 When getting a mortgage, does a rental eviction or bankruptcy matter if you have good credit? |
| Say you get evicted. You file bankruptcy. 2 yrs later you have started over, have a squeaky clean credit report, and have gotten your credit score to 700. (I don't know if thats possible, just ... |
|
 I just got a credit card about 3 weeks ago when should my bill come in the mail? |
| aprox. how much will i need to pay i know the whole thing , but what usually is the low ... |
|
 How do i add money to my debit card? |
| i wanted to add money to my debit card but the atm machince didnt accept do u have to go to the bank to deposit money to the card?... |
|
 They fixed my credit for $600!!? |
I had 9 collection accounts,now deleted and late payments on 2 credit cards that are also deleted.
The credit repair agency said that it is perfectly legal???
Is it legal? What ... |
|
 Am I liable for the debt of my fiance in collections? |
| I am considering marriage, but my fiance has tens of thousands of dollars of debt in collections. She has been unable to pay her creditors since she is unemployed, but receiving retirement benefits ... |
|
 My friend and his wife bought a house in his name only, Why? |
Her name is not on the house. I know this because recently the county audited everyones property taxes and it came out in the paper and her name is not on the property tax.
I am sure she has ... |
|
 Any place that will give an auto loan to anyone with credit score of 465? |
| You name it, it is on my sisters credit. Repo, past due credit card bills, hospital bills, etc... She really needs an auto loan for at least $5000.00.... |
|
 Do you know of credit card companies that would issue credit cards to people with bad credit? |
| I travel a lot internationally and credit card has always been a must. Need your help, please!... |
|
 What can you do about abusive creditors who call you at home? |
| I have been called alot of names by them...How can I make these people stop?... |
|
 Wachovia predicted to fail. Should I take my money to another bank ? |
Wachovia is predicted to be the next bank to fail. Should I take my money to another bank ? If my account is frozen I may not have money to pay my bills.
http://www.financemarket... |
|
 What is a annual fee? |
| what is a annual fee on a credit card and do you pay it monthly or ... |
|
 Stupid co signer!!!!? |
| ok so i co signed for my husband and now my credit is all screwed up. i live in nj is there a way to get me off?... |
|
 Can we get a house even if he filed for Bankrupcy on his previous marriage? |
| When I married my husband I new he had filed for Bancrupcy few years before (on his first marriage). To me Brancrupcy is something terrible but I married him because I love him for what he really is ... |
|
 2 weeks late on a payday loan and they said they are contacting my payroll dept? |
| Hi, 2 weeks late on a payday loan, they told me they are now contacting my payroll dept, can they do this, I did sign a paper when I got the loan that they can garnish my wages, can they?... |
|
 Bankruptcy or not? |
| I am a 31yr old married man with a 22 month old little girl. I am the sole provider for my home. I owe over 20,000 dollars in credit card bills. Should I file for a bankruptcy? I make enough ... |
|
|  |
Mission Possible | Will it be difficult to get a auto or home loan if I filed bankruptcy 9 years ago? |
I had to file bankruptcy 9 years ago because of medical bills. It will be off of my credit in a year. Is a loan possible Or should I wait until it is removed from my credit report? |
 |
 
Brenda
 |
7 years usually cleans up the credit report. Run your own report and see what it looks like.
Ask the question of where you wish to buy (home or house) and see what they are saying about your report ~ whether they would engage with you and there is no need to tell them about your bankruptcy in the mix of the conversation.
Have a look at your own report first. |
|
OC1999
 |
Unless you did not have the funds to pay back a loan, there is no reason you even needed to wait this long. Creditors give the biggest weight to the previous 24 months, so the biggest effect was during this time.
Since it has been so long it now depends more on if you have built your credit history since. Rather then the effect your BK would have against you now. |
|
Doctor Deth
|
I bough a house 5 yrs after a BK and got a decent rate with no money down - I got a car loan after 2 yrs, but it took some doing and the rate was high - around 14%?- I just got a another loan loan recently - 7+ yrs after the BK and got a 7% rate - just check your credit score - after 9 yrs you should be fine, so long as you haven't messed up your credit again since then |
|
on3via
|
In Australia, bankruptcy stays on your credit file for 7 years, I'm pretty sure after that you don't have to declare it and it won't be shown to creditors.
Might be different in other countries, but in Australia as well it is legislated that you are able to get a copy of your credit file from the reporting agency free of charge. Check in your home country. |
|
Jennifer
 |
Hi,
I used "Credit Solution" to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://redirx.com/?0g4c |
|
WaveBreaker
|
Any medical collection aren't looked at negatively when acquiring a home loan. 9 years ago is a very long time. Contact my friend, he is the best lender out there and will help you qualify for a very good loan. mike@afbankloans. com
Good Luck!! |
|
The right answer
|
YOu should be fine as long as you have re-established some good credit. I would pull a recnet copy of your credit report with scores.
www.creditscorequick.com is a good resource where you get your credit report with scores. |
|
JustAskingYou
 |
pull up your credit report. then call a credit repair company they can take things like bankruptcies off your credit report. i know of a specific company that offers a 100% money back guarantee and before doing anything give you advice on which route would be best for you. if you can do this you will have a better credit score and when you apply for a loan you will be more likely to be accepted and get better interest rates. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 34 minutes(s) ago
| | | |
10 | 58 minutes(s) ago
| | | |
8 | 2 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
9 | 6 hour(s) ago
| | | |
8 | 11 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
3 | 2 month(s) ago
| | | |
9 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
