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 What are the benefits of transferring credit card balances to new credit cards?
any advice for me?
Additional Details
have you done this, was it a good thing or bad thing?...


 How long does money come out of you bank account after using chip and pin?
I used my card on Saturday with chip and pin and the moneys not yet come out, its now Monday. How long does it normally take?...


 Will I be charged for this??
I wanted to take a look of my credit report. I went to annualcreditreport.com and could only get experian. The other two...it said the system could not recognize my information. So I to request my ...


 I need help finding a legitimate credit repair place?
I have horrible credit, I think at 435 or so. I was a stupid 18 year old and got credit cards and never paid them. Now I am more responsible but I can't be approved for any kind of loan (home ...


 Ways to rebuild your credit score?
My friend has bad credit and had asked me how to rebuild their credit. I wouldn't know because my credit is relatively good, doesn't need improved. I don't know what to tell her really,...


 If I pay off all my debt by today?
How does it take to show that I'm up to date? and how long does it take for my score to go up??


Thanks for your ...


 Tell me a good credit card to apply which has rewards n no annual fee?
...


 So my bank pounded me w/ overdraft fees for charges less than 2 dollars!?
i already called them and they told me that they couldnt reverse it b/c this has happened before and they reversed some charges for me in the past. but the bottom line, is it is BULL that the only ...


 Why do black men have bad credit?
...


 I have bad debt how long will it take to own a new house?
I just started to clear all my debt... i soon want to get a new house.. what can i do to increase my credit score? how long will it take me to own a new house?...


 How does a Credit Card work? How can i get one?
A friend of mine just touched 18, and the first thing he wanted to do is to get a Credit card and he doesn't know how the credit system works. Please Explain.
Additional Details
Al ...


 Paying off debt...?
So here is the deal. my fiance and i have a baby due jan 6th, 2008. we would like to try and pay off as much of our debt before then as we can but we need to decide what order to pay things off in ...


 How rude can a collection agency be when contacting a debtor's employer?
I answer the phones at my work and get a lot of collection calls for one of our drivers. They never say they're a collection agency, but it's mighty obvious when they accuse me of lying ...


 Im getting emails about my account being past due. i have a credit card on file. what is going on?
...


 What do I do if someone owes me money and does not want to pay me back?
Do I need to get a lawyer or collections agent? Please help.
Additional Details
The amount is $15,000 and the only proof is the check that she deposited. Is there a type of attorney ...


 Loan application- have u done this??
Have any of u ever applied for a loan and get back a letter saying ur application has been approved- and that u need to send a brokers fee of £49 to process it??- Is this a con where they get your £...


 How long does it take to get "good credit"?
i got my first credit card, and in order to get credit cards from other stores you have to have a credit file. how long will it take before i develop a credit file?...


 My credit sucks cuz of uninsured medical debt. If put on mothers credit card will it affect her credit score?
Basically I went into the hospital 2 years ago and I didn't have a job. I left after 2 days with about 14,000 in debt. Besides some unpaid tuition this is all the debt that I owe, doctors, ...


 How do I improve my credit score?
My credit score is 420. I have a few different things on my credit report like medical bills one credit card which i settled. But I also have a car loan which I have paid on time every month since i ...


 Can anyone help lead me in the right direction to help me get my credit back ? Without filing banruptcy.?
I have had some problems in the past when i could not pay my bills 3 years in a row to be exact. I am employed now with a good job but im so far behind it looks as if i will never catch up .There are ...



JZB
Will having an overdraft on a current bank account affect a Credit Score?
                     
 




SPIFIMAN1
Bank accounts are not reported to the credit bureaus unless you never pay the overdraft bank and they send it to collections.


scottsmylie
Rating
It must go to collections for it to be reported. If you pay it you will have no problems.


John S
No if you always stay within your overdraft limit.

For a free credit report, check out

http://www.financecomparator.co.uk/creditreport.html


Scarlett
Rating
No it doesn't if its an authorised overdraft, but if its unauthorised then it will.


naplusultra
Not if you have an agreed overdraft limit.


stormydays
Yes

Anything you do which is connected to finance can be recorded on your credit file

This includes both positive and negative reports


louisewoods1984
Rating
No, not if the overdraft has been agreed and allowed by the bank.


alatoruk
Rating
your credit score is affected by whether you pay off credit on time. So if you dont pay it back when they say, it will affect it. If you do, then it wont.

so technically the answer is both yes & no


Funny Lad
Rating
it can only add to your credit score unless you go over the overdraft limit.


leambi
Rating
If it is an authorised overdraft then it wont, it will only affect the credit score if it is unauthorised or if you go over your overdraft


Michael M
Rating
I say yes you will be effected by this one.


Esmerelda
Rating
Absolutely.


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