 Co-sign a car, will they check my credit and other things? |
| If i co-sign a car loan for my friend, will they check my credit (employment and all the stuff), and also do I need to provide all employment history and stuff?... |
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 Do Americans spend more money using credit cards or cash? |
| I heard that if you pay for everything with a credit card, you end up spending 12-18% more. Is that true? Please include sources if at all possible.... |
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 Credit cards???? |
| If you have a credit card and do not use it to purchase anything do you still get a mnthly statement looking for payment or anything?... |
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 I have applied for a loan but the company want me to pay a brokers fee first, I have come accross this before? |
| The company want me to send a cheque for £39.99 and they say the loan is provisional - anyone else come accross this and is it genuine or a rip off ?... |
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 I can't pay my bills for the first time ever. What will happen to me.? |
| I lost my job two months ago and have only found odd jobs since. Im in college full time and have a car payment, 5 credit cards (havent used any for 3 years), phone, rent. No parents to support or ... |
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 What is the best way to fight a collection agency? |
| I am disputing a bill with a collection agency. Even though I have informed them that the bill is incorrect 3 times, they still have reported me to the 3 credit bureaus as being late. What good is ... |
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 Im 17 years old and i was wondering what should i do to get GREAT credit ? i dont want bad credit. lol? |
| Plus i want to get a GOOD credit card when im 18 or older. but i dont know what i should do to start building the credit. i dont know how all of this works. ... |
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 How to get a loan with not so good credit? |
| I need a loan of 1000 dollars and I don't have good credit. Any suggestions on where I can get a loan from? No payday loans ... |
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 Is it cheaper for a merchant to process credit or debit? |
In general, which results in fewer fees for them, and what is the benefit either way for me?
Additional Details
My bank (credit union actually) does not charge a fee for card use, ... |
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 Do i have give the bank the money? |
| recently my bank card was stolen and somebody used it to commit fraud and spent thousands. However, my card was reported lost before the card was used for fraudelent activity. The bank say that I am ... |
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 Pre-paid credit card? |
| do prepaid credit cards help build ur credit score?... |
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 I need a credit card to pay off trips. Any suggestions? |
I am a senior in high school and have no credit but i am 18.
Additional Details
I am getting ready to go on 2 school ... |
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 Credit Card Question? |
| If someone has a credit limit of 3000.00 – how much of that can they use, all of it? Like for example if someone has a $3000.00 credit limit and they want to purchase something for like 2890.00 can ... |
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Leesa | Will I be accepted? |
Im 6 and a half months pregnant, I start my maternity leave in 2 months and I am going back to work full time when my baby is 6 months old, Will I be accepted for a mortgage as I am currently renting for 550.00 per month pluss bills c/t ect and hate that it is just 'dead money'!
Additional Details
yes my partner would pay the difference for the 6 months as he is full time and i'd also get maternity benefit which is around 108.00 per week plus working tax cred ect. |
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morrison13@btinternet.com
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yes you will as the mortgage company will want to know what your annual salary is and you are still considered as employed even although you are on maternity leave. |
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Amanda H
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If you have a savings that would cover the payments for that amount of time, it should be no issue.
If you dont, and just plan to rely on a spouses income, it could certainly be possible that they are leery....but I think there are laws about this? Do some research. They shouldn't be able to discriminate.....but maybe taking 'unpaid' leave affects that.
BTW, I dont think you have to tell them you are taking 6 months. Say you are taking what your PAID leave covers. |
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traffic816
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if your working you will be accepted, if you have creidit..
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http://www.bestcreditrates.net |
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Bri Bri
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Yes you should as long as you have ok credit |
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saorsie
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as above |
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sarah090182woodhead
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go to http://www.moneysavingexpert.com and ask the same question there they offer lots of other sound advice go to chat to find the forum. its a site worth checking out The guy who the site belongs to is the money advisor on GMTV and has had a BBC show |
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Mike10613
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Shop around on the net for your mortgage. My guess would be yes, you would be accepted by some - refused by others. the Nationwide would be a good bet. |
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bostonianinmo
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You'll have to apply to find out. We know nothing of your creditworthiness here and could not possibly give you an accurate answer.
I can say that your being pregnant has nothing to do with the issue. They can't even ask you questions about that and I wouldn't volunteer anything. If you'll have enough money coming in during your maternity leave to make your payments, just go for it. |
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scallywag
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If this is joint, you should be okay. |
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tj F
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Well it's hard to tell based on the info you provided. A lot of things play into getting "approved" for a loan. Your credit, how much you make, your debt to asset ratio, and how much you can put down will all determine that. Talk with a lender and get pre-approved. Ask him to check all he can in depth so you have a good idea before the underwriting starts if you will get funded! |
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