 Rejected application for an American Express Platinm card. On what grounds can I appeal? |
I got rejected for an AMEX card for not meeting the "internal credit score". I have a good credit history and am on a good salary. How can I get them to change their decision?
A... |
|
 Have you been in debt? how can one get out of thousands of dollars of debt? |
What tips do you have:
changes in life style is one ***no eating out, watching your driving routes to save gas.
What else is there?... |
|
 Does paying off credit card balance in full hurt or help credit score? |
| I have my credit account set up to take the full amount of the the credit balance directly out of my checking on the 28th of each month. I have read many different things about building a good credit ... |
|
 High Paying Job for a 12 year old? |
| Any high paying jobs for a 12 year old? (I'm saving up for a MacBook Air)... |
|
 I need to know every thing about credit card.? |
| I want to get credit cards but i neeed to know every thing about them like stuff like if you spend 20 dollars how much would you have to pay for your credit card i just need to know every thing. HELP... |
|
 $ 50 visa gift card? |
How safe is it to give a gift of $50 visa card if the number on it is exposed to everybody on the shelves at the store, before buying it?
Additional Details
I noticed all the cards have ... |
|
 Recently had demands for payment from an old debt, not sure exactly how old but over 6 years anyway.? |
| Had 2 letters, my partner phoned and said the person they want doesn't live here but now have a 'red' letter threatening court action. It was an old debt that I had with a previous ... |
|
| How do you build credit from nothing? |
| A friend of mine has no credit...no bad, no good. So, no one will loan her anything. How does she go about building her credit so she can get a credit card. She's applied for cards and cell ... |
|
 Can I buy a new car with my credit??? |
I'm turning 22, and my credit history is a little over 2 years...
I have like 4 credit cards...and macy, victoria secret, best buy, banana republic credit cards...so you can say i have ... |
|
 What are some of the options that I have in dealing with my debt problems (I'm on limited income)? |
| This is the situation: I have a physical disability, and am on limited income (Social Security Disability). I had a friend (at least I thought he was my friend; he proved otherwise) who was ... |
|
 How do I get out of an Auto Loan? |
| I have a loan with my ex. She is hounding me to get her off it. I can't refinance without a co-signor and no one will help. I can't sell it because I need a car and can't pay the ... |
|
 Refinance Loan I need to reduce my mortgage payment? |
| I need to know the best mortgage company that will give me a good deal to refinance my mortgage TO FIXED RATE because my adjustable rate has been increased. also i don't have any money for ... |
|
 Can you take a walmart giftcard and use it to buy another giftcard? |
| Like could I go to walmart and buy an itunes giftcard with my walmart giftcard?... |
|
 Credit Card Stolen, any recourse? |
| I had a credit card swiped from my room and used, two charges were for software and a people search, 4 gas station, 1 grocery store, the card has been reported and all charges were reversed and ... |
|
 Some advice on which credit card to get? im 21 and don't need credit but want to build good credit for future? |
im 21, about to graduate in next few months. (UK)
i dont need a credit card but i would like to get one in order to build good credit history, ready for the future when i will need to apply for ... |
|
 If i use an credit card to buy liquor? |
| when you fill out a credit card you put your information and date of birth, if the credit card belongs to someone under 21 and you want to buy liquor over the internet can they see that the card ... |
|
|  |
Nes Fan | Would I be able to get a $ 10,000 loan using a credit card? |
The amount would be to purchase a small home that needs some repairs. This is included in the amount that I would borrow. How much time would I have to repay this $10,000 loan off of a credit card? How much would I expect to pay monthly on a credit card loan? |
 |
 
lchardy70
|
I don't really understand what you are trying to ask, so I will answer what I do know.
Most credit card companies charge 3-5% of the total amount borrowed as your monthly payment. For instance, if you had a balance of 5,000 on your card, 3% is 150.00 so your monthly payment would be 150.00. On a 10,000 credit card balance you could expect to pay somewhere around 300.00 a month or more depending on what the interest rate is. The term would probably be between 10 - 15 yrs and that is only if you made the minimum payment and did not make any more charges. For this reason, it is not a good idea to finance anything long term on a credit card. Obviously, if it is your only option then there is nothing else you can do. I would call your credit card company and find out what your interest rate is and what percentage they use to calculate your monthly payment. This will at least give you some information to start with.
Good Luck! |
|
ZinaRae
 |
This is NOT a good idea at all. Why can't you qualify for the home-loan needed to purchase the property? That's going to save you untolled thousands of dollars vs. a credt card. |
|
Dennis L
 |
Expect $200 + per month . Probably more with higher interest rate. Every 10k loan you pay $200 more or less. |
|
Ttrriissttiin
 |
Hi there,
That would most likely depend on your current yearly earnings and your credit rating / assets and liabilities.
Most banks will primarily take the above into consideration with a Credit Card application.
As for payments per month most banks make you pay 5% of the total amount owing monthly (however i am aware maybe Westpac offers a card where you pay 3% monthly.)
However obviously interest would occurr also so it could make it quite expensive in the long run!
Best to probalary look at a Low Interest card as offered by most banks. and check at their website to see what card would offer you the better deal there. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 32 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
10 | 4 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
10 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
