 Is a Credit score of 730 considered fair, good or excellent credit? |
| I know that applying for and getting rejected for a credit card will lower your score so Im hesitant to apply for a card that requires "excellent credit" Where does a 730 stand? How are my ... |
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 Does anyone really know how to repair your credit? |
| I hired someone to do this for me and it hasn't been working too well. I'm tired of forking out a LOT of money and not getting good results. Any info would be greatly appreciated.... |
|
 How much is your grocery monthly bill? |
| for two people average $190 a month up 40 from last year this time.... |
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 734 credit score to 837 right away? |
| my credit score is 734 because im 21 and only had credit for 3 years. i want 830 or higher right now. i never had a late payment, never had a missed payment. and there are no negative things on my ... |
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 Prepaid credit card as a gift? |
| is it a good idea to give prepaid credit card as a gift? i mean i was considering gift card but i thought with a prepaid credit card, you can use just about any where you go right? any comments...... |
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 Can you transfer a car loan from one car to another? |
| My Husband bought a used car from a dealer and it broke down several weeks later and is now un road worthy! After much debate with the car company they have decided to replace the car with a ... |
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 Are there sources out there who provide personal loans if you've filed for bankruptcy? |
If yes, could I get the name(s) of these companies.
Also:
1) Do they charge you an inital fee?
2) I'm not looking to get into major debt again. Just a smaller loan to clean up ... |
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 Credit score dropped. confused.? |
| I recently made applied for an auto loan and was denied. I signed up for unlimited up to date credit report monitoring through my bank. I check my credit report twice a week every week. I have become ... |
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 Can i cancel my credit card??? |
| i have one credit card, i have to pay $59 annual. now i want to cancel this card after i get one good card with no annual feel. is it possible to cancel the card??... |
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 Should I pay a credit card or car loan? |
| I have a 14,000 inheritance- I am trying to improve my fico. Should I pay off a 14,000 credit card or a 7,000 car loan and put the rest towards the credit card?... |
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 What to do if a co-worker owes you money? |
| I felt sorry for my co-worker. I have known her for about 3 years. I would say I'm a friend but haven't hung out with her outside of work very often. She's going through a bitter ... |
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 How can i raise my credit score??? |
| Im 21 and never had a bank account, when i've tried to get one im refused because i have no credit, i want to buy a house in a few years. any ideas??... |
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 I have horrible credit how do i fix it?? |
| I'm only 21 and screwed up my credit so bad. When I was 18 I moved to manhattan and maxed out my cards and was late paying them off. They're all payed off now and closed accounts. How do I ... |
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 How do i establish good credit? |
I have had my first credit card for 3 months now. i am 20 years old. i want to establish good credit. how can i do this
???
i have a National City Visa Points Credit card that i got ... |
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cheekychick | Would i be left with the bill? please help? |
my partner of 3 years has just opened a joint account for us both we are not married, he has also just signed up for debt management as he was £24,000 in debt (not through me) now if anyhting should happen to him like death, would i have to pay off his debt even though i didnt sign anything? would it mean that i could be blacklisted because i cant afford to pay? and would the bank come to me to pay the interest or overdraft even if i couldnt afford it? would it spoil my chances of buying a house in future? im really worried as iv got 3 children under 6, im 25 and my partner is 40. has he put us all at risk? please help thank you |
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Superjazz
 |
You shouldn't be at risk of picking up any of his bills, they are his debts and they can't chase you for them.
However, DO NOT HAVE A JOINT ACCOUNT with him. Once you have an account with him, your credit files are linked and in terms of getting credit in the future - you won't!!
If you haven't signed anything, don't. If he has opened it already go down to the bank and have your name taken off. Ask them for the leaflets on how to get your credit file, and when you get it send back a letter of disassociation asking for his name not to be linked with yours, however, if you live together this may be difficult.
Down-loadable leaflets from experian explaining your rights and what to do are available on the link below. |
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jet-set
 |
I wouldn't touch anything connected to him in a financial way, with a barge pole. Say no to anything joint, look after yourself and your children! |
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Krys M
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I know in the US with your name on the account you are responsible for it. If you are really that worried, have your name removed. Seek a financial advisor for more detailed information and suggestions. |
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Jody W
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you shouldn't be at risk unless you are in his will, however, the linked bank account will damage your credit rating (and improve his) and would probably be 'frozen' in the case of his death |
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heebygeeby
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Not if you're not married. Although if it's secured against your house that could mean trouble. There is usually an option of paying a bit of insurance to cover things like unemployment and death,look into it if your worried. |
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Victor B
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One of the drawbacks of playing house is that the obligations are very real. If your partner runs up debts on a joint account or joint credit card they will be looking to you for the debt. If its not to late separate your assets and keep them that way. Use a different bank and maintain your own credit cards. Even if you are married this is a wise idea. |
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big perm
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are you planning to kill him? |
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Just William
 |
YOU CANNOT HAVE A JOINT ACCOUNT UNLESS YOU HAVE BOTH SIGNED. I WOULD CHECK THAT HE HASN'T SIGNED YOUR NAME WITHOUT YOU KNOWING. YOUR CREDIT RATING WILL ALREADY BE AFFECTED JUST BY LIVING WITH HIM AND HAVING A JOINT ACCOUNT. YOU NEED TO CHECK THIS OUT FOR YOUR OWN PEACE OF MIND. |
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Jill knows best
 |
If your SS number is on it, and he goes delinquit or somthing happens to him they can legally go after you. Weather you signed or not. (if you didnt sign for it and he used your ss number thats fraud and you should file fraud charges against him). |
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butterflychampain
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if you didn't sign anything i would make sure that he didn't sign anything for you....take your name off the joint account too....that way there is no chance since your not married.... |
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