 Sister using us as a co-signer? |
| My sister in law is 19 and going to college. Her Mom is trying to get my husband and I to co-sign a loan for her because the parents and all 3 siblings have bad credit. I asked why they can't ... |
|
 I paid off a Credit card 7 years ago, closing it, now a debt collecotor is calling me on it? What can I do? |
| This has showed up on my credit report for years as paid in full, now the account has fallen off my credit report due to time passing. I ask them to provide me proof of the bill, or a contact number ... |
|
 I have recently gone through a divorce and want my name off of joint accounts...? |
| My ex uses an account that affects my credit, my name is still on this account. Any ideas on how I can get my name off this account?? Thanks!... |
|
 How can I use my credit card's benefits without the credit card companies making any profit? |
| I just was approved for both an AMEX blue credit card and a Chase Freedom credit card. Can anyone give me strategies that work while dealing with the credit card companies. I always payoff my debt at ... |
|
 Is amazon a safe site? please answer!? |
Ok soo...My dad doesnt trust his credit card number with
any internet sites at all! I believe amazon is a good site because my friends order stuff from it ALL the time. I'm not a big ... |
|
 Does opening a bank account and continually putting money into it without taking it out establish credit? |
| I opened an account and I want to know: if I keep putting money into it and rarely take any out, does this establish credit? If not, how can I? A person said something about purchasing something at a ... |
|
 When they say if you make an extra mortgage payment you reduce your balance does that incl taxes & insurance? |
| e.g., if your mortgate is 747. then you add property taxes, and homeowners insurance making the payment 1242. do you pay the 1242 or the 747?... |
|
 Debt help? what to do?? bills, rent etc? |
| I have somehow got my self into about £15000 worth of debt with creditors, on top of that i have now fallen behind with my bills and owe two months on my rent... Where do i stand and what can i do?... |
|
 Can I get a loan with bad credit? NO PAYDAY LOANS! I need a gauranteed loan. $10,000.? |
| I can't get a loan from anyone because I have bad credit..made a few bad choices in the past, and still getting penalized. I need a second chance. Please no S... |
|
 HELP! what is the max time a creditor has to collect on a debt.? |
| I had a creditor contact me via mail regarding a passed due balance from 1990. to be honest I don't know if I ever even had an account with them.....They are threatening to attach my credit if I... |
|
 Can credit card debt be passed on after you die? |
| It is my understanding that unsecured debt can not be passed on to your spouse or children when you die. I work in the credit industry and when assisting a client who's husband or wife has ... |
|
 If I pay off my car loan, can I get any of the negatives, removed from my credit report? |
| I was late a couple times on my car payment. If I pay off the whole amount, is there any way I can negotiate them removing any of the late payments from my credit report?... |
|
 What is the best way for me to dispute an item on my credit report? |
| I just closed a mtg refi. My lender found a $3500 chargeoff on my credit report. I called the company who placed the item. They could not find anything with partial acct # provided on the report. ... |
|
 Can a collection agency put negative marks on your credit report seven years after the origination of the debt |
I have a medical bill from February 2000 that I considered at the time, and still consider, to be illegitimate. I didn't pay it.
In 2004 it was sold to a collection agency.
... |
|
|  |
K W | Why is your personal credit score so private and you have to pay to know what it is; any free websites? |
|
 |
 
Brandy
 |
ok first off DO NOT go to freecreditreport.com the first month is free but after that they charge you $12 a month. Any site that wants a credit card at sign up is out to get you and should be ignored.
The one below will give you a free credit REPORT but to get the credit score is like a one time fee of $8.(off course i'm a cheap a ss and didnt get it)
Plus you are suppose to get one FREE annually : ) |
|
Doctor Deth
 |
it cots money because each agency creates their own unique formula to create a score - if you went to all that trouble for something as valuable as it is, would YOU want to give it away fro free and you don;t get a free score every year - you only get a free credit report from each bureau each year and that does not include the score - you still have to pay for that and it might not be exactly the same score as a loan company would get - I paid for min earlier this year and it came back 760+, when I applied for a loan to buy a rental property a couple of weeks later, they only got a 718 score - there is no reason it should have dropped 50 point s in a few weeks |
|
src50
 |
Because it is a proprietary information product from FICO. |
|
N K
 |
NOT freecreditreport.com
Noone gives you FICO scores for free. Not even annualcreditreport.com
Annualcreditreport will give you a free credit report but they wont tell you the score unless you pay like $7 or something per agnecy. I know it doesn't make sense. It is your record that someone keeps and others use it to determine your worthiness and yet you have to pay yourself for it to access it. But then again its capitalism baby! |
|
Ted
|
You don't need to know your score. If you've been paing your bills, your score is good. If not, then your score is bad, but there's nothing you can do about it.
All the "know your score" is hype that was dreamed up by the credit bureaus to generate fees after the governement said they have to let you see your report for free at annualcreditreport.com |
|
live_ur_life
|
Credit Reports are free at annualcreditreport.com.. you are entitled to 1 free report per year from all 3 reporting agencies.. however credit score - you gotto pay.. $7.95 for Equifax and Transunion and $5.95 from Experian...
If you applied for loans and stuff, your bank or loan officer will also be able to tell you what your score without you having to pay for it.. but other than that.. you gotsto pay..!! |
|
Brad Q
|
Try this one - http://freecreditreport.sinfree.net
I use it to monitor my credit score during last 3 years. And also cleaned off some bad items from my credit report. |
|
divanursemel
|
Freecreditreport.com is not free, you have to subscribe to their credit monitoring service. No big deal if you want to pay for this service. However, annualcreditreport.com IS free, and you only have to answer questions you should know the answer to, so you may want to know where your birth certificate, SS#, or any other info specific to you. This is the website I used when we were trying to buy a new house, and where I found out someone had tried to use my name to get a credit card.
Also, it's not so much that the number is private, but the information used to make sure it is your personal number is. Good luck! |
|
that.bene.girl
|
Freecreditreport.com |
|
yooooooo!!!!!!!
|
welll i was shopping for a new wich ones me a cool convertable or and suv ? to bad i did not know my credit was wack. no am drivng of the lot a in a used sub compact f-r-e-e that spells free credit report dot com baby . i saw there ads on my tv thought about going but was to lazy. now instead of rolling fat and looking fly . my legs are sticking to the vynyl and my poses getting laughed at . f-r-e-e thaty spells free credit report dot com baby. |
|
Ghjkl
|
You can legally request your credit score for free once a year. but I'm not from the US so I don't know how. |
|
??????
|
freecreditreport.com
duh! haven't you seen the commercials? |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 36 minutes(s) ago
| | | |
11 | 41 minutes(s) ago
| | | |
11 | 51 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
11 | 6 hour(s) ago
| | | |
8 | 11 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
9 | 3 day(s) ago
| | | |
11 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
