 I had a judgement back in 1999, they just decided to garnish wages. what can I do? |
Additional Details
It has already been on my credit for 7 years and the judgement just expired in August. It was supposedly money left over after a repossesed car was sold.... |
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 Are you more likely to be approved for a personal loan if you have a co-applicant? |
| I need a small personal loan for $2000.00 but my credit probably isn't the greatest. I'm not really sure what is in my credit report. I was approved for a computer from dell a while back ... |
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 How drastically does an auto loan affect your credit? |
| I just got one for 54 months the payments are very reasonable and its set up as an allotment so it automatically comes out my paycheck and I don't have to worry to much about anything. I'm ... |
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 Cheques or no cheques? |
| Are cheque books becoming obsolete, went to buy an item in PC world, but was refused , said cheques were unexceptable...Credit card or go somewhere else...I realise that the Country went to the dogs ... |
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 How bad is it to use a credit card? |
| I only have two credit cards. One is for Macy's and has no balance on it, the other is a Visa and it has a credit limit of $3,100. That one has only about $150 credit left on it. How bad does it ... |
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 Credit Card w/ late payments? |
I opened a new credit card account 07/2005 with MACYS, 09/2005 I stopped paying and now that Im monitoring my credit score I see it's status which is (120 days late, Late by 4 payments)
... |
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 I have a friend that is wanting to get a personal loan for $2500-$3000. She does have bad/poor credit.? |
| Is it possible for her to even get a personal loan for that amount and if so where/what is the best recommendation for her to apply that's legit? Where could she try and how fast would she know ... |
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 I'm like 10G's in debt, what is a good credit counseling company? |
| I was young and stupid and got myself in debt, i haven't paid it off because i was unemployed. I currently got myself a part time job and want to start to fix my credit. Does credit counseling ... |
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 Can I get a loan for $100,000? |
| I make about $25,000 yearly. I am 22 years old, have been at my job for 18 months. I have no debt except for a medical bill which is about $200 a month. My car is paid off. My credit score is ... |
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 How good is a FICO score of 732 for a 23 year old? |
Additional Details
someone asked about what loans and CCs i have had etc... I've had....
4 loans, all paid off, 0 late payment
4 credit cards, all paid off, all ... |
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 How do i get a credit card? |
| I just turned 18 not long ago and i want to get a credit card to build credit but no place will give me one because i have no credit what do i do?... |
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 Creditors can take your salary? |
| If you have credit cards you owe, can they take money from your salary before you even say how much or if yes? Do you have any say at all? Does your job say yes or no?... |
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catweazel | Why was my visa not covered when i was made unemployed i paid for extra cover? |
i had a visa card paid extra for cover in case of redundency ect..unfortunately i was paid off and the insurance refused to pay my visa...why take money off me all that time then let me down when i needed it... |
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williecanuck
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I'm taking it you meant LAID off and Not PAID off. Depending are where you're from, it maybe how and or why you were laid off. Most large corps understand that LAID off means nothing. You could have been fired, or you took a voluntary layoff... Check your visa's insurance clauses. |
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BackMan
 |
They will NOT pay off your card!! What the companies do (again as previous answers suggest conditions apply) they will pay only the minimum payment so you do not get bad credit. the interest will still be put on. When you start work again, you might have to pay the money the insurers paid, back. They are only insuring that the payments are made. It is very similar to mortgage insurance, they will only pay the minimum required to stop your house being repossessed ( normally the interest) once you are back in work you have to start paying and at the end of what you thought was the mortgage you will find you still owe more, that's the interest they paid while you were out of work. |
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k²
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Read the fine print in your credit card cover agreement. They may have exclusions that would disqualify you from benefiting from the policy, such as if you are made unemployed due to misconduct, etc. |
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stopccdebt
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Credit card insurance is expensive and difficult to benefit from. It sounds like you may not have any legal claims based on what the fine print may say.
Even so, if you make a big enough fuss about it, sometimes they may give in. I hope that you will fight their refusal. The least they can do is to re-age your account so that it reflects a current status and remove all negative payment information from your credit file. These can save you much grief down the road. |
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Louis M
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because those payment protection plans are scams |
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nick_knight49
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Ask Visa |
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butterfly55freedom
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I paid extra with The Halifax and have been out of work for over a year. Every time I signed on I had to get the job centre to sign a form which I had to sent to Halifax. I also had to send details of any jobs that I had applied for which proved I was looking for work. They paid 10% of card up to 1 year. Then I got a call saying they would not pay anymore.But they did for a year. I then cancelled the extra payment as I couldn`t benefit from it. I am starting new job soon so I may review the situation.I was made redundant from my first job. |
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daceb
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they only cover when you are unable to work due to illness |
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sexytrojan
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They are a type of insurance company. They are quick to collect your money, but when it comes time to pay that's when all of the excuses happen. |
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Campbell Gramma
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I think that rider says you only get the money if you can't work because you're HURT.......
not because you get laid-off |
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jojoh73
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According to my bank, you need to be unemployed officially, ie, be signing on |
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