 Does asking for credit increase affect my credit? |
| If I ask for a credit increase will this affect my credit / credit score? Inquiry?... |
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 Car Credit Problems? |
I have bad credit history
I need a car for work
What are recommendations on how or where to obtain car financing ?
thank ... |
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 Help me choose a credit card!? |
Hi, I'm a teen looking to improve my credit and have a little more financial flexibility. What credit cards do you think would be good for someone with no credit?
Note: I'd love ... |
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 Can I cash my stimulus check at Wal-Mart for free without buying that lame prepaid debit card? |
| I can't get a straight answer. I mean I'm gonna spend money there anyways but I don't want that lame prepaid debit card since I already have one >.<... |
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 Visa gift cards? |
I got this 50 dollar visa gift card for x mas and i tried to buy something online with it at americaneagle.com and i entered the number in and it said ERROR: the number you entered is not valid.
... |
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 Credit card debt scenario..need some advice.? |
| So, I have about $4400 in debt, which I have to payoff completely, but I am not sure the best way to help repair and save money now. I have one card that has $1200 and the limit is $1300. I have one ... |
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 $1200 loan with bad credit? |
I found an apartment and he needs security deposit of $1200. Anyone know where i can get a loan with bad credit that is not a scam???
Thanks.... |
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 Am I really in debt? |
| My credit score sucks (514-experian)... But there isn't really that much stuff on my credit report... and the stuff added together doesn't even come close to $10,000.. Would I be considered ... |
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 How do i clear my credit? |
| can i do it myself what are the steps.... |
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 Credit Company harassment, My rights? |
| ive had a 3rd party collections company calling me 6-10 times a day asking for me to put money on my account. I tell them i will put $100 on it on thursday. This shuts them up for the rest of the day.... |
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 If an elder parent has credit card debt and then die, would anyone be responsible? |
| What happens if there isn't enough money left to pay off credit card debt from one's estate once they have passed away. Would a family member, i.e., an adult child be responsible.... |
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 Can you use a pre-paid debit card on online? |
| i am tryin to purchase something online.. but i am not sure if i am allow to use prepaid debit card .. will it be ok to use them??... |
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 Chapter 13, Bankruptcy? |
| Is there no such thing as being forgiven for your debts and you get a second chance.... |
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 Why do people not understand the difference between debit and credit use? |
| I worked retail and at some points our pin pad would be down so as long as the customers card said Visa or Mcard we could run it as credit ,,but it only takes it from you checking just as if we ran a ... |
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 I received a check from Imperial Foundation Lotto, and now the bank told me that their check bounced.......? |
| It bounced and now I have to pay the bank every penny of it. I tried calling their number and it's the wrong number. I feel very devastated and don't know what to ... |
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Cindy S | Why does your address affect your credit scoring as its not ur falut past people have had bad credit there? |
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Sugarlump
 |
they usually ask for your previous addresses in last three years tho so that cancels out any previous owner having a bad credit having an adverse effect on your rating. |
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Sane
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Its not your specific address, it all goes to your demographic location. If say the southern part of your town is a high crime area, and your development happens to be within that demographic boundry, they consider you a higher risk. |
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jonborja
 |
It's mostley used to verify addresses you lived in the past and to see how many times you moved in a specific time...stability. |
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Ollie
 |
They always ask for pevious addresses if not at said address
for 3 to 5 years depends on the company. |
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alatoruk
 |
to all the people who put it doesnt - YOU ARE WRONG. I moved house in the middle of a credit card application and had to re-apply even though I was approved at the first address because i moved before i accepted the offer.
even though i was the same person, with the same credit history and the same previous addresses my new address might have changed my credit rating so i had to re-apply. i dunno maybe the house was applying for the card - not me
of course i then couldnt prove i lived at the new address as i had no bills etc coming to that address in my name - oh did i laugh - NOT |
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Q~T
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They want to see that you are stable. Not moving from place to place every other year. |
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kayleigh w
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It doesn't, a credit rating is a personal score, not connected to your address. I know that it used to be but this changed some time ago. It does not matter if people who have lived at your address before have had bad credit, however it may have an effect if someone in your family has bad credit with the company you are applying to, as they may look at other accounts held with them at your address. |
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ANF
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Write to the credit rating agency and ask for a copy of the rating applicable to you. If there is an untrue rating tell them and after checks they will remove your address from that bad rating. |
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thankle
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This only affects you if the person who had previous bad credit is finacially tied to you (spouse etc)
You can write to credit companies & have any prior resident removed from your address list so your credit scoring will then just be based on you.
There is usually a small fee for this. |
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Here In LaLA
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you should go to annualcreditreport.com - It shouldn't affect your personal credit because they look it up through your social # and it matches up with the dates that you live in a place - but if you/your roommate is constantly late on payments, then I would see why it'd affect your score, but you really should find out asap what is affecting your credit score - you'd be surprised how much credit ties into your life. |
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