 Can a debt collector take a vehicle that has a lien on it? |
| I owe a small debt from a medical bill that's been turned over to collections, they are threatening to take my vehicle which is financed, it has a lien on it. Can they take it.... |
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 How to and where do u get a perpaid card? |
| I wan to buy a hockey stick online, but i need a credit card, im 16 and my mom doesnt want to use her card, even though i said ill pay for it. I found there is a something called a perpaid card and ... |
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 I CoSigned A Car Loan for my Fiancee And...? |
I co-signed for a car loan for my fiance and during the signing realized that his name is in the co-sign position on the loan docs while my name is the owner.
When I mentioned this to the loan ... |
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 How to raise credit score? |
| I'm trying to raise my credit score and my score is a 486. I started paying what I owe and my score doesn't even raise after several months. Are there other ways to improve the credit score ... |
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 Cant get credit? |
| i can not get credit to save my life. my situation is this. i earn about 24k, and im on a debt management program and have been for 3 years and it is not an iva, also my monthly payments have never ... |
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 Money order scam. I'm a victim and could be $4000 overdrawn at the bank. what do i tell them? I know im stupid |
| i was looking for a job in accounting on yahoo jobs. this one place responded and explained i was going to cash money orders for them and wire the money(after my 10%) to another United States ... |
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 How can I pay down my credit card debt? |
| I graduated from college recently with approximately $8,000 in credit card debt,as well as an $8,000 student loan. I am in a full time job where I am paid $12 an hour, and cannot seem to find another ... |
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 Has anyone ever had a car saleman lie to them about their credit score? |
| I'm not sure how commen this is. I am 100% sure that all 3 of my credit scores are over 720. Just checked in online today, plus my mortage broker showed me the reports a few weeks ago when he ... |
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 How can I improve my credit score fast??? |
I checked my credit score about a month ago on freecreditreport.com and my score was 665.
This month I apply for a loan to purchase a home and because I had 2 credit cards almost max out my ... |
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 Why do Americans have so much credit card debt? |
| I ask this because a few months ago I had about $1,500 in credit card debt at about 9% interest. I thought this was a lot. Then I read that the average American has credit card debt in the amounts of ... |
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 My wife is being harassed by a collection agency that we have not heard from in 7 years. Help!? |
| My wife had a credit card that had a $2000 limit on it in 1994. She made payments on it for awhile, but stopped in 1997 when money was tight. She did not receive anything from the credit card ... |
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 Bad credit without ever having a credit card? |
I need help. I am 26 years old with horrible credit. I have never had a credit card, all of my stuff is from bad decisions and not having steady income. (was a server for almost 9 years)
M... |
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Anela Angel | Why should I care about the credit crunch? |
If I didn't watch the news, I wouldn't even know about the 'credit crunch' or 'recession' - we even bought our first home this year! The only thing I've noticed lately is petrol prices, but even those have come back down. Doesn't the media blow things out of proportion? |
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Don't Call Me Peanut
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YOU are absolutely right. Everyone is still getting loans left and right.
we are technically not in a recession, but just the people's fear of a recession is what fuels it.
I don't think people realize that is pretty much impossible for the U.S. economy to collapse. Nobody will let it happen, because then the whole world would be f*cked |
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daffadaffer
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It will make credit more expensive - mortgages, bank loans etc.
It will affect your pension (pension funds in invest your pension in the stock market)
It will affect loans to other businesses (so XL defaulted on loan with Barclays and went bankrupt) - so if you work, your employer could be affected and some make staff redundant.
It will affect the high street retailers (they have bank loans too and people are spending less), builders, the leisure industries etc.
It will affect you if you are a taxpayer because the government has had to borrow more (so less for services and possibly higher taxes).
In short it will affect everyone in the country. Without the banks providing the oil to run the machine, the machine will run dry. the machine is commerce and business and without that there would be a deep and lasting recession. |
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Top Contributor (One Ummah)
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Because a sausage roll used to cost 39p at Greggs. Now it's like 69p |
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Mark L
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you might lose your job |
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MLE
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They do I completely agree! I have noticed things going up in price lately but that doesn't even affect me that much. If it weren't for the news media scaring people I think the economy would be a lot better. |
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Clouds, pretty?
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wouldn't it hurt if your credit was being crunched?
i wouldn't like it. |
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As For Me and My House...
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Um... you probably will regret asking this questions. It might get real hard to borrow money, many jobs might be lost, groceries could get pretty expensive, electricity and gas prices could substantially skyrocket. Taxes may go up (even though candidates reassure us they won't). Mostly the pain of the crunch is still to be felt. Hang on tight! |
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kuppkake
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many employers rely on credit to keep their business operations flowing; if there is no available credit, then these jobs have to shut down and employees lose the job
as far as the consumer, if you don't rely on credit for your day to day living, it's a good thing and you may not notice a difference, other than some stores you like may shut down, etc. |
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Eddy T
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The credit crunch does not effect everybody. Especially, people like yourself who can make ends meet. The media reports news which economist and analysts predicted may happen. Sometimes their predictions may not materialised or not happen. Like the weather, the rain may not fall as forecasted. To be fair to the media, they are to give you the news as best as they can. |
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"Big Left"
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All will be well.
Just a wee line about this whole situation.
On Monday I wrote a cheque the next dat the Bank Bounced.
LOL |
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Lily B Talus
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you may struggle when you need to renew your mortgage, you'll pay a couple of hundred more each month....and winter fuel bills are likely to be astronomical. |
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maddisons mummy
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uhh well seeing as i just had a letter from the electricity company saying elect bills have gone up by nearly 20% and gas by even more since the end of september - well that obviously affects anyone with a house in the UK and will certainly affect me! will cost me and everyone else a heck of alot more
also many people are losing there jobs as companies cannot keep them on as they cannot afford it- i work for a bank and theyre cutting 1,500 jobs in my bank because of the credit crunch they cant keep people working!
and i work for a bank and i know from my experience loan applications and mortgage applications are getting rejected alot more than last year - alot tighter to get finance
the list is endless ! |
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dels replies
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Ok , but you will notice things, Like utility prices going up, wait till you get your next bills. food prices increasing considerably. Perhaps your finances mean you dont have to watch prices as much as other people do . You are settled but people are finding they cannot get mortgages or loans as easily now, Firms and shops are cutting back or closing, People are losing their jobs, hope your family dont run into these problems,,, . |
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bud
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you might not care at the moment because it isn`t affecting you yet, wait a few months then see if you care then, it catches up to everyone in the long run. |
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