 Where can I go to "watch" my credit (I don't care if I have to pay for it.)? |
I would prefer to have a place where I can do a trial period.
I ALREADY tried PRIVACY 1-2-3 and FREECREDITREPORT.COM. I can NOT get another free trial though them, but there has to be ... |
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 Does going over your limit due to interest hurt you? |
| My question is as follows. I have a credit card and for the past 2 months when the interest payment hits it sends me over my limit. Will this hurt my credit score?... |
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 Whats are some good ways to rebuild bad credit? |
| I've been trying to apply for a credit card but keep getting rejected.I don't have any outstanding debt.... |
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 Do I have enough credit yet? |
| I've had my credit card for about six months now, I've had a debit card since I was sixteen (i'm now 20)... I have had an apartment for seven months now, and never missed a payment. I ... |
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 Paying of credit cards>?? |
| I have a student visa $700 .. ive been paying the amount due every month all at once. Am i suppose to just pay a little at a time to build credit?>? or say its 120 that month do i pay the $120? .. ... |
|
 What is the best debt consolidation service to use? |
| Im Looking at a lot of credit card debt and its beginning to become to much for me. What services if any are the best to use when looking to consolidate? Fyi im have about 7 different credit cards ... |
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 Should we pay down our credit card debt or save money for a down payment? |
| We had some unforeseen emergencies and had to use our credit cards. Should we pay these off first and then use the credit card availability for a down payment if needed, or save cash and keep the ... |
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 Should i file for bankruptcy? |
| im 21 years old and im up to my eye balls in debt..abusing credit cards and school loans and got me stressed to the point where im suffering from tension headaches..and what makes it worst i feel ... |
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 How to rebuild your credit? |
| hi im 19 years old and have had credit cards for a little over a year now, i messed up big time with the payments because i had no job and ended up having all 4 of my cards sent to collection agencys,... |
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 Why do people go into credit card debt? |
| Please do not answer if you are debt-free. I want to hear from people who spend more than they make and carry big balances. How did you get into this position, and why don't you stop spending ... |
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 18 years old....And trying to establish credit....Quick!! whats the fastest way to do that?? |
| 18 years old....And trying to establish credit....Quick!! whats the fastest way to do that??... |
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 I need a loan but have really bad credit? |
| anyone have any ideas of any bad credit loan companys in the uk?... |
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 21% interest on car loan? help please? |
| okay i dont want to seem like a dumb blonde here but im just trying to figure out if i have this right. I dont have good credit, i got approved for a 9,000 loan on a used car with a 21% interest rate.... |
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dukeofspace | Why is the lost or stolen number written on the back of your bank/ credit card? |
For goodness sake!!!!
If you lose it you would never know what number to call anyway!!!!!!!!!!!!!!!!!!!.......
Egg's site impressed me though, first thing you see in the "contact us" bit is the number to call if you've lost your card.... (lost mine today)... |
 |
 
dcgirl
 |
So an honest person who finds it can call it in on behalf of the person who lost it. I did that when I found someone's credit card in the gas station. It gets the account shut down even before the person who lost it knows about it. Won't help with the dishonest people out there though! |
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Wiz
|
So when the thief has maxed out the card they can phone and report it as stolen |
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Mother and Father of two
 |
i know so silly |
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sbro
|
Yes, not much sense having this number on the card! |
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alatoruk
 |
so the finder can call them to increase your limit. or if they are respectable to report it found. and of course it means you will be too scared to lose it because you wont know who to ring - lol |
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Spock (rhp)
|
the issuer's website and every past bill from them also has the number |
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stephenweinstein
|
1. You are supposed to make a photocopy of the card and keep it separate. If the card is lost or stolen, you use the photocopy find the phone number to call and the account number to give them when they answer.
2. The phone number is also used for other purposes, such as asking how close you are to your credit limit.
Kaushal S is wrong. Each bank that issues Mastercards and Visa cards has its own number that appears only on its own cards. It is not the same for all Mastercards or all Visa cards. |
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light h
|
It is done as per the banking codes . Also, If you apply common sense, reading or memorising what is there in the back of a card is hardly done by any people (card owner)
Unfortunately , there is not enough space on the back of the card to write an essay about common sense, which is highly uncommon now a days.
Also, if you happen to have an employee or any other type of identification card, check the back of your id card - there is a telephone number usually to report if lost and found
It is there for a purpose. Atleast keep that in mind :-) |
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Southern California Belleâ„¢
|
I think it was meant for the
person who found the lost card to call |
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Kaushal S
 |
Its sounds weird, but it does have a purpose. The card issuer will generally have the same lost/stolen number in all its cards. So, if your card (say MasterCard) gets lost or stolen, you could borrow your friend's MasterCard, and dial in the number. All you would need to tell is your name and perhaps simple authentication information.
Re-issuing a new card is way less expensive for companies and banks as against writing off expenses not actually made by you.
Hope this helps.
Kosh! |
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Tinker Bell
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haha your a genius, i wouldn't have thought of that. smashing obvservation sherlock! :D |
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