 Am I doing the right thing with my husbands bad debt? |
| My husband has $20,000 in debt in occurred before we got together.12,000 of it is past due things he has stopped paying on, the other $8,000 is his car. I want to sale the car and get a junker for $1,... |
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 Credit card? |
I'm trying to find my first credit card but i have no idea what to look for or where to look for it.
I just turned 18 an i do have a job but it doesn't pay much so i need one with low ... |
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 I'm 19 and I Have NO credit....? |
| i'm 19, i don't have any credit, i don't have anything in my name, not even my cell phone (it was my mother's bright idea to put it in her name, worst mistake ever). i have a ... |
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 How do you pay your credit card to start to raise your credit? |
| i just got a credit card and im want to start building credit.... i was wondering what would be the best way to build credit.. i have heard i should only take care of the minimum, or something along ... |
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 What is the easiest way to payoff credit card debt? |
| There are tons of credit card offers at 0% on transfer balances, is this the way to go? I know, read the fine print.....What's the most logical way?... |
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 I just got a call from a collection agency about chase card I have that i have? |
| not been able to ay since I lost my job, he said if i dont ay by the 27th they are taking me to court. What does that involve, he was very abusive to me and called me names and said i was not an ... |
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 I noticed before christmas that my credit score was terrible. 511 to be exact? |
| So I joined Experian and started paying ALL my bills on time I cleared 2 defaults(partial settlement) and brought a store card below its balance. This has all been shown on my report but the problem ... |
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 Do you get around w/o having and using a credit card like people did before the cards were invented? |
If you do or don't, can you share how you feel about dependency on credit cards in lieu of cash?
Additional Details
Informative answers are helpful and appreciated.... |
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 Capital One over limit charge? |
Hi everyone
I am very angry because I am trying to call Capital one.
I cant seem to talk anyone who speaks English without me having to say 'pardon'
I went ... |
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 How do i pay for somethin on ebay with a money order? |
| hello, well i want to order a cell phone off ebay i did my homework on the product and seems fine. it says accepts money orders which is fine but how does it work??? I make a money order if i win the ... |
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 Is it true that a debt can dissapear from your credit history after 6yrs? |
| Well I was told by my co-worker from her own experience that she owed credit card companies when whe was 18 and never payed for them.. Well as she told me Collection companies kept calling her ... |
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 Please someone tell me a way to get out of the payday loan crunch when payday loans eat up a big part of my? |
| I have been in the payday loan crunch for several years now and trying to get out of the trap,need advice on what kind of a loan i can get to totally get rid of this payday disease,it seems to ... |
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 How can paypal take money out of a closed account ? |
Additional Details
apart from the sign up information where they ask for a credit card number my bank account is not connected to ... |
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| I have a problem with spending before paying...any suggestions? |
| I have plenty of bills, some later than others...I know they need to be taken care of and i keep telling myself that I will...but when payday comes I fell the need to spend on irrelevant items and ... |
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dishnet270 | Why when an auto dealer or apartment complex runs your credit report they won't let you look at it? |
Do I not have a right to view my own credit history? |
 |
 
Greg P
|
Before you buy a car or rent an apartment, you should obtain your credit score and credit report.
Some car dealers may try to tell you that you have a lower score than you really do. If you empower yourself with the knowledge of your credit report, their tricks wont' work.
You can obtain them as a free trial pay for it, but the tiny cost of a report (10-20 dollars) pails in comparison to years of high interest. |
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SPIFIMAN1
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I don't know about apartment complexes but auto dealers are not allowed by law to let customers view their credit reports.
This information is confidential and only the finance manager at the dealer is allowed to look at it. |
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kellykellyw3
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If you request credit and are either approved or denied you can write or call the issuing credit bureau within so many days and get a free copy of what was used to decide your credit worthiness. The company who runs your credit will be able to tell you who they used. |
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mickey g
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thats weird. my fiance and i just got a car at carmax and i was able to see it while the guy was working on it. |
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outlawimmortal2
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Auto dealers, etc, aren't allowed by law to let you see your full credit report. |
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stephenweinstein
 |
You have a right to obtain it from http://www.annualcreditreport.com (free) once per year or to pay the individual credit bureaus (unlimited number of times). The auto dealer or apartment complex does not have to show you their copy. You have to get your own copy directly from the source. |
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don_hepburn
 |
They paid for the report. They get to decide.
If they turn you down due to bad credit you can request a free report from the reporting agencies.
You can also just request a free report from the reporting agencies. Just don't sign up for that credit reporting service. Cost money for something you can get for free with just a little work on your part. |
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Bella Latina
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You do have a right to see it, if you apply and are denied for credit, you can write to the credit reporting agencies and let them know you were denied and want to know why.... they will send you a free copy of your credit report. |
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chevygirl_97z
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I know it is illegal for them to GIVE you a copy of it. But I dont see the harm in letting you look at it while you are in the office. |
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daeve930
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As a loan officer, I can tell you about your credit report, give you the scores, talk about how many lates or judgements or liens show up, read you the "factors", but I can't provide a copy to you because of our contractual agreement with the credit bureaus. If you want that information, you have to get it yourself from them, so you can pay for it. |
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L H
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Sure, but they paid for that copy so they can do with it as they please. You can get a free copy online.annualcreditreport.com |
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booshua
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Yeah, you do, actually. |
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Monkey Man
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Cause they pay for it and they hate to let you see anything they pay for. |
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