 Too many credit cards? |
| I have many credit cards: two are from major financial institutions (chase and citi),others are from different stores (express,banana republic, vs)I have about 15 credit cards, is that bad? Should I ... |
|
 PROBLEMS REPAYING C/C DEBTS- can we approach the companies and arrange a settlement figure? |
| We are massively struggling to pay off our debts as my partner lost his job...another victim of the credit crunch...we have been taking any work we can get but it's not enough and now we simply ... |
|
 I can no longer afford to make payments on my Flat Screen TV. What should I do? |
| I financed it for 3 years about 2 years ago and I owe about $1,600. What If I just just stop making payments and wait for them to come pick it up... Will doing that affect my credit?... |
|
 How can I bump up my credit score? |
I have a 560 something and is fair.
I hate buying things on credit so I always buy everything in cash.
Additional Details
I don't have any credit cards.... |
|
 I have 3 credit cards (1 is dept. store) but i only use one which is visa, should i close the unused visa? |
| The credit cards that I do use are my department store card, and my primary visa card which i have had for over a year and a half (1,500 limit) the other card i do not use is an amazon visa card ... |
|
 Someone I know did something very bad to me? |
| Infact she messed up my credit score when I was trying to help her. I know her social security number but I don't know her drivers license number, how can I get her back and make her pay for ... |
|
 Is credit card debt, destroying the life of people.? |
Some people owe staggering amounts.
When you owe over 3K on a credit card and only pay the minimum payment it would take 10 years to pay it off if you mever used it again.
I believe they ... |
|
 I have bad credit i would like a store card? |
| i have a bad credit rating and would like a store card for one of the major electrical stores or to be able to finance ££250... |
|
 Need some advise with dealing with a debt collector? |
| A friend told me to try yahoo answers to get some advise on this. I just recently got a call from a debt collector inregards of a capital 1 bill i had in 2000, he told me i owe 9k, where it was 32... |
|
 Need help getting a loan to pay off debt!!!!? |
| I am in a bind. I have poor credit and need to start fresh. I have been denied by every bank out there . I just want to get a consolidation loan and payoff all my debt and make one loan payment and ... |
|
 How does a settlement payment to a debt collector affect my credit? |
| If you take the percentage payoff how does that affect your credit in the long run?... |
|
| I went over my credit limit by 11 dollars? |
| My credit card limit is 300 dollars a month, and i used 280, but they charge me my annual fee, and it went over to 311, but i paid off the whole credit card, will my credit score go down?... |
|
 Is this legal? |
| I had a credit card over 2 years ago. I lost my job, so I called them and made a deal (yes it was in writing) about my payments. They did not hold up their end of the deal, ended up charging off my ... |
|
|  |
rahul_pvr | Will it affect my credit score despite of paying over credit bill the next day? |
I have seen my credit card bill today which went 3 pounds over my credit limit and i have paid some money instantly within 2 hrs of statement period , so will it be affecting my credit score? |
 |
 
kiran light
|
pounds. that is like 6 dollars... you're 6 bucks over your credit limit? i don't think it will stop you from being able to buy a house or anything. |
|
Brian G
|
No creditors have a report of 30days late etc etc as long as you pay before the deadline and are not late your fine. |
|
tinytazzie25
|
i dont think so, but if you have been put into a credit agency as a default then it will |
|
speedy2747
 |
Every time you go over by 1p it will affect you, along with the amount of times you ask for credit.
Where you live even comes into it. |
|
alatoruk
 |
lenders report on your payment history.
and you have paid really quickly, so your payment history is good.
no worries |
|
Kevo-Wevo
|
No, as long as it gets paid. If you go in debt for a long time and don't pay it then that's when your credit score is affected |
|
gordonmother
|
No, I don't think so ! |
|
aabc44
|
no (at least in the US-I see pounds and think you are in UK).
not when you pay it immediately (like you did, and I did one time-since then I have checked my free credit report once and it wasn't anything reported).
and again, if you are in the US, you can check your credit report FREE (not the score though), once a year with each credit bureau, so you can spread it out every 4 months with another agency. say, you start 02/01/08 Equifax, 06/01/08 Transunion, 10/01/08 Experian, 02/02/09 Equifax, and so on.
the website is: https://www.annualcreditreport.com/cra/index.jsp
remember, only the credit report is free, any other products you add to the "shopping" cart (score, 3-in-1 protection etc) cost money. |
|
Dixon
 |
Urgent that you speak to your credit card company ASAP suggest 9.30a.m. today. You can also do your own credit check through experian on the web it takes about 20mins but well worth it. Just a tip, if by any chance your credit or storecard belongs to G.E. Capital or Capital One then put: say no to 0870 into searchbar and find a normal landline no. for them. Good Luck. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 33 minutes(s) ago
| | | |
10 | 54 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
9 | 11 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
9 | 1 week(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
