big medical bill that got sent to a bill collector. I called them today to try to make payment arrangements and they told me that I had to try and get a loan. Once denied I would have to ... |
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 File Bankrupcy before suicide? |
| I am thinking of ending it all due to my debt. I am wondering, should I file for bankrupcy before I leave, so my spouse and estate dont get drained with my debt?... |
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 I overdrew my bank account, now its closed, and a collection agency is calling me? |
| A lady from a collection agency has been calling me regarding my overdrawn bank account. I talked with her & she compromised with me, and I was supposed to moneygram the money to her on monday. H... |
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 Are minors responsible for a credit card in there name if recived when under 18 ? |
| I recently found out my daughter has 2 credit cards both in her name she was only 17 when she recieved them and they are not cosigned by me or any other adult, is she responsible or is the company at ... |
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 Charge off from 1995, shouldn't that drop off my credit report by now? |
| I was 18, dumb and had a CC, enough said. I don't have enough to pay a settlement amount let alone payments. Please don't tell me what I already know about my choices. Just would like ... |
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 Credit Card trouble............? |
| Got myself in a little over my head with the credit card thing....any suggestions on what to do to get out with out filing for bankruptcy????... |
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 Question about Credit Rating? |
I have an account that I am getting ready to pay off, and found out that it is a revolving credit account.
After paying it off, will it negatively impact my credit rating by closing the ... |
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 Trying to get approved for a 13000 boat loan? |
| I have two charge offs on my credit with a total of 3000 $. These items will be payed before applying for the new boat. I have a truck that was payed off and not late and I also have an active ... |
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anon2008 | Why do these annoying people take 2 mins to take money off your debit card and 30 days to put it back? |
it is so out of order. i paid a £20 deposit for top up tv anytime and they took it from my card. the next day i cancelled it and went to sky. they told me it takes 30 days to put it back on my card. i played bingo at gala online and it takes 2 mins to add money to play, i won a small amount and they take 7 to 10 days to give it to you. loads of companies take ages to give it to you back. initialy it only takes 3 days to go through the bank system. it is so annoying when these companies do this. also i will not be using these companies no more as they are taking the piss. 2 minutes to take from you and 2 bloody months to give it back, grrrr!!! |
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so they can keep your cash in their account and reap the interest , i bet you are not the only one this has happened to so imagine the amount of money involved |
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RUTH M
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Well done Phoenix, spot on, play banks at their own game, wait till the last minute to pay anything, and play your credit cards against each other, no interest or insurance charges to pay. x
Suggest you take a leaf out of our book. we are good. x |
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karen f
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cause they can. It is so annoying especially when your need is greater than theirs |
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damienabes
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the reason for this is due to the accounting process on the companies end. but i agree this does suck |
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Betty Boop
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Interest money and monthly fees...they can still charge this to you and there's no outlet for you to argue...you must pay it or your credit score goes down |
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Monica Maria
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You are wrong guys, mostly that is not company's fault. Often company will refund your money immediately, but the payment system is holding the money. Banking system need to be changed to correct this :) |
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alatoruk
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how else do you think they make more money - same sa banks - sit on it and earn interest |
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Phoenix, Wise Guru
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Because they make money off of every day they can hold on to that money. In the simplest form, they can put it in the bank and make interest. That's why you pay your bills as late as possible and underpay your taxes throughout the year - the longer you can hold on to that money, the more money you earn off of it.
It's called deferring payments. |
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davidc
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yea its pathetic.. |
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Julie B
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I agree but as they can get away with it they do. We all need to complain and then take our business to somewhere that doesn't act in this unfair manner.
They are after all stealing the interest on your money from you, so you could argue it is criminal behaviour - especially the 30 days!! |
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