 A perfect paypal scam??? whats gonna happen to me? HELP..PLZ? |
| ok let me explain what hapend this guy on craigslist.org told me he was going to send $350 usd i said ok :) he sent me the money!!!! he tells me to send the psp(item) to nigeria so i am like F*@$# ... |
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 Closing a credit card with a balance? |
| I have a credit card that I just cannot seem to pay off. I've been trying to pay it off for years now and then I seem to spend on it. It's gotten to the point where if I don't close it,... |
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 I had a Mastercard that has been in collections for 4 years. The collections agency is calling me everyday.? |
| I came into hard times and lost my job a few years ago. Things have gotten better and I am in a better financial state so now I am trying to work on clearing up my credit. I recently pulled my credit ... |
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 Visa Mastercard U.S. District Court Settlement? |
| Has Anyone received a Visa Mastercard settlement notice, where you have to apply to receive money back if you purchased anything internationally between 1996 and 2006? Is the Real? How exactly this ... |
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 I was approved for a personal loan by Countrywide credit corp-has anyone ever heard of them and is it a scam? |
| I have bad credit and it is a personal loan but they want me to put down a security deposit of 1300.00 and to Western Union it to them and they will put the requested loan amount in my account ... |
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 Mortages, been paying for 30 years even though it is contracted for 25 years? |
hi,
ive got a mortage back in 1976 which was for lets say £9,000. it was for a 25 year period. to this day im still paying it and still got about another £5,000 left to pay, never ... |
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 What is a good Make money online site? |
Hi,
Can you help me on what are good money making sites? I Live in the Philippines and I want a site that pays you for making written stuff like Journals, Vacation stories, Essays, ... |
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 Mortgages for people with low credit scores? |
| Need suggestions for reputable mortgage companies, loan companies, banks, who loan to people with low credit scores.... |
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 How can you determine a check is good without going to a bank? |
someone send me a check i want to find out if it good before
cashing it.... |
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 If you have a credit acct that is charged off, can they still send you to collections? |
| I have an account that is charged off. Which means the creditor wrote it off as a loss. Can they still send my file over to a collection agency to collect on it? I now have a collection on my ... |
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 Photo ID required when using a debit card? |
| I just got a debit card, but unfortunately, due to a variety of circumstances, I have no photo ID. My question is this: do you need one to use the debit card? I know the pin number and everything. I&#... |
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 Raising credit score in 5 months? |
| My husband and I are hoping to buy a house in the summer. Right now our credit scores are in the low low 500's. We have about 5 collection accounts ranging from 2003-April 2007. I paid off ... |
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 A lot ofbusiness won't accept credit card purchases under $10 now. Can they do that? |
| I saw a report on the news that said credit card companies do not like that when merchants do that. They said to call their customer service line and inform them of which businesses are doing that.<... |
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| Question about credit cards.? |
Im not really sure how to ask this but here it goes.
Say you get a credit card with a 10% amount interest rate.
You go to the store or wherever and spend $100.
When the bill comes, ... |
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 I have credit card debt $5,000 worth, a car payment of $480.00? |
| I make on average $1,600 a month. I have credit card debt, rent, and car payment. Not to mention maint., food, GAS, clothing, emergency. I can barely save. What do I do. How can I refiance my car if I... |
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 If someone finds bank/cardit cards and they know the pin number, can they use it and get away with it? |
Additional Details
people said on here they can get caught for first time but how unless if they is ... |
|
 Will people actually sue me if I won alot of money in the lottery? |
| If I would have won the $273 million Powerball Lottery, will people line up to sue me? They say get a lawyer, but for what reason other than to fight off lawsuits?... |
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Wild @ ♥ | Will paying off past due bills help my credit report? |
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Jack Chedeville
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yes it will. It is always better to show past due bills as being paid off. |
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Dan
 |
Not much |
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The Rabbi
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Of course. |
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*G*
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maybe 10-16 pts per item?? |
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traffic816
 |
it will, but not much
--------------------------------
http://www.bestcreditrates.net |
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eatdrinkandbemerry
 |
I would think that paying your bills would help you very much. It will give you creditability and they will know that you are at least trying to better your financal situation. It takes a long time to make a good credit report after one has been bad. Pay the bills and save a little, and that helps your credit report. Paying on time also helps a lot.. |
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Carlos Cruz
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The short answer is 'YES'. However, depending on the type of debt and how old the debt is will determine your course of action.
You may be able to negotiate a settlement offer with the creditor or you may be able to 're-age' your accounts if re-negotiating a payment plan.
Your goal should not ONLY be to re-pay your past due debts, but also to gain the best possible outcome for your credit.
If you negotiate a settlement with a creditor, make certain that the phrase 'without recourse' is in the language of the letter.
If you are re-negotiating a payment plan, it is important that the creditor 're-age' your account and report it accordingly to your credit report.
In both cases, get all agreements in writing. |
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beauty s
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yes it will!!!
it will take some time like 6 months to a year but this is your best bet.. |
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Chang R
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I no longer feel bad about embarrassing credit checks and I never get declined for credit. I entered my info and got my credit report restored. Try it out, you won't be dissapointed. |
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tropicalg77
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yes, any time you pay off old debt you increase your credit, get off all bad credit on yoru credit report... call credit cards that you dont use and get rid of them... they dont need to be on yoru credit report...that will also increase your score |
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