 If I just opened a bank account and I have like only $5 in it and I overdraft $3000 from an ATM, can I do that |
| If I just opened a bank account and I have like only $5 in it and I overdraft $3000, can I do that, and if I do how long do I have to pay it back before I go to jail?... |
|
 What credit card should I get? |
This is what I want:
1- Low interest rates. (although I plan to pay it off every month- so does everyone else)
2- Low credit limit. (I don't plan to spend much, and I don't want ... |
|
 Garnish Wages? |
| I was just wondering if you have your wages garnished can that be undone or are you stuck with it until its paid off. My friend said hers was undone. I was just wondering if that was possible?... |
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| When a parent dies are the children responsible 4 their debt if no co-signing was done?? |
| mother passed away with debts (credit cards, personal loans) she did not leave a will, she had no assets to her name (home, car) lived with me for awhile now creditors are calling me to pay off her ... |
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 I need $10,000. I'm behind in bills can anyone help me? |
| I need $10,000 because i been out of work for 3 weeks because of a knee injury. I don't go back to work until the begining of september. I need a loan to pay some bills until i go back to work. C... |
|
 Credit Card or Debit? |
So im ordering a pizza online, and they ask for a credit card, or cash. can i still pay debit?
... |
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 Credit cards for people with bad credit? |
| I want to know the websites of places where I can apply for unsecured credit card for people with bad credit. I know about tribute, salute, rewards660, continential finace, orchard bank, and first ... |
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 Having a really hard time. Finally got out of debt 2 months ago and the urge to? |
| spend again is immense! Just don't want to get back in debt. Sorry not really a question but need to tell someone!!... |
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 Loan or Cash/Payday Advance?? |
| Which is better, to get a loan or one of those Payday Advances? I only need about $200, but I only make about $100 a week, so I would need a couple of weeks to pay it off...what is the difference ... |
|
 Can a Collection Agengcy continue to lower my credit score? |
| I've been receiving annoying calls from a collection agency stating I owe my old school a certain amount. I stopped attending the school in 2003 and in 2005 I began getting notices from the ... |
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 Received a windfall of cash and paid off all extra credit cards and am working with only 1 card. Now. . .? |
do I close my other cards accounts or do I leave them open in case of emergencies?
(Also, just found out that one of my cards that I paid off just gave me a positive bump in credit. A REAL... |
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 Is it good to sign on the back of a credit card, "ask for ID?"? |
| I have a friend who provides her license as well as credit card for a charge or debit transaction as she has signed "ask for ID" on the back of her card rather than her signature. Is this ... |
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asturiasangel | Will I be okay just paying part of my credit card? |
What will happen if I just pay much more than the minimum payment but I still have a balance left on my card? I'm maybe going to be able to pay out about $300 or $200 out of $500...
What are the consequences of me not paying off the full debt? Does it significantly decrease my credit score, or is that only if I do it for several months at a time? Is one "boo boo" going to ruin my life? |
 |
 
Josh
 |
No it won't kill you if you carry a balance for one month. Infact, paying a little interest here and there is a good thing for your credit report. The interest will kick you in the you know what though, just be sure to pay it off next month. Everyone makes those mistakes, just make sure you learn from this one and don't do it again. |
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Cathy K
|
No thats fine. You can pay that much. As long as you are paying on time that is the most important. It does help if you do pay more then the minimum. Hope that helps. |
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plaplant8
 |
As long as you pay the minimum you are ok, but it takes a long time to pay it off. I dont think it screws up your credit score as long as you pay at least the minimum and on time. Can you pay the other part next month? Just pay attention and keep whittling it down. |
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Classy Granny
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As long as you make the minimum payment it will not hurt you credit score. That is how people build credit. What does hurt is the interest payments. |
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blackcat
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As long as you pay the minimum amout due that's okay. Maybe I'm not understanding your question. |
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kells
|
pay as much as you can, it looks good on your credit report.
dont worry if you cant pay it in full, thats not expected of you (unless you are on an interest deferred plan)
be consistent in your payments and whatever you do, be sure to pay on time!!!!
one boo boo would be: paying late, not paying the expected amount on your bill, and going over your limit.
what you dont want to do is have a high percentage of your maximum balance used up on your card or JUST pay the minimum payment due. |
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Airmech
|
paying less than the balance will do nothing bad to your credit rating, in fact it may make it better. If you miss a payment or don't make the minimum payment it will hurt your rating.
If you don't pay off the balance the interest rates will kill you though. Doesn't make sense to use a credit card if you can't afford to pay it off each month. It could cost as much as 15-20 dollars a month extra depending on what the interest rate is. |
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lbear
|
no but they could take out interest |
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freaki1225
 |
You can pay min. balance or what ever you want but it'll screw up your credit faster and interest rates suck. One boo boo might suck. I would pay it off if i could. |
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kate
|
The REAL consequence is you start flushing $$$$$$ down the toilet in the form of interest payments and at obscene rates .
As long as you have no objections to prolonged poverty ,
Go ahead .
> |
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Linda L
 |
Listen If you are making your minimum payments then you should be okay..... If your just going to pay 200 or 300 then do it. Your right it won't ruin your credit score..... it takes alot to build credit and amazingly to bring it down too, I think you'll be okay |
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Konjo Nashi Pirateâ„¢
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as long as you pay the minimum balance, they shouldn't ask you to pay all $500 at once. Pay the minimum amount due plus a little extra, that looks good on your credit. |
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blapath
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If you pay just the minimum than you are OK, but you pay more interest. As you pay more, your interest drop - aka you save money |
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panayoti74
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no pay your whole credit card intrest will kill ya. trust me been there done that. |
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