Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Whats a better credit card Visa or Mastercard? Which has better benifits and accepted everywhere?
If you live in IL...


 Is this loan a good idea?
We have 3 credit cards: Balance of 530 with 19.8%, 1640 and 1738 both at 29.99%. My hubby had cosigned for his older brother a car and we had to take it from him. It was in a wreck (hit and run) ...


 Question about mortgage interest rate....?
Is 5.9% fixed a good rate?
Is it lower or higher than you're paying now?
Additional Details
30 or 40 year, my choice....


 What are the easiest and best credit cards for someone to get-have OK credit history-noty excellent but okay.?

Additional Details
sorry should of said I already had a capital one card....its maxxed out !!!
need another!...


 Does any one know where I can get a credit card without having any credit?
I really want to help a friend out when she is in a bind., her family does not have too much money and I will do anything for ...


 Because of college I am in debt and may have to consolidate my bills will it look bad on my credit report?
...


 Am going bonkers......can someone explain in simple terms whats this credit score and why should it be good!?
...


 A Question About Credit Reports
Does anyone know how to get your credit report without having to have some kind of membership and where you don't have to use a credit card? (freecreditreport.com is NOT free!)...


 I want to know if anyone knows about a company called freedom debt relief.they help will credit card debt.?
they help you get out of credit card debt without file ...


 Are there any downsides to opening 20 bank accounts in one week?
I want to open checking accounts at different banks just for their bonuses ($100-$200). I will close most of the accounts after a month or so.

So are there any downsides to this? Does my ...


 HI im 20 and i have probably have over 5000.00 in debt?
and ive havent made any kind of payemt on these for 2 years if i was to pay all these off in one lump sum would i be able to get a credit card again
Additional Details
its not all credit ...


 How do I transfer my car loan to someone else and have them take over the payments?
I have decent credit and I basically need out of a loan I have. I have heard that people interested could take out their own loan and purchase the car but I was hoping that there may be a way to just ...


 Whats the best way to build up your credit rating?
...


 Debit Card Fraud?
Yes, Just few days ago...someone took my money out of my checking account without my permision.
No, I didnt lose my credit card or debit card or anything...

Someone from Chicago ...


 Is there a way of knowing which stores use which credit bureau?
I am interested in getting some type of store card (example: walmart, old navy, target, best buy and others)

Are there certain stores that get your credit report from one bureau or another?...


 What can the Repo-man take?
My sister's boyfriend is way behind on his car payments. They live together but her name is not on the loan. All of the things in the house belong to her, except his computer which is worth ...


 I recently just got out of debt : ) how do I stay out? ?
Im happy and can finally see a black bank balance lol Ive seen red for far too long. any one have tips on how to stay out of the red?
I am a student..I think this might make a difference to ...


 Does anyone know the quickest way to improve your credit?
I mean besides paying it off... are there any companies out there that will help you reduce your debt.. besides the obvious credit counseling services that are advertised on TV and such. Ive heard ...


 Is there anyone that knows where I can get a long term loan for $5500.00?
I CAN PAY $400-450 A MONTH TO PAY BACK....


 Can a bank require you to have TWO Appraisals when applying for a Home Equity Loan?
I'm quite frustrated at the process involved with trying to get a home equity loan. Last week an appraiser did a drive-by appraisal and the value came back just fine. NOW, they're ...



mizzhollywood26
Why does divorce effect people's credit?
                     
 




shiprepairwoman
Rating
Some don't pay the debts. Some misunderstand that when a divorce assigns the debts to one of the couple it isn't binding on the other so if your ex doesn't pay and you don't pay you both get bad credit. Some ex's are spiteful so will not pay the debt to hurt you and you might think it isn't your debt. Your name may still be on credit cards they are using and they might run them up and quit paying or even file bankruptcy leaving you with all the debt not just what you at the date you divorced.
Some don't refinance the house into the name of the person keeping it so if they miss a payment you are hurt. Even if they pay you can't get a mortgage because you owe the old mortgage.


bostonianinmo
No, but it sometimes affects it.

Merely getting a divorce doesn't affect your credit score in and of itself. However it's not ususual for one or both parties to wind up with significantly less wealth following a divorce and/or a disproportionate share of the outstanding debts from the marital estate. That can lead to financial difficulties that will result in a reduced credit score for either or even both parties.


clawedlemew
Biggest thing is joint accounts. Both parties are responsible for them, even the one that is not the one that rung up the debts. The divorce decree does not change that and cannot change that because it does not affect the agreement between creditor and debtors.


boilerrat
exes


asreid14
In some instances you are just as liable for the debts that your spouse accumulated during the marriage. If they are not paid according to the agreement then it will be reported negatively on both individual's credit.


richard t
higher expences..........


v b
Rating
When you get married, the cliche is "two can live cheaper than one" and people spend all their income.

When they get divorced, it's the reverse and now they have two households living on the same income as before. (One household usually living way below the previous standard of living.) Something's got to give....


lisa s
Rating
Because sometimes one spouse runs up a bill without telling the other. The spouse who didnt do this does not really want to pay for something that he did not get the benefit off...which might also be the reason why they divorced in the first place


cowboydanimal
It's one of the five C's:
character, capacity, something something something.

these measure how good your credit is, because character means you're determined to stick something out and be a good credit investment.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.034
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy