Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Can debt collection agencies impose deadlines on repayment?
Hi,

I've just been contacted by a trace and collection agency, who reckon I owe an electricity bill from 5 years ago! Madness!

Anyway, do they have a legal right to impose ...


 Are debt collectors allowed to call your work?
I tell them go away I'm at work and youre keeping me from making money, but they think they can keep calling me at my office....


 How bad is it on my part if i continue to pay my mortgage late?
I have up to 15 days every month to pay, but i sometimes pay after . I don't mind paying the late fees, it's not an issue. How about credit wise (there is nothing that i can do right now to ...


 What is the worst case senario if my car payment is late?
say 2 weeks late?
Additional Details
im kind of embarrased to call and tell them it will be that late. i ran into a difficulty this month and something more urgent came up. i was trying ...


 Can a cell phone or cable bill late payment affect your credit?
hello,
I have a ton a bills and i forgot to pay my cell phone and cable bill on time. They were only 5-10 days late. i know when you are late with a credit card the day after it, its on your ...


 Can I obtain a first time mortgage with a 540 credit score?
...


 How can colletion agencies buy out you debt and keep it on your credit report?
Why is this possible. It's like it will never go away. A 10 year old debt came back from the dead recently. It is crazy. 10 years ago. I'd like to move on with my life now and just when you ...


 How do i find out if i have ccj's against me?
...


 How do you spell budget?
like i'm on a tight ...


 I have a quick question about a credit card?
ok, lets say you have a credit card with 500 dollars on it, then you spend 100 dollars, you pay back the whole 100 dollars to the credit card company....so do you have the 100 dollars back in your ...


 Just filed bankruptcy, when will my credit be better?
hello, I just filed for bankruptcy oct 25th, i haven't received my discharge yet , but will be very soon. I was wondering, how long will it take before my credit gets good enough to maybe get a ...


 Credit card question... Please read. I'm confused?
My credit line is 200.. So my bill will be about $20-30. But Interest is 24 %... So will I have to pay Alot more?

It's my first credit card

Also, If I pay in full- Will I ...


 Is it possible to go from a near perfect credit score to ZERO in one months time? Cause it happened to us.?
My boyfriend has established excellent credit from a young age, he currently has no credit cards. We've been house hunting for YEARS and we are finally close to closing on one, been working with ...


 Im only 21 and have bad credit can i get a loan?
i have been trying to get a loan for about 7000 but it seems impossable is it?? i messed up bad got into debt to fast is there any place that offers loans with a 498 score or should i give up looking?...


 Anyone know of a good way to improve your credit score?
...


 Finance/credit question?
I needed a co-signer when I bought my car because my credit wasn’t strong enough. After I bought the car I got laid off and got into debt. My score was like a 580. I just paid off 2 credit cards ...


 Would it be a good idea to take out a personal loan to pay off high interest credit card debt?
I think Im getting charged about 8.99% intrest on my credit card. What kind of interest would their be for a personal loan? Would that be worth it?...


 I dont really get the whole concept of a credit card.
how does the whole credit card thing work, how do you use it?...


 Why should you pay old debt that has already went to collection it's on my report as a negative,and lowered my
...


 How can fix my credit?
...



Risen
Would this hurt my credit?
I have perfect credit as of right now I always pay of my credit cards and on time. I got a the cell phone service Altell and didn't really like it to much, so i canceled after a few days, now i switched to t-mobile and I dont like them either I would rather go back to verizon, If i take my phone back will this hurt my credit at all?
                     
 




IMHO2
I would not think so, as long as you paid all the money you owed for calls and early contract termination fees.


anselmo_magana
no the only way it would hurt ur credit if you dont pay your bill or if ur late on ur bill


tfoxgirl
When you return your phone to T-Mobile, make sure you pay off any outstanding amount; including early termination fee.
Get a statement showing you have a zero balance (in writing )and you should be fine....just make sure you have it in writing that your balance is zero and there shouldnt be a problem. Oh, good choice to return to Verizon-you just can't beat them for quality service! Good Luck!


jakie
Rating
no it wont as longs it dont pass 10 dayz


brandon
not as long as you pay the cancellation charges


shadylady0623
Rating
dont they give u 30 days to decided if ur happy with there service


Anastasia Beaverhousen
Rating
I think as long as you pay the cancellation fee, you'll be ok.


Ricky M
it depends or weather or not you signed a contract with T-moble. If you did you may have to read your contract, because you might have a fee you to pay in order to get out early. Then you can switch to Verizon and be ok


Adonia
Rating
ph one companies dont go on ur credit, unless you dont pay them then it will be a delinquency


pura_rosa
Not if you pay the very high disconnection fee which i recomend you DO pay because your credit score is simply too important, a nice neat trick that worled for me was to put the unwanted phone on a vacation bill (some companies will not charge you while you vacation, phone stays off) then after the time was up I would call and cancel, however if you have more than 6 months left on your contract this is not going to work (vacation bill has a 6 month limit), try to squeeze yourself out of that contract and if not just pay the disconection fee.


Maniaka
no if u pay for whatever they ask u to cancel the contract or whatever... cellphones are a service.. that u can or cant like. But if u dont pay any fees... or monthly charges then u will have prob w ur credit


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.034
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy