 I want to clean up my credit report..Any suggestions??? |
| Someone told me that you can go online and dispute everything on it to clean it up..Does anyone know how to do it...Or a link on how to do it would be helpful..Thank you.... |
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 Can I negotiate with my credit card company? |
| I have a credit card with around a $50 annual fee and a $6 monthly servicing fee due to bad credit history. I obtained the card about 2 years ago. I've made all payments on time and always ... |
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 First time home buyer, credit score average is 500 who will help?? |
| I have a credit score of average 500. I have a lot of debt. I'm trying to clear them now. I want to purchase a home as soon as possible but can't figure any way to do it with out being ... |
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 Ever been let down and left in debt by 1 of your own family.? |
| I signed a contract about 5 years ago for someone and they didn't pay what I thought was 1 bill so I gave my daughter the money and she paid it on her card. I only found out last week there is ... |
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 Will transfering credit card balances to a new CC with a lower APR be bad for my FICO score? |
Is this practice equivalent to "debt consolidation" when it comes to credit reports?
Thanks in advance.... |
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 How long does it take to get a credit card and pin after the application is approved.? |
| i applied for a card and the pin has been sent,i am going on holiday in some days time,just wondering if i will get it before i travel.... |
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 So I had an............? |
| overdraft with my bank and I never paid it and its been almost a year later and they sent me letters earlier in the year telling me it was going to collections and I cant find the letters now so how ... |
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 I have a credit card debt collection agency trying to take my 1993 Toyota to cover a small debt of $1,500? |
| I have no job and my only source of income is Social Security disability. I have 4 kids, too. Because of a credit card debt of about $1,500, a collection agency here in NJ is threatening to take my ... |
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 I been trying to get a car loan and they ran my credit too much? |
| i have about 50 inquires onmmy credit report and i heard u can get them removed,, how would i go about that, i also would like to raise my credit score i have about 4 cards how long would that take???... |
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 Knowing that bad debts on your credit report don't come off for 7 years..? |
| I have heard that collection agencies can renew you're debt to credit bureus so that, essentially, what should come off after 7 years can never come off if the agency continues to renew it ... |
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 I was pre- approved for tribute credit card? |
| is it possible i will recieved it. it was telling me in the letter how much i will get once i recieve the credit card. and once i get it i would have to send a $20 fee. my mom said its very possible ... |
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 Can someone recommend a debt consolidation agency to help me with my credit? |
| I have a dept of no more than $3K --- should I go to a debt consolidator? If so, please recommend one...... |
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roughneckwf_06 | Why is it when you ask for a free credit report you always end up having to pay for it? |
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tonalc1
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There is only one site where you can get your report for free, without having to sign up for anything or pay anything. You can also get your report free once per year from the individual credit reporting agencies.
http://www.annualcreditreport.com
The other sites lure you in with a promise of a "free" report, but as you have discovered, it's not. |
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mnj72
 |
are you talking about those offers on the internet? you usually have to enter your credit card info for the monitoring service and if you cancel before the specified time, usually 30 days, is up, they don't charge you. |
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Charles J
 |
Because it seems that every one is in the need for money. |
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Click
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Its because you are going to the wrong places to request your report. |
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melfred_20
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you only get one free report a year and you have to go to the right site |
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Mariposa
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You are using the wrong sites. A lot more people are interested in their credit now and companies have decided on a way to make money. Use the site offered by the government. http://www.annualcreditreport.com |
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WVJaybird
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That's good selling dog, you have to read the fine print and carefully navigate through the site. Better yet, call one (1) of the big boys directly and have one of them explain to you how you are entitled to a free bureau report and what the interval is between the next free report you are entitled to receive; Trans Union, Eqiufax and Experian will be able to get you started. |
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OrangeCharlie
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Because nothing in this life is truly free. |
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aguy
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because there is no such thing as a free lunch. I am sure there is a way to get it for free, however, the people who knows how to get it for free is charging other people and not telling anyone how to get it for free.
maybe ask your local bank |
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x_ampz_x
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They say free to draw you in. They will give you a free credit report, but the fine print will tell you that you have to sign up for some type of package. |
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