 I have a credit card on my fathers account .is my credit score being affected since it is his account? |
| the visa credit card is in my name, but the credit card number is the same as is my fathers credit card, when the statement comes in every month it is only in my fathers name. whether he pays it on ... |
|
 An eBay question...? |
I want to start selling on eBay but I dont have a credit or debit card. Is there anyway i can sell without one?
I dont want to get one of those pre paid cards either.
Many ... |
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 What do you think my credit limit will be? |
| I'm 18, and I FINALLY got approved for a creit card through Chase Bank. I'm trying to start building my credit, and I was just wondering what you guys think my credit limit might be? O... |
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 Bankruptcy Question? |
| Hello everyone. Unfortunately, I had to file for Chapt. 7 BK recently and had a question regarding bank accounts. I know that I am not allowed to have money in my bank account before I file for BK ... |
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 I am 19, and I do not have any credit? |
| I have no credit ...besides opening a checking and saving account. With this little amount of credit..can I get a cell phone turned on in my name??? If I can does that build credit?... |
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 Has anyone have any ideas about starting up my own unsecured loan business? |
| i am looking to set up an unsecured loan business anyone have any ideas about going about ... |
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 Can I get a auto loan with a 597 credit score? |
| My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, paid my bills on time, etc. in other words I grew up. I know its still low. Now I'm in ... |
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 Should I borrow more money for school? |
| I've done some crunching on my expenses and I've got to make some hard choices. I've just started a program for an MA in history. My BA is in the same thing. However, it looks like I ... |
|
 Does getting a ticket for marijuana possesion affect my credit rating? |
| I was just busted for possesion of marijuana. I was not arrested and only given a ticket. I am 24 and this is my first offense. Will this affect my credit rating and/or my ability to get loans? T... |
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 My boyfriend is unable to pay student loans, his co-signer passed away. Who will they go after to get the mon |
| He can't repay it all but his grandmother was co-signer and she passed away. Does the debt then go to his grandmother heirs?... |
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 What should I do, Credit problems.? |
Please only serious honest answers.
My husband recently joined the army and we need to get out of debt or atleast make good on what we owe others. Peace of mind and its the right thing to do. W... |
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 Disputing items on credit report. i was born on 07/26/1989 and just turned 18 last summer. however i somehow? |
| have inquiries and negative items on my credit report. the inquiry is from 08/2006. which i would have been 17 however i didnt apply for the card it is saying i did. plus i wasnt 18! and then i have ... |
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 I am new to credit... what card should I apply for? |
| I have had my Target card for about 3 months, and my credit is supposedly good... but for some reason a few weeks ago some credit cards turned me down. What credit card company will actually give me ... |
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 I ran my credit report on freecreditreport.com...? |
| It asked for a credit card number and said it would run just $1 to validate my account. Those of you who have used this site before, do I have to cancel something now so I am not charged anything ... |
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Carbonbased Lifeform | Why doesn't my credit report show my credit score? |
It got my credit report online from Experian. Why doesn't it show my credit score? |
 |
 
cosaxteacher
|
Because they want you to pay to actually see what your score is. As long as you have good lines of credit, you are fine. |
|
what?
|
Your credit report and crdit score are actually two very different things.
Your report shows your history, things like how often you apply for credit, how often you've paid late, and how much money you owe in total.
Your score is an evaluation of your creditworthiness. It is a quantification of the most important thing from your report: timlieness of payments, how long you've had credit, etc.
Because your score is computed from the information on your report, it would be a conflict if your score was on the report, and it would also make it difficult to keep up-to-date. |
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KL
 |
You may not have enough of a history to have a score. I run into this all the time. |
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nanaofthree
 |
There are 3 credit report agencies: equifax, transunion, and experian. Two will give you just a credit report with no score and transunion will give you your score or report. You have to request it will you apply for it. You can't get both from this company. |
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5150
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You have to pay extra ! |
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Just Me
 |
You have to buy it. Go to MyFico.com. Then
put in the discount CODE: CPPSAVINGS..it will cost you $11.95 per CRA..you'll get your report & score |
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futurehero5200
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some places charge extra to see that, some people dont want to even know, scary :( |
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educated guess
 |
Because you have to pay the $7.95 to get that part. The "Score" is not part of the "free report". |
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David H
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The reason you don't get your score is because federal law does not require it for free. Up until 2004 you had to pay for your credit report (unless you were denied credit) until federal law mandated free reports to consumers annually.
The feds, however, are discussing guidelines for the cost of a credit score. Soon there will be a set amount you have to pay for a score. The feds are discussing amounts between $5 an $7 per score per bureau. |
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