 Can credit card companies call 20 times a day for collection? |
| Is there something I can do to stop these calls from Chase Bank? They call my cell phone 15-20 times everyday. I can't even speak to a person if I answer. It's a ... |
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 What gives you bad credit??? |
| My boyfriend is trying to get a car on finance. He's current car is on finance also but his mum put it in her name for him to get it. He has not faulted on one payment with his current car, has ... |
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 Did I get a good mortgage? |
30 yr fixed with a 6.58% Interest 100% Financing.
My PMI is almost $200 a month but I liked the idea of that better than emptying my savings.
Additional Details
For people who are ... |
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 Bank charges? |
| does anyone know how to reclaim bank charges.ive been charged 11 times in the last three months of 35.00 its ... |
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 I am worried about what a collection agency is telling me.? |
| I had a car repoed 6 years ago, and just last week i got a call from some realy rude man demanding 12k for the balance, intrest and fees. I told him i dont get it and i am not paying you and hung up ... |
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 How can i raise my credit score? |
| i had a macys card, but didnt pay it, so they deactivated it. How am i sposed to raise my credit score, if i cant buy anything on credit?... |
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 This loan is killing us can anyone help? |
| my husband took out a loan "two years" ago for 2000.00 from this loan place call CASH CALL he got the number off t.v. from gary colman! anyways he took the loan out for christmas so he ... |
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 Which will improve my credit score more? |
| With my tax return money I plan to pay down my debit Which of the following will improve my FICO score the most: (1) Pay off completely ($0 balance) a store credit card (Best Buy) (2) Pay down a Visa ... |
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 Was $2,200 in debt - Now $1100!!? |
| I was $2,200 in debt but I got a job working full time at $11.50hr. I have paid off half my debts so far, but Was forced to leave my job, due to problems with one of the supervisors and they were ... |
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 What should happen when you pay over your monthly car payment? |
| When I say what should happen, I mean that shouldn't it come directly off the principle?... |
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 How do I build credit? |
| I have tried to get a credit card and cant get approved, even for the ones for people with bad credit. I have two chargeoffs from almost 3 years, I know I need to pay back. I am still paying off ... |
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 My mom stole my indentity, what do I do? |
| My mom used my identity when I was only fourteen to open up a phone. I don't know the details, except what I was told, but recently I checked my credit and it had this huge two thousand dollar ... |
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 How can I rebuild my credit to buy a house? |
| My husband and I have been married a little over a year and we have a baby. We both have pretty bad credit, he has medical bills and unpaid credit cards and I have a repossessed vehicle and unpaid ... |
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 Do you have to have a bank account to buy on ebay with paypal or will a credit card work instead? |
| I have apparently set up an account and added a visa debit to the account...I have NO clue how to go on from there? How do I by on ebay?... |
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 Can I legally be sued for debt for something that was before I was a legal adult? |
Here is my situation (bare with me!)...
4 years ago I started college at a very pricey insitution. I didn't necessarily want to go there but my dad liked it so I decided to go there. Once I ... |
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Amma's Child | Will a score of 643 get me a credit card? |
I just want some idea of where I stand as applying for a card goes on my record. What would the odds be? |
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I think, therefore I broke it?
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A high credit score alone does not mean that you will get a card. They also consider timeliness of payments, payment history, and often income level. Personally, I like capitalone. I was four months out of chapter 7 (due to wife's medical debt and loss of income). In trying to rebuild, stores and banks said no. CapitalOne approved my application, with a 6 month 0% apr, then 14% and no annual fee, although there was a $19 application fee applied at the first month's billing. If they approve you it's a guaranteed $300 line and as long as you make the payments on time they increase your limit, normally received within six months. |
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billiambgk87
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yes and a decent one at that |
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missmo
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You can get a credit card anytime, as long as you don't care about your rate. Shop around alot. There's plenty out there that want to give you credit, and hope you just pay the minimum. |
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NONAME
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You can probably get most store credit cards, as long as you have no prior bankruptcy and no open collections.
Beyond that, every bank is different when it comes to their criteria.
Start by going to a local credit union and applying for one of their credit cards. Same Visa/MC, just better rates and easier qualifying. |
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facetious5488
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643 is a pretty good credit score. 750 would be great, and 500 would be sh*tty, for example. I think you will be fine. It also has to do with positive payment history, assets to debt ratio, capitol, etc. I would give it a shot, but don't apply for a whole bunch of credit cards at once, because that will show up as a negative on your credit report.
oh, and one more thing--ALWAYS ALWAYS ALWAYS pay off your credit card IN FULL each month, unless it is an emergency. I screwed up my credit when I was 18 (I am almost 23 now), and I feel like an outcast loser, please don't make this mistake, it is the worst feeling inthe world. |
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Joe L
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Score is component of establishing credit. The history on any other tradelines (especially revolving credit accounts) will also play a roll. 643 is a decent score. Keep in mind the national average is 675. But, you can definitely get a credit card. Stick with major vendors or credit unions.
By the way, paying a credit card off each month is a good idea to keep debt under control, however maintaining a balance of 20%-30% of your limit is ideal for your credit score. It shows potential lenders that you are not over extended and are a profitable account to them. |
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Victory A
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You have fair credit, and this credit rating makes you eligible for rather good credit cards. With rather low charges and fees, and even with some sort of rewards.
For fair credit card offers you can visit these sites: |
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Robert R
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corrett spelling |
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Charger Fan
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Yes look for a securred credit card it will help you raise your credit score |
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