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 Will it help my credit score to finance a car and to pay it off immediately?
I am trying to build credit so that my husband and I can get a homeloan. I am used to live within my means and to save until I can afford to buy what I need. I have enough money to buy a car in cash. ...


 How many numbers does a credit card number have?
and can i have some ...


 Can adding a person who has bad credit on my credit card help them improve their credit in the long run?
can adding a person who has bad credit on my credit card help them improve their credit in the long run? do the credit report agency count that?

please reference any sources you may know ...


 Credit Cards??? Please Help...?
Okay so I am trying to get my first credit card... I want to build up good credit considering I currently have NO credit...
My problem is that I have applied for a couple of credit cards and got ...


 How do u actually get a free credit report without using a credit card?
...


 Payday loan advise?
My husband and I defaulted on a payday loan and now the company called us and told us that it was bank fraud. does anyone know if they are just throwing out "big words" at me or are they ...


 How soon after an account has gone into collections were you issued a judgement?
I have an account on my cred. report. Last date of activity was October 2002. It is listed under the collections area of my report - and it is listed as a 'current delinquency'. I get a ...


 Halifax are crap?
my other half had a account with halifax. he used his halifax card to pay aol through direct debit. we was getting a really crap service from aol so we went into the bank and asked one of the guys ...


 A collection agency is demanding payment for a credit card I never had!?
Federal Pacific Credit Company of Utah is demanding payment for a credit card I never had. I wrote to them and asked for verification directly from the "supposed" creditor and they sent me ...


 Am I the only person who makes two payments on their credit card bill in one month?
I've done this once before and only because I have a bit of a balance. Guess I figured if I have the money in my account right now, might as well make another payment on the credit card, before ...


 Can I open a checking account and get a credit card if I'm only 16?
I have a job and everything and I want to but my dad says the legal age to do that is 18. Is that true, or does he just think I'm irresponsible and is just telling me that to prolong me getting ...


 Credit cards, please only answer if you know, how do I shut it off ?>?
Ok, I already have bad credit. I have 2 credit cards and they just keep adding fees like crazy, I will pay them, but what I want to know is can I contact them in any way and document that I will pay ...


 How do you get a credit card with no credit rating?
...


 Can you file chapter 13 twice in a 10 month period?
A family member filed ch 13 last summer to protect from foreclosure they fell behind on payments an now needs to file again is that possible ?...


 I am 19 yrs old and severly in debt.... i need to know how to consolidate and get rid of it?
I have about 4 payday loans out and a credit card that i have never paid for... i also have two kids a car note and rent every month plus the upkeep of my apt and car! i really want help.... i am ...


 Where & How to start to to clean up ALL unpaid bills/debt?
I have some unpaid medical bills,
a few regular unpaid bills
and broken lease.

Maybe about $6,000-$7,000 total or so.
I have been wanting to wanna clean this up for a long ...


 I have bad credit and am low income my mortgage payment is to hogh and i cant get anyone to help lower it help
i talked to my mortgage holder but they jsut said yea right. i feel helpless does anyone have any ...


 Creidt card help!!?
Im looking 4 a credit card. does anybody know a credit card company the approves u no matter ur credit score?...


 What are the causes of bad debts?
...


 What happens when your credit card expires?
Do you automatically get a new one in the mail, or do you haev to reapply for a new one. Bank of A...



Johnny
Withdrawing from an ATM?
Is it possible to withdraw from your checking account at an ATM that doesn't have sufficient funds? How much will it cost me to overdraft? But I have the intent paying back the bank in less than 3 days.
Additional Details
I do not have any credit cards at the moment and I plan on applying for one. I don't have family members who could lend me $400 at the moment so I was looking for a way I could withdraw and pay the overdraft fee and pay back the bank in 3-4 days.
                     
 




acermill
Rating
An ATM won't allow you to draw your account into a negative balance unless, of course, that account has overdraft protection. Then your standard fee for overdrafting, as laid out by your bank, would apply.


beauty s
Rating
u have no money in your account, then u can't withdraw from any bank atm...


K.C.
You can withdraw if you have an overdraft limit (A limit in which a bank will pay any checks or debit if you don't have enough funds) Bank to bank vary but some machines will let you (I know WAMU will, I have done it!! LOL) but it depends, but it is possible.


FYI A machine will definitely not let you with just an ATM card (no Visa or Mastercard logo) but with a check card


Ginger
There may be a little wiggle room if you have a positive balance but then you are subject to overdraft fees which range from $29 on up.....way up.

If you have nothing in the bank and no ODP then the ATM will not dispense funds. Can you take a cash advance from a credit card? Have funds in an overdraft account whether from a savings account or other plastic less credit card account? Borrow from family or friends?

If you need less than $400 or less which is the maximum most ATMs are set, this may be a time to visit a paycheck loan company. The fee should be less and you would not hit Check Free's systems at the bank.


Steve P
Rating
Go look in the mirror. You'll see stupid.


Cali-Gal
Rating
I doubt it. I assume that only if you have overdraft protection on your account will it let you do that.


Cmon Sense
Different machines may respond differently.


monfisch
You can try. Sometimes the ATM will refuse to give you the money due to insufficient funds. Also, overdraft fees vary according to the back. Look at your original paperwork to find out.


Spanish Angelita
yes you will have to pay the 30.00 overdraft fee ... but you can .


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