 A question about depositing money in the bank? |
okay i have a bank account at chase bank
if i want to deposit 100$ cash can i do it at an atm machine, ordo i have to do it inside the bank??
and how long will it take before i can ... |
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 How to get my money back? |
| i joined the bally total fitness with a friend like a couple months ago. he doesn't have a bank account so i co-sign for him. the total amount of his and my member ship is $4068. couple months ... |
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 Defaulting on a car loan? |
| I have a car loan that i am struggling to pay and am considering Cancelling the Direct debit. i have checked all other options and this seems to be the only way to free up some spare cash. the loan ... |
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 How can I improve my credit score quickly? |
I have a 479 credit score. It sucks. I can't do anything I want with my life to really improve a lot of things. How can I improve this quickly?
Additional Details
Oh, I am 26 yrs. ... |
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 I'm upside down with my car for $7000 what to do....???? |
| I bought a brand new car a year ago. My car payment is almost $500. I will like to trade in for another car that worth this payment but my payoff is $20,000 and the trade in value is $13,000. So I�... |
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 Rental car holds!!? |
| Do all rental companies put a hold on credit cards when renting? I tried Thrifty when I was out in LA and they where going to put a $400 hold on my card, I cancelled it 'cuz I needed the money ... |
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 Will a foreclosure effect your credit rating worse than bankruptcy? |
| We are filing for bankruptcy and will lose the house one way or another. If the foreclosure goes through, we can live in the home rent-free for perhaps up to 10 months. Or we can try to do one of ... |
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 Cosgined for my sisters engagement ring? |
| My sisters BF bought her an engagaement ring in October. He doesnt own a credit card so he has no credit history, good or bad. He opened an account with the jeweler and I ended up cosigning with him. ... |
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| What is the deal with these online advance payday loans? |
The bills aren't added up right and i need some extra cash for my shots for LPN school.
My question is: Do these things work and how? Do they go off credit? How do they determine how much ... |
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 How do I get on welfare.? |
| My mom thinks that I've been working enough now and I do too. I'm looking to take some time off for a while from work and get some relaxing time in. I need something to cover our mortgage,... |
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 Why are people getting in over their heads regarding credit cards? |
if you cannot pay it with cash now, do not buy it now. you are only hurting yourself by charging something you cannot afford.
Additional Details
interesting how many responders look to ... |
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 How long till something goes off your credit report? |
| I lived in an apartment for 11 out of the 12 months on my lease and we only moved early because my 1 year old was always getting sick, I mean every 2 weeks we were at the doctor. It got so bad that ... |
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 Bad Credit at the age of 16? |
Okay, when I was 14-15
My brothers used my social security number and I blv my name aswell to get cable, cellphones and stuff. Since they had bad credit.
And they did get those ... |
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 Can a 15 year old get a credit card? |
i mean i heard of the 7 yr old getting a credit card and my friend actually got a letter in the mail that said kitty (his BIRD!!!) was approved.....
Additional Details
ok then what ... |
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 A im 10,000 dollars in debt and all my stuff has went to collections how should i pay this debt off ? |
| i have a loan that is 2,000.00 and the rest are credit cards. how much should i pay on them each week and how do i rebuild my credit because i want to buy a house in the next 2 to 3 years?... |
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dr.kurdi | Why people are just dying to have an excellent credit score?what is there benefit from all that? |
what can an excellent credit score do for me?
i know i sounds picky...but i need to know....thank you so much for your time guys.. |
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mike_bellnj
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The better your credit score the better credit offers you will receive, and lower interest rates. |
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SlimMick
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It can mean the difference between paying 20-30% vs. 7% on credit card debt...It can mean buying a car at reasonable terms vs. a "buy here - pay here" used car lot where they repo your car after one missed payment....It can mean thousands of dollars saved on mortgage payments..... |
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SandraD
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You can get anything you want with a high credit score. A high credit score shows that you can be trusted and pay back loans when you are suppose to. |
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Tom
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It can save you thousands of dollars over the life of a mortgage for a house, as one example. |
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allthecleverusernamesaretaken
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A better credit score saves you money on loans. On average an $100000.00 30 year fixed rate loan with good credit will cost you approx 4 times less interest than even moderate credit. Poor credit score? You'd be lucky even to be approved in the first place.
Also, most employers are checking applicants credit these days to see how responsible that person may be in their personal lives. |
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countryboy
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Would you want to deal with someone that you didn't know if they would pay their bills or a way to indicate people that can clear their accounts in a timely matter? .An excellent credit score can work for you or against you depends on who you are dealing with. Having a good high score indicates you pay your credit cards bills and other bills on time and in some cases clear the charged amounts within a 30 day period. There is also an indication with a high score you are a reliable person to offer credit to. Now with certain companies they will sell information from your account to different agencies because of your high rating so they are able to also get your business, that's when it's not such a big deal to have an outstanding credit rating
High credit rates come about when people don't go beyond what they can pay at the end of the month or credit statement received. Rate yourself with if it's not an emergency, can't pay for it at the end of the month, don't need whatever it might be, you'll always have excellent credit. |
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heybulldog
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Im with you. People obsess with the I love debt score.
the only reason you need to obsess with the I love debt score is if you are planing on borrowing lots of money and paying lots of interest.
A low score from not paying your bills is trouble. If you have a 0 score from not borrowing money you can still get an apartment and job and a home loan with manual underwriting. It's the way it used to be done before the I love debt score came along.
If you live on less than you make and pay as you go you will win with money.
No payments = cash in the bank
Debt Free is Definitely the way to be! |
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megan1410
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It allows you to get credit cards and loans easily as it provides banks and other financial institutions the impression that you are a good debtor (meaning you pay on time, is able to pay or handle your funds well). Since you are low risk, you can also negotiate waivers of fees, lower interest rates and higher credit limits. This is important especially if you have revolving loans for use in running your business.
Some huge companies that are high risk especially those that deal with money also checks credit histories of prospective employees especially if for supervisory and up positions. This gives them peace of mind that the employee will be less likely to steal or use the company funds improperly. |
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Rick B
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It allows you to get better rates and more choices for credit.
In general, I don't see much point in jumping through hoops for a FICO score. If you use credit wisely and pay it off quickly, your score will be fine.
We pay cash for almost everything and have perfect credit. |
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Duane
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A good credit score can mean the difference in about $600,000.00 in interest costs in your lifetime! I had my ID stolen and went into bankruptcy and still got my score up from 486 to 730 in a little over a year, so this is an area i know pretty well!
Read all of my website because I had to repair my credit legally and I had to learn how credit and credit scoring really works in order to do this! The information you need and will benefit from would be too long to post here. That is why I send others like you to my site! Others will want to reply to you too!
This learning curve was directly from the school of hard knocks! |
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