jewelking_2000
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yes you would get a loan if you credit rating is good, ie you have borrowed money before and paid it back. it is worth having a credit card for this purpose as long as you paying it off by direct debit at the end of the month |
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Joe the Ice Cold Eskimo
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Please read carefully, don't start your life out with bad credit. A vacation is the last thing you want to borrow money for.
When you take a vacation and pay for everything with cash, you will have a lot more fun and much happier memories. When you go in debt to take a vacation, you will have a dark cloud over your head the entire time and your memories will be blurred every time you have to make a payment. |
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Real Estate Guy
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you want to borrow money for a vacation?
Oh where can I begin . . . . |
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spring_rainbows
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Depends on the relationship you have with your bank, but your age really goes against you. A lot of places don't like giving loans to under 25s - im saying everyone but especially now. I really wouldn't take out a loan for a holiday at your age, your gonna spend the next 5 years paying off 2 weeks of yur life. but you can only try, go to your own bank first. If they say no then theres no chanc another bank is going to give it to you either! |
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lilly.lydia
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It will depend on your credit history, the amount you want, your income. But there are various online sites that are giving you bad credit loans you can try that sites. I am mentioning one for your reference http://www.shakespearefinance.co.uk/bad-credit-unsecured-loans.html |
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chessmaster_ultra2004
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again, people forget to mention their credit score.. we can't exactly tell you how unless all the information is specified
if credit is good ( 650+ score ) + full time job .. should get you a loan, also depends how much you're making, if you're making like $15/hr, annually you're making like 30k, that will probably get you a $5k loan or so, depends from bank to bank...you could get more, shop around!!!
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oliprofessor
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a loan for a holiday? is that such a brilliant idea?
I would suggest saving your cash in a savings account until it reaches a level where you can use it for a holiday... then when you get there, nab a decent credit card with no overseas fees and spend.
When you get back, use the savings to pay off the card.
Of course, if you really want to go the loan route, then so long as your wages are good enough for them to see you can pay it off within the agreed timeframe, they'll let you have it. |
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Mr_Blue
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It depends on your credit. Money is tighter now.
If there is a credit union I suggest becoming a member and trying a consumer loan through that credit union. |
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k-bliz
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well it depends on the joined income of you guys and how long you wored your job but i would not give up hope there might be a bank that would give a loan good luck |
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Fraz
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If the banks can't help you, then try some of the specialist lenders like +financial. |
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maxmom56
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Credit is tight. It will depend on your credit score, the amount you want, your income and on whether your bank is actually making unsecured personal loans these days |
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deadloud
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Right now you have to prove you don't need a loan to actually get one. But it's down to the bank so good luck. |
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