widepart
 |
Not as long as the card you have does not have an annual fee. |
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Chadders
 |
No, unless you have the type of card that has an annual fee or you pay for card protection. |
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sunshine
 |
Not usually but it's best to check with your bank, there are so many differnet deal around. It's like airline seats everyone seems to pay a different price and banks keep tightening the screws so things are always changing. |
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brainlady
|
No- unless you have an annual fee- which would be £5-£10 but not many cards charge this. Use it like you describe and you are doing what every top economist would advise but not the credit card company!! You are quite within your rights. Avoid the interest at all costs and you can borrow money for a short time for nothing!! Yippee |
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Dellboy from UK
|
If you are, then you are with the wrong company. |
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bannister_natalie
|
No, if it is not used and the balance is zero. |
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pavano_carl
|
Some cards have an annual fee, sometimes it is contingent on whether you use the card or not (the bank's logic is that they need to make money from you just to maintain the account)
Check you monthly statement on the back- look for either "annual fee" or "maintence fee" - it should state wheter one exists or not, and if so, what the conditions are. |
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eflatsharp
|
If you repay in full each month then there are no charges at all - unless you've fallen for one with an annual fee ! ! ! |
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grumpcookie
 |
no, but why have one if your not using it. |
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Dicky Snapples Hides Apples
 |
No. |
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wdwtravels
|
Hi - it all depends on the credit card provider. Many cards are free to use and if you repay the balance each month you will not be charged.
Some card providers charge an annual fee.
It is best to check the terms and conditions that came when you signed up for the card - or look on the provider's website. |
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johnfwallis@btinternet.com
|
Apart from annual fees or card protection, probably not. That said, there are movements in the market to charge low(no) volume users. |
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Michael W
 |
The answer is... IT depends..
There are two fees you need to look for in your "disclosure statement" (the booklet with all the fine print...)
1. Annual Fee - a fee the bank charges to keep your account open
2. Dormant Fee - a fee the bank charges if you don't make at least one charge within a certain number of billing cycles (i.e. 3 months...)
Dormant fees are a new trick that credit card companies play to make money.. If your not charging, your not paying interest to them, so they want to make money off of you somehow... |
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phoenaryll
|
it depends on ur type of card and ur company,,,, the CC company charges u just for granting u the line of credit.it's called annual fee or holding fee... |
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silent1
|
No unless u have some kind of insurance |
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Sam
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Hi its sam from the bank we're going to charge you. And if you ask y we'll charge you again for 'administration' costs. |
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Frank Castle
|
Yes. (Annual Fee)
NOTE: Some banks don't charge annual fees. |
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