 What does in-store credit mean? |
Does credit mean cash or something else?
For example, customers are granted credit reflecting the lowest price...... |
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 Capital one? |
| any luck with these guys ? are they good cards too have ? will they help build credit ?... |
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 What's the best way to reduce credit card debt? |
| I know so many people say 'stop using the cards!'...but what if that's not an option? My credit card has turned into a monster.... over 17k and I only take home 13k a year. It's ... |
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 I paid off credit card ,lost comfirmation# and now they want more money,what now? |
| A collection agency called and collected on my card , I paid it off in full at a percentage off , and now they want the remaining from another company ,my husband lost all my paperwork and now I'... |
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 Can a company send my name to the credit agencies even though the £76 I owe them was due to their error.? |
| A company said I owe them £76 for a contract that I signed. This amount came about due to their own fault such as saying that the staff I dealt with forgot to sent some paper work to their head ... |
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 Does negative credit ever "fall off" your credit report ie 5-10 yrs.? |
| Is there a limit to the time bad credit such as charge offs, unpaid medical bills, credit card bills are listed on your credit report? I think there is a limit on the collection time but what about ... |
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 What happens with credit card debts not paid in a long time say more than 6 months?? |
| i got sued by one credit card - but worked out a payment to stay out of court. can someone tell me worst case scenario? can they garnish my wages if we go to court?... |
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 How can I improve my credit rating? |
| I owe lots of money toward bills(such as utilities) and credit cards. I just got a nice chunk of change from my tax return. How do I get my credit rating up without going broke? Or is it wiser to ... |
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 Will canceling the credit cards that I dont use affect my credit? |
| I have about 10 credit cards that I dont use anymore they are activated but dont have any balances and I was just thinking of canceling them but dont know if I should would that affect my credit in ... |
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 How does a credit card work?? |
| I applied and received my first credit card this month and was first affraid to use it due to my sis being in so much debt from hers. I finally had my first "emergency" 2 days ago where I ... |
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 Can anyone tell my if this is legal and how to get it off my credit report? |
I have problems with Midland Credit Management. They have never validated anything and yet continue to make entries on my credit report. Here they are--check out the new dates!
Two E... |
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Mickey D | Will I get into trouble for giving false information on a credit card application? |
I'm a college student, and there are lots of guys around campus giving away free sandwiches if you fill out credit card applications. I've filled out a couple with totally false information because I really needed those sandwiches. Can I get into trouble for this? I DO NOT want a credit card, but I DO want sandwiches. |
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farran abat
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Even if you manage your money wisely, too many credit applications can have an adverse effect on your credit rating, especially if you are making these within a relatively short period of time. This doesn't happen only to you. You should know that there are many people who do this as they are seduced by the many good offers which they perceive at any given time as all the card companies try to compete for additional business. Nevertheless, applying for multiple cards within a short time span does impact negatively upon your credit rating so it's wiser to do your homework on the comparison sites and stick to only making one or two applications in quick succession. You should wait a few months between applying for alternative sources of credit, including mortgages, loans, store cards as well as credit cards an even a mobile phone application. Read more about it at: http://www.credit-card-gallery.com/article/182,Don't_Let_Your_Credit_Application_Ruin_Your_Credit |
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carchitectress
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Tecnically you could....its called fraud!
However, those bastards who sucker in poor college students into getting high interest credit cards are scum and therefore...
EAT THE SAMMICHES! |
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lionsworth
 |
Yes, it is Fraudulent, regardless of your intent, and it is illegal.
People can argue all day about the legalities of it. The odds are very much in your favor that you will not get into any trouble in this particular situation, not unless the guys catch on to your little free sandwhich scheme.
But when it comes down to it, it is illegal. And you can pay fines and even spend jail time for it if you were to get caught. |
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STEVEN F
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Technically, that is fraud. If NONE of the information is true, how will they find you to prosecute? If you don't get a card, hunting you down is not worth the effort. |
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Richard
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By the time you get the so called "pre-approval letter" in the mail they already know who you are. That is why you get the letter. They just dont randomly send you the letter in the mail without knowing your social security number and name and address. There are lists everywhere to get that kind of information. Im sure they have a process in place to check your information to see what you put down matches theirs. If that werent the case you would have everyone doing that and the economy would go belly up. So have no fear, they know who you are before you even get the letter of approval. |
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starme
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well.....in not rigth.... |
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Angie
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If you actually get a card as a result of this, I would be a little concerned. If that is the case, the best thing to do would be to cancel the card immediately. |
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Hans B
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As long as none of the info is correct, then no problem, but if you sign your name stating that everything is true, and it isn't, and your name is on there, you can get into big trouble.
The guys don't even care really, they get paid by the hour or maybe a commission on applications filled out. Fill them in as Fred Flinstone, they usually don't care. |
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atari
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No i dont think so |
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Tom T
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Well, it is not leagl per se' however I am sure you are not the only person who has done this. |
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Frank Castle
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No. |
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