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 When you have a VISA card, is this debt owed to the issuing bank or VISA?
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 I need a loan shark in manchester?
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 What is the best way to fight a collection agency?
I am disputing a bill with a collection agency. Even though I have informed them that the bill is incorrect 3 times, they still have reported me to the 3 credit bureaus as being late. What good is ...


 Im 17 years old and i was wondering what should i do to get GREAT credit ? i dont want bad credit. lol?
Plus i want to get a GOOD credit card when im 18 or older. but i dont know what i should do to start building the credit. i dont know how all of this works. ...


 Is 513 a bad credit score?
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 Which is better? horrible credit or no credit?
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 What is the difference between mastercard and visa?
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 How to get a loan with not so good credit?
I need a loan of 1000 dollars and I don't have good credit. Any suggestions on where I can get a loan from? No payday loans ...


 Is it cheaper for a merchant to process credit or debit?
In general, which results in fewer fees for them, and what is the benefit either way for me?
Additional Details
My bank (credit union actually) does not charge a fee for card use, ...


 Do i have give the bank the money?
recently my bank card was stolen and somebody used it to commit fraud and spent thousands. However, my card was reported lost before the card was used for fraudelent activity. The bank say that I am ...


 Are Credit Repair kits worth the money? Do they help raise your credit score?
Thinkin about purchasing Suze Ormans credit repair kit....


 Pre-paid credit card?
do prepaid credit cards help build ur credit score?...


 I need a credit card to pay off trips. Any suggestions?
I am a senior in high school and have no credit but i am 18.
Additional Details
I am getting ready to go on 2 school ...


 Is there any way you can buy something online without a visa?
help!...


 Credit Card Question?
If someone has a credit limit of 3000.00 – how much of that can they use, all of it? Like for example if someone has a $3000.00 credit limit and they want to purchase something for like 2890.00 can ...


 Is it legal that a car financing co. calls on Sunday?
I made arrangements to split my payment between 2 weeks and within my 10 day grace period. They called 2 days later on Sunday, Christmas Eve, at 7:30. I have already post dated a check for the ...


 Anonymous Prepaid Credit card?
So... I want a prepaid credit card which i can get in a different name and address. It's because i was suspended from Ebay, totally unfairly (I did nothing wrong!) but i need to get back onto it ...


 I have been given a court date for possession - i have offered a payment plan but it has been declined by the?
lender.
What i can i do so i don t lose my home - i dont want to take out loans remortgages etc. Can i get someone to represent me ??? where i go for free advice ??? sensible people only ...


 NEVER notified of a wage garnishment and now they take 25% of my check.. What can I do?
I just got my check a little bit ago and can't talk to anyone at work about it untill in the morning...... Like the title said I received zero notice from anyone at my work or from a court or ...


 Can't pay interest on credit cards - what happens if I don't?
I have debt so extreme now that I can't pay the interest on my credit card bills. I used to have excellent credit (780!) two years ago, and then my life fell apart - husband trouble. What will ...



jongxin99
Why is there a payment due on my Discover Card that I haven't used in a long time?
I haven't been using this card lately. I don't know why there's a payment due when i didn't even buy anything with the card.
                     
 




Travis L
Rating
Some credit cards have an "annual fee." You may be getting a bill to pay that off. If you have a past balance on the card, you still have to pay for it regardless of how long ago it was.


Cat
Rating
Contact Discover and ask them about any activity that has happened recently.

If you haven't been using it - you need to let them know so thay can block the account from further abuse.

I suppose there is a small possibility that your card has a yearly fee involved? They'll charge that fee once a year if the card is open, whether you use it or not.

But either way - you need to contact Discover.


bdancer222
If you don't use credit cards, you still need to secure and monitor them. When was the last time you looked at the monthly statement? This could be some bogus charge that's been there for some time and you didn't notice.

If there's no line item and it's just a balance due, check your previous statements. If you don't have those statements, contact Discover to find out exactly what the charge is.


peaches6
Call them up and get it straightened out asap! Make sure you write down who you spoke to, conversation, date and time. Good Luck!


rhsaunders
First response is correct. There should be a line item on the bill identifying the particular charge; it might be an annual renewal of something to which you subscribed a while ago.


Moiko
They are probably coming up with new schemes and new reasons to take your money.

If you don't handle it quickly, they will add late fees, and penalties etc. Get on it right away.


Jim
Rating
As others have stated, your best option would be to contact Discover. It could be an annual fee, fraudulent charge, or a minimum finance charge (usually instated after the intro/promotional rate).


jtk
Rating
As many people have mentioned, you might have an annual charge set up on the account from a service in the past you may not remember.

Discover Card does NOT charge annual fees as a company which is nice. I would call Discover and they can look into it.

Also know that Discover Card has a $0 Fraud Liability so you are never responsible for unauthorized purchases. I hope this helps you.


Erica
Rating
.

http://www.flixya.com/blog/GOLDCash360/1/Credit%20Cards

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Jeff Colon
Rating
That is a really good question call discover and ask them what going on? it may just be a regular annual service charge


candi h
I know that discover does not have annual fees on any of there cards so that means that one of two things has happened.
1. Discover is charging you for a fee or service such as payment protection, i.d theft or wallet protection. These fees are like .89/$100 of balance, 12.99 and 2.99.
2. Some other outside company has charged your card for something whether it is valid or not. Like a reoccurring bill, or auto debit paid to your credit account. What you can do is look at your statement and see what you are being charged for and cancel the card and dispute the charge if necessary. If it is valid then it may need to be canceled with the company to stop future charges.


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