 I applied for a loan. My credit rating is poor but it looks like i was accepted? |
I am being sent a credit agreement. does this mean i was approved?
Additional Details
kerTCHING!! drugs and hookers!!!!... |
|
 Can I cancel my credit cards before the balance is paid off? |
Hi,
I just got out of graduate school and have a lot of credit card debt on several cards. A few have decent interest rates. It would be great to cancel all but a few and keep paying them off. ... |
|
 Repo question and a general credit rating question too!? |
| Okay, this is a little complicated. My fiance and I are about to get married and want to buy a house, among other things. Basically, we're trying to get his credit rating higher, because in his ... |
|
 Do you have to pay to own a credit card? |
| I am thinking about getting a credit card, so I can pay for things over the internet, and then just clear my balance whenever I use it. Would this cost me anything? Do you incur charges if you don... |
|
 Is there anything wrong with GA TRUST FINANCIAL? |
| I applied for a loan and just waiting for my funds, so far they are pretty good with me. do you think they are for real?... |
|
 How do i handle this situation, i used my dads credit card through pay-pal ad he found out? |
| I used my Dads credit card through pay pal, and he just found out, in total i think i wasted about $160, but the money was wasted in breaks trying to see if he doesn't notice. For a while it ... |
|
 Any company that provides loans for bad credit? |
| need to find a company that provides loan for people with bad credit.. no down payment ... |
|
 We are trying to buy a home w/ credit score of 557..... Best way to improve credit quick? |
| We plan on putting 40,000 down in a house priced at 165000. We also have an extra 20000 cash. We currently have 3,400 in credit card debt on a 4000 limit. Is it better to pay the debt down, or ... |
|
 How does this happen? |
| Me and my mom had an account with US bank and I was a minor. My mom racked up 982 dollars in debt with them. For some reason they think I owe the money. I was a minor when this happened. they later ... |
|
 Is a 606 credit score good for a beginner? Im new to this whole credit stuff!? |
| Im 19 years old and im just starting to go in this credit thing. i had a credit card now for a year. I had no problems and have been paying my bills on time. But I was shocked that my credit score ... |
|
 What's the best way to pay off 23G's of debt? |
Current APR varies from 23 to 30%, HELP!!!
Additional Details
Current apr varies from 23-30% but I don't want to consolidate b/c the cards will be closed after they have been paid ... |
|
 How many of you live of credit cards?? and what will you do when you are up to your credit limit?? |
england is very much living off credit and is very much in debt with bank loans etc ..i just wondered what every one who has credit cards and lives of them will do when their credit as run out ??
... |
|
| Is it a good idea to start establishing credit as a college student? |
| I am about to be a sophomore in college. I am not a big spender, but every once in a while I'll make a purchase that either requires a credit card or I would rather not pay with check or cash. I ... |
|
 How do you work out 8.5% interest? |
on a debit card/credit card for monthly payments of car insurance?
say the amount is £353.95 how do you work out what 8.5% interest on top would be?
... |
|
 What are the top 5 ways to build or rebuild your Credit score? |
| I've seen a few suggestions on the board, and put a few up myself as answering another person's question, but out of all the techniques out there, what are the 5 or 6 you find most ... |
|
 My mother has alot of debt...? |
| My mother has alot of debt, credit card, medical everything. When she passes away is all that debt going to fall on me? The only debt I have is student loans and I do not need over 200,000 dollars in ... |
|
 What to do,i have two credit cards with id fraud help?? |
| i have two credit cards,mint and capital one,both have been used with out my knowledge or agreement, i only found this out when statements arrived. neither credit card company will freeze the ... |
|
 How do i clear searches on my credit file? |
| i have recieved my credit file for the first time in my life and found no ccj's or anything like that but have found searches from as far back as 2002. nothing on there says iv'e missed a ... |
|
|  |
Jay S | Why would my credit score go down 15 points in a month, when nothing major has changed with my credit? |
I'm not deliquent on anything. I have the same bills as before. I'm not sure what could have caused it to fall 15 points. |
 |
 
AtiaoftheJulii
|
Check your credit report. I recently found that my "current" address was listed in New York. I have never even been to NY. Usually I am bombarded with credit card offers and all of sudden they ceased. I did the Mr. Spock and checked my credit report...
I immediately reported the fraud and can only hope someone hasnt open accounts or receive property in my name. |
|
kai
 |
Thats the dumbest shyt I ever heard. How can it drop some points if you check it? I have a credit card that does monthly credit monitoring. And I monitor my credit, ALL THE TIME. There are no inquiries coming from myself lol. I also ordered hard copies and NO, there are no personal inquiries on that affecting the score. If you authorized another company to do so, then that affects your credit. More than likely it could be some kind of outside inquiry. Examine your FULL report and find out whats going on so you can prevent further issues. |
|
bordercenturion
 |
DId you see anything new on your reports?
Are you card balances above 30% ?
http://www.ficoboost.com
can raise your score in 24 hrs guaranteed |
|
Justin S
|
Whomever is saying that your score will go down when you pull your own report is giving you false information.
The major reason as to why this could happen are.
High/debt to income ratio (Carrying a high amount of Debt)
Too many inquiries (Not personal Inquiries)
Late Payments
Judgements |
|
benbardot
|
It may be that some companies are only now reporting to the credit agency in question. Some do it periodically. In addition, new companies join all the time. Bottom line - this could be as a result of something 3 or 4 months ago which is only filtering through.
Visit http://www.cheap-credit-cards.org for more information |
|
gin_in_mi
|
Have you recently applied for credit.. a new car... a new charge account... Changed auto insurance??? Every time your credit history is accessed it lower's the score... |
|
Mariposa
 |
Have you closed any accounts? Have you applied or opened new accounts? Have your balances increased? A combination of those items may have caused your score to drop. |
|
iceman
|
checking your own credit score would NOT pull your score down 15pts.. not even close. So ignore those who are saying it does.
Sounds to me like you may have opened new accounts, or perhaps your debt-utilization ratio has gotten to high. But still 15pt seems like a lot for that type of a drop without anything major happening. |
|
s
|
Most likely, you checked your credit...Maybe you applied for a credit card, you moved, you got a new job, etc...You know it went down in a month, so you obviously keep an eye on it. Every time you check your credit, it affects your score. Not much, but it does. That's why some people are very specific about when and why they look up their credit report. Do it too many times, and it could make a decent size impact on you. |
|
peilthetraveler
|
it drops 15 points when you check it unfortunately. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 12 minutes(s) ago
| | | |
10 | 25 minutes(s) ago
| | | |
10 | 42 minutes(s) ago
| | | |
10 | 45 minutes(s) ago
| | | |
10 | 57 minutes(s) ago
| | | |
9 | 1 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
9 | 7 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
9 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
