 I lost my house due to bank cups how long dose it take to come off Ur credit ref? |
| as when u put in for a loan my credit is good but because my house is still on the list. till it is removed from list i can not get a ... |
|
 I have bad credit does any one know of any department stores that will give you a card to help rebuild? |
| I have bad credit does any one know of any department stores that will give you a card to help rebuild your credit. Like walmart target ect.... |
|
 How can i resolve this problem? i co-signed a car loan for a friend who is in jail and cant make the car paymt |
| this has messed up my credit record real bad. as the loan is still outstanding. is there a way to get out of this?... |
|
 What is the best thing to do when your up to your neck in debt? |
| I have 2 cars that I got for me and my wife back in 03 but I dont make as much as I used to and have been behind on the payment for the longest time, should I just let them go and have them both ... |
|
 Payments not taken ? |
| I bought a 3 piece suite last year on pay in 12 months. I have moved since I bought them so haven't received any letters from them. I was waiting for the first payment to go out of my account so ... |
|
 Can you request a CC company to lower your available credit? |
And will it hurt your credit?
I have just paid off a 5000 CC but would like to keep the card @ maybe $500. Wasnt sure if you can request it to be done and if it would affect you. If so i will ... |
|
 Is there anyway to find out your credit score for free? |
| i know there are sites that offer this but they all want you put in your credit card info and then you can cancel it if you don't want it but i wondered if there are sites that don't ask ... |
|
 A charge-off got taken off of my Experian report, now debt collector sends notice that I owe, what can I do? |
| Ok, I got my credit report on 07-19-07, and there was a charge-off on the Experian credit report that was over seven years expired (From 1999). I saw that there was an inquiry from a debt collection ... |
|
 How can i fix my credit? |
| my credit is really bad is there any way i can make it better? every thing is wrote off and really old. from 03-05... |
|
 Is this true? |
| i got e mail from lottooffice situated in new york.and they says im the winner of 1million us dollers and now they r asking 4 my credit card?is it true or fake plz tell me ?... |
|
 Credit experts, please help me out on this one? |
| Hey everyone, can I please have your honest opinion? Here's what's up, I want to buy a guitar with a credit card, only problem is my current card does not cover. If I get a new card and ... |
|
 Creditors keep calling? |
| but they think I'm someone I'm not. I'm tired of all the phone calls. they dont believe me that I'm not the person they are looking for. how can I get them to stop?... |
|
 Just turned 18...how can I build credit? |
| I know, I know. Apply for a credit card. I did that. And they rejected me, on the basis of....uh, I have no credit. So...what am I supposed to do? I know I have no credit...and to build it I need to ... |
|
|  |
tl | Why don't free credit reports give you your credit score? |
I've gone to get my credit report online through experian but its telling me I have to pay for the actual score. I don't understand why. |
 |
 
clbowman06
|
They have to make money somehow! |
|
TheOneOfLight
|
You shouldn't get it done through them.
http://www.annualcreditreport.com is REQUIRED to give everyone 1 free credit report a year. Anything more than that, you will have to pay for. |
|
horsesizerooster
 |
Thats their trick on luwerung you to their site so they can get you the infomation you wanted but thecatch is if you want the most important thing that you wanted in the first place is the creidit score and yet they want you to pay for it, but theires another way on getting your creidit score with out paying for it , and thats when you apply for a visa, master, american Express card, and they say your creidts not good enough to quaifiy for their card and thats when they send you that notice say sorry we cant help you at this time as your creited isn't good enought, and in the letter that they send you there should be a statement on there letter or a serprate pice of paper the states that you are allow to get a onr time free full creit report if you write to the address that is in one of the letters, so write to the place that they offer you and that company will send you a one time only free full credit report with all the information that you always wanted and will need in the furture. try it because by law they have to give you tha chance to find out the reason why they turned you down..... it does work if you so it!. best of luck and hopr it's a great creidet score that you needed. Hope this help you because it does work. Just remember you can only do this once in your life time, ok |
|
Shredded Cottage Cheese
 |
because there is a difference between the credit report and the FICO score. You are allowed free access to your credit report once a year to make sure the items are correct and that someone isn't stealing your identity. If however, you want your score, you need to pay for it, since it is intellectual property. |
|
Ameyali A
|
The reason is simple. By law, you are entitled to a free credit report. However, you are not entitled to the calculation of your credit score. The idea is that you should be able to review all information in your credit report for accuracy, etc., but the actual calculation is a profitable business. Also, your score isn't the same in each company. Experian will give you one score, while another company might give you a slightly different score based on their own calculations, so it's not a set number, either. |
|
Net Advisor
|
So you got suckered into a TV commercial too.
The law states that you are entitled to a free credit report once a year or if you were denied credit.
The law does not state anywhere that the credit bureaus have to give you your credit score. That you have to pay for and that is what people really want anyway.
The credit bureaus are not "non profit organizations." They are profit motive companies. And this is one way they make money. |
|
purple
 |
Sorry, don't know for sure. My guess is they have to give you the report for free, so they want you to buy something. Your Score. |
|
Lara
|
Actually they should or do. Mine did. What "free" agency did you go through. |
|
milkman_jim
|
its a business so its not going to do it for free |
|
butthole_ninja
|
Hate to break it to you, but it's a business, and that's what they do. Get your money. |
|
bud68
 |
Because the FICO scoring system is proprietary and they want to make money. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 17 minutes(s) ago
| | | |
5 | 55 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
9 | 1 month(s) ago
| | | |
9 | 6 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
