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 Can I use SBI DEBIT CARD for online payment in india?
means can I buy anything like watch, t-shirt, jeans etc. online using sbi debit ...


 My boss ran my credit without my permission?
I just found out that my current boss ran my credit report without my permission after I specifically told him not to. They lied to me to get my SSN and then ran it. My credit score is not good to ...


 Free Credit Report Not Free-Stay away and check credit cards!!!?
Just found out my Discover card has been charged 25 a month for FOUR years because I used Free Credit Report.com. Seems I was automatically enrolled through CIC. I knew about a 10 dollar a month ...


 Credit card debt question options?
I have maxed one of my credit cards ($2000). I work full time so I can pay it back over time, but the thought of having that debt on my credit card scares me a little. The minimum payments are $25 ...


 Bad credit help!! experiences expertise please. process of a loan and is comfused!?!?
Hello fellow members, I am actually looking through this one company www.eastpointlending.com trying to get a personal loan and I have been working with one of the consultant. I have gone over the ...


 Credit Cards?
I owe two credit cards and they are about 1400 each there is one that charges more interest than the other one. So my question should I pay them equally or pay more money to the one that has the ...


 Will this fix my credit?
I am 19 years old and just recently checked my credit score. I have nothing on it except one colection agency balance. It is a balance I owe from 6/1/2004 for $125. My credit score is very low 568. W...


 I want to get a mortgage but been refused as i dont have credit?
i would like to get a mortgage but i have been refused due to bad credit - i have 1 default thats it! my problem is im trying to build a credit rating for myself as i dont have 1 im only 19! are ...


 Where on the back of my credit card do I sign?
I just got my new Visa credit card in the mail...and I'm wondering if I have to sign the back of it or anything since in part of my mail it says "sign the back of credit card to verify"...


 How do u get out credit card debt?
...


 Credit card minimum purchases?
Two stores where I live have signs up that say they won't accept a credit card purchase if amount is under 3.00. Is this legal? This is Alabama....


 Credit Collections - Who Do I Pay? Collector Or Creditor?
I was involved in a hit and run motorcycle accident, I was hit by another bike while riding mine. Now I have 2 collections medical bills that made it's way onto my credit report that I refused ...


 I have bad credit!?
i dont know my score but it isnt good, at all! what can i do to start repairing this? i am already paying off debits, i have 3 of 5 paid off, but that alone work, what else should i do? i was ...


 What's the best way to pull yourself out of a huge amount of credit card debt?
Let's just say your buried, and your not able to pay more than the minimum every month...is there a better way?...


 I currently have a credit card with a 34% APR. How do I reduce the APR on my credit card?
...


 What's the best way to improve my credit?
...


 My nephew is letting his house go into foreclosure as his payment is adjusting and he can no longer afford it.
My question is can the mortgage co. come after him later for the difference in what is owed and what they sell it for. PLEASE answer as soon as possible....


 Anybody know where i can get a credit card a real one not prepaid one that give instant results?
...


 What are some things that I should know about and consider when getting my first credit card?
Hey everyone--

I am needing to apply for my first credit card soon to start building some credit. What are some things that I should know about and consider when I am doing this? I am ...


 Are there any legitimate loan lenders without up front fees, and not scammers?????
...



Rose R
Will it affect my credit score if the mortgage is paid late?
SOMEONE TOLD ME IT DOESNT AFFECT IT UNLESS IT IS 31 DAYS PAST. SOMEONE TOLD ME IT AFFECTS EVEN IF ITS 1 DAY PAST.
                     
 




gtofinancial.tomvoli
Rating
30 days is the mark.

Most lenders have about a 10 day grace period from the due date. A payment due on the first becomes late on the 10th and a late payment will be required to catch up. However, the mortgage history will only reflect lates that are 30 days, 60 days, 90 days, and 120 days late. Each level more damaging to your credit.

Here is some additional info. Hope this helps.


fizzygurrl1980
That's true- most mortgage companies don't report a late payment to the credit bureaus unless is it more than 30 days late, but you may want to check with your mortgage company to see if they have a specific policy in place that states otherwise.


Brutus
Rating
Yes.


SKYDOGSLIM
Rating
the credit bureau reports anything paid past thirty days late as reported to them by the mortgage company or bank.


NONAME
The credit bureaus are not supposed to show anything less than 30 days late.

That being said, I have seen evidence that some finance companies (the high-rate, high-risk lenders) will report a 30 day late even when it's only been 10-15 days late.

The lenders can charge late fees based on their contracts, whether it's 1 day or 15 days late, but it should not be reported as a late payment to the credit bureaus unless it's been more than 30 days late.


Big Rick
yes, duh


VOllEYbAll036
Yes it does


Mohit Madaan
Rating
Your credit will affect for sure if you are behind your payment. Do not worry about your credit if you are 1 week behind.


Woopyalecris
Rating
it depends how many times you have been late, if it is once in a while it won't but if you are allways late, even by a day it will definetely affect you.


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