 Applying for a credit card..? |
| I'm almost 18 and I would like to get a credit card and I am just wondering how easy it is, what should be my limit, and should i apply through my bank ?... |
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 How can I get a home loan with bad credit? |
| I'm getting ready to go through a divorce and I have 3 children, ages, 6, 5, and 2. I would have already filed for divorce if I had somewhere to go. I would really like to buy a home for my ... |
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 How can i clean up my credit. i do not have the money to offer on settelments? |
| I want to raise my credit score, and just how can i have the negitives turned into postives on my credit report...there are people offering that they can clean up your credit fast for a fee. so can ... |
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 Credit card limits? |
hello, i payed down alot of credit cards this last year. After i payed them down they increased my limits sufficantly
1 card 3500 then to 7000 now 14000
2nd card 5000 then to 7000 now 11000... |
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 I was denied credit 10/5 by two firms, based on Equifax credit report, need explanation of who and what for? |
| On the report from the denied credit firm, it only gave debt amounts from Equifax and no names. I paid off all my bills at the end of 2005 and early 2006 and only have two debts, outside the two ... |
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 How can i improve my credit, and why is it bad? |
| im 25 andmy credit score is around 550 i believe wich is horrible but im not sure why. i dont have much credit history, but a few years back i got a dept. store card with only a $100 limit to build ... |
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 Unemployed and in debt? |
I'm asking this for a friend who dosen't have a computer.
He's in debt, about to loose his job, lives with his friend, and no money saved up. Every payday he tries to pay his ... |
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 Amazon.com? |
can you pay with a visa or mastercard through amazon?? or u need a paypal??? is it safe to use a visa or mastercard???
Thanks!... |
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 My husband had a credit card in his name only for some dental work. He passed away 2mo. after. I have been? |
| paying on this bill for the past 3 yrs. and the int. rate is 27%. Income was cut in half so I'm just paying min. every mo. so the balance never goes down. Am I legally responsible for this bill?I... |
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 What is a good credit card for me? |
| i have limited if not any credit at all. i just turned 18 last year in november. what is good credit card that will approve me with a decent apr?... |
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 What is the best way to pay off an $8,000 credit card? |
| My current card has $8,000 on it and the percentage rate skyrocketed to a 24% interest rate! I did not read the fine print and after the introductory 0% rate, the interest rate increased. I closed ... |
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 Do things not showing on my credit report affect my credit? |
| I have bad credit as it is but I'm working on fixing but to start off I'm only paying the debts that show on my credit report... but I know for a fact I have some other things that DON'... |
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 Just got approved for a capital one credit card? |
| OK, so if you read my past questions you can see that I have tried desperatly to get credit to buy a PC from for School. so Capital One approved me for a credit card after I got one of their letters ... |
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 Credit Debt? |
Is it true that if you dont pay your credit cards bill for 6 years they just take it off your credit report and stop asking you for the money, cause its unsecured line of credit???
Cause ... |
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 What's a good credit card for an 18 year old to start building good credit? |
| I'd really like to get one, because I know how to not abuse it, and I have the money to pay it back. Thanks.... |
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 Strange Debt Letter Help? |
| I received a letter off a debt collection company this morning saying I owe them nearly a thousand pounds, and unless I sort it out they will start bankruptcy proceedings against me, after they have ... |
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r.tenbrink | Why won't my auto loan get refinanced? |
I have a loan through Chase bank. We have paid the loan payments and added a bit to each payment to pay down the principal. I have had the loan for 10 mos. at 18%. My credit was terrible when we were initially financed. My credit score has gone up over 100 points since the loan started. I have had no late pays or added any credit that I did not have at the time of the loan. I was denied refinancing by Chase, and really do not understand. My credit is way better, and I have paid everything on time. Any underwriters out there that can help me understand? |
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Em C
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If you are adding a bit to the principal each month why do you need to refinance? Interest on car loans is not calculated the same as a home loan so it does not compund in the same way and the terms are way shorter, say 5 years as compared to 30 years.
Yes it sucks to have an 18% rate instead of 9% but the difference in the total amount of interest paid is minimal. If you continue to make extra principal payments each month you'll pay the loan off sooner and save on interest that way. |
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A W
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No one here is going to know the answer why you were denied. You need to speak with Chase to find out the reason. It could be one of many things....credit score, credit history, debt to income ratio. |
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Anne
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A W is correct in her answer.
I say, it is most likely your risk ratio that prevented the refinancing. Credit firms offer different cards to different risk factors. You probably did not qualify for refinancing as a results of cresit score, history in combo to risk. 10mths to a creditor is a short period of time & may not be considered a long enough time to establish a credit history with their establishment. |
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Predatorprey
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The amount you own might be higher than the actual value of the car. AKA "Upside Down"
Sometimes requirements are car can't be older than a few years old ect..
Any additional info on loan amount and aprox car value? |
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Megan
 |
call chase bank |
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mariko m
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It can really save you a lot of running around to just get a car loan price online to see what todays rates are. You might be pleasantly suprised. Also if your credit is not the best, a lot of online loaners are more able to work with you.
What I always tell folks is that an internet quote at http://auto.lowratetoday.com is a no brainer. |
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Ted
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When you apply for a loan, you are entitled to a written response. If the response is a denial, then the letter will contain the reason. Did you throw yours away with the junk mail? Call them and ask them for another copy. |
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Brown C
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you may try this source http://carloan123.net/car_loan_refinancing.html this would really help you out of your problem there is each and every information provided regarding refinance you can read it and also you can a loan from there website, i have recently get a refinance loan from there, so you may try this source. |
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kapn
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Not enough info.........why were you denied? |
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