 Anyone out there frustrated about their credit rating? |
| Heres the deal: Im 20 years old, I have had credit history for about 3 years I have done excellent with making my payments and also paying off my credit, however I only have an Average rating and Its ... |
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 How do u get a credit rating if u cant get credit? |
| e.g an 18 year old. living at home, therefore no bills ... |
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 Credit cards? |
I'm so confused. I"m getting to the age where the option of having a credit card is drawing near.
I've been looking at different cards, but I can't seem to make heads ... |
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 Can i use my ATM card to make online purchases? |
| Can i use my ATM card to make online purchases? My bank is Commerce bank.. now changed its name to TD bank. But, am i able to? On the card, it says ATM and it doesn't seem to have an expiration ... |
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 Is this Credit fallout because of the borrowing to pay for the war.? |
| I am watching all the reasons for American and UK economic fallout and cant help but feel its a smokescreen . The war is costing billions and billions of dollars. Who is paying for this? Is this not ... |
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 I want to remove myself from my ex-fiance's car note.? |
| Like and idiot I co-signed for my ex-fiance's car note. Long story short the wedding never happened, and now I no longer want to be listed on the note. Is there a way to remove myself from it? ... |
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 Can I sue someone for not paying a bill that i put in my name? |
| I got three cell phones in my name. Which I gave to family since they all have bad credit. We made a verbal agreement in front of employee/friend that they will pay their bill on time. But they have ... |
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 Should we take the settlement offer...? |
| About 10 months ago, my wife went to an emergency room because she was having terrible pains. We did not have the funds to pay the bill. For last few months a collection agency has been trying to ... |
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 Bankrupt girlfriend? |
| My girlfriend just told me that she's a discharged bankrupt!! I'm 28, she's 26, we've been together for 7 years, and she went bankrupt when she was 22!!!! It was stupid credit ... |
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 Just thought I'd give it a try? |
Hi, this is George Zimmer founder & CEO of the Men's Warehouse, just by change would anyone have a few million dollars to lend me??
I have the craziest business scheme, I'd let ... |
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 Harassing phone calls- Do I have any recourse? |
| My husband and I moved to a new state 4 months ago. Since our phone number was activated, we have received an increasing number of phone calls from debtors and collections agencies asking for two ... |
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 How did your credit get ruined? |
| I was 19 when my was destroyed. I needed an emergency surgery and didn't have insurance. The "doctors" couldn't figure out what caused the pain, but told me I have endometreosis ... |
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 What is the best way to start building your credit. I'm 18.? |
| I just turned 18 in June. I was told the only way to start was by getting a department store card and then moving on to bigger things. Well, I applied for a JC Penny Card and was not approved because ... |
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 Why can't I get a credit card? |
| I see people all the time who have 25,000 in debt for school loans or people who get pre-approved credit cards in the mail on a daily basis who have NO business having them. I am a 25 year old male, ... |
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 I have no credit history. Should I get a credit card? |
| As the question states, I have no credit history. There is no way I can get someone to co sign for a loan for me. I was just wondering if this was the best way for me to get a credit history if I use ... |
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Shaq iz Phat | Why does Capital One offer this? |
Capital One sent me an offer for a pre-approved Preferred Plus Platinum MC with a credit line of up to $5000.
But I already have a MC with Capital One and had one for the past two years.
I mean I'd prefer that they just raise my credit limit on my old card instead of another account. So why are they doing this? Is there an advantage for them somehow? It's a no annual fee card. |
 |
 
Sweetask
|
The pre-approved offers are just pre-screened offers using certain search criteria (such as a certain income amount, at least 18 years old, etc). They don't really specialize the offers for each person. so basically they mass send them out and you just happened to be one of the people they sent them out to. They aren't offering you an increase in credit and when they sent them out they probably didn't even realize you were a customer. |
|
mel
 |
that you won't pay off the balance every month and then they can CHARGE YOU an unrealistic interest rate, which your liable to pay. |
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Angela
|
I know someone who cancelled his card with them because they decided to drop his credit limit at a dimes notice, which left him $2000 over and then they wanted amount in full cause he cancelled. His balance ended up going from $9,000 to $26,000 cause he couldn't pay the over the limit amount right away and they started demanding payment in full. Since he couldn't pay in full, they tacked on all kinds of late payments, over the limit fees, and interest. They are HORRIBLE. |
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Ace
|
they are a big company, agressive, call sometime and explain. I bet they have a digit somewhere out of place and think you are 2 different people ! This is a good company, knows how to do what they do ! |
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Thom
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DO YOURSELF A FAVOR AND GET RID OF CAPITOL ONE! IT TOOK ME A YEAR AND A HALF TO CANCEL A CARD I USED TWICE AND PAID BEFORE THE BILL CAME IN! THEY ARE THE WORST. GOOGLE "CAPITOL ONE SUCKS" FOR SOME HORROR STORIES! |
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cookie
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call them and ask they probley just made a mistake i like capitol one they have low apr and no annual fee |
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itsallaboutobama
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to get a higher interest rate and make you pay more
that's how they make their money |
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kcracer1
 |
to get more money from you |
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corbeyelise
|
They just want to make money. Usually when you get those "pre-approved" things, you're not really pre-approved. They just want you to sign up for another card so they get more money out of you. |
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sexytrojan
|
They (and other credit card companies) are sending out these mass mailings to everyone, several times a week. The mass mailing department doesn't talk to the existing cardholder department. |
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amyvnsn
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That happens to me also. I think that their mailing list for advirtisement is different from their list of cardholders. |
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