 My credit card company raised my APR for the heck of it? |
| It is in the news all the time that the FED is cutting intrest rates, but i got a letter from Bank of America last week stating that my rate is now 17.5. percent. It was 7.9 percent. I have 10k ... |
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 Bad credit? |
| ok i am 20 i have a scroe of a 520 4 monthes ago my score was 467 i have 3 credit cards 2 visa abd one target how long will it take for my credit to get up to a 600 when i credit condser good i ... |
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 How would having too many credit cards even if I don't have balance due on them can affect my credit? |
| I have 4 credit cards and I recently got a new one, currently i only have two of them with balance. Even though i have no balance on the other ones. can these affect my credit? should i cancel a ... |
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 When my finacial condition will improve? |
| DOB : 20.10.1949 : 05.30 hrs JaipurR... |
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 Can a prepaid master card help to build-up the credit score? |
| I need to build-up my credit score. I realised the importance of it very late .And now it is hard to find some financial body who is interested to provide credit card to me . So I thought of buying ... |
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 Lost, never used credit card Capital one? |
| i received it in the mail months ago, and i never authorized it.. just threw it away. Now when i try to apply for another one, it says i already have an account. Which i do, but i don't have ... |
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 Got a credit card offer from bank of america..are they good? |
| i already have 1 bank of america card....now they sent me an offer with another with a pretty high credit line. are they a good CC? i have only had the first for a month and transferd my balances ... |
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 Can you get a credit card with no job, but with government payments? |
Is it possible? Government payments are a source of income.
If your application is denied, do you get a bad credit rating?
I've never applied for a credit card before, so ... |
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 How can I fix my credit!? |
| A few years back i was a victim of identity theft and unkowingly racked up a few grand in credit card bills. The problem is the thief was a relative so i didnt press charges. I have always paid my ... |
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 Will the police be involved in a cash card fraudulent transaction ? |
| my friend has foolishly intercepted another friends cashcard when it was posted to their house, she has gone into the bank and withdrawn money on this card, will the police be involved and will my ... |
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 Help what do i do collection agency atty frederick j hanna & associate took out $780 on my bank? |
| I talked to the associate and made a deal with them to have it taken out on the 21st of dec.not on this payday.I even ask for sure if they will really take it out on the 21st of december,and they ... |
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 How does paypal work? |
I never used ebay before...gasp.
yeah so i was wondering if you have to pay with paypal or if you can just charge it to your credit card.
how does paypal work exactly? is it ... |
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 Has anyone claimed for their bank charges back? |
| obviously someone has, just wondered how long they took to do it, Abbey are stalling with me and causing me all kinds of problems in life *sigh*... |
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 How to pay my hsbc visa card bills while am in overseas? |
| I have a HSBC credit card from singapore and am currently stationed in Thailand for few months. How can I pay my HSBC credit card payment from here.... |
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 Can you ask credit Card Card companys to defer a payment for one month? |
Can you ask credit Card Card companys to defer a payment for one month? Or a Car payment?
My husband lost his job awhile back, he is having trouble finding a job and we have had several ... |
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 Credit Repair.? |
| What is the real skinny on Credit Repair. Seems it costs quite alot. Is it honest and worth it. Can someone shed some light on this for me. Can't I do it myself and save the dollars and where do ... |
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GMaster | Would you get involved with someone you knew had bad credit? But was nice and hot.? |
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newsoutherngirl
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It depends as to why they have bad credit. Is it a past series of decisions that they are still feeling the affects of? If the behavior as to why they have bad credit has been corrected then go ahead, but try to keep your finances somewhat separated until their rating has come up a little bit. If their credit is recovering and you have good credit you may be able to help the problem by adding him or her to some of your accounts as an authorized user. Your good behavior and judgement will reflect on him or her. In the end its a personal decision, when you get involved with someone you take the good with the bad. |
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silentdreamin
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sure, just dont get married until his credit is cleared up |
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SoCal
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No... there's nothing HOT or attractive about someone who cannot handle their finances in my opinion. They may feel desperate enough to try to mooch off of anothers good credit at some point.
Be involved if you want, but please protect your own financial fitness!
PS - If you are the party with questionable credit... get help and get that under control ASAP |
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liz777
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Absolutely not. If you have good credit, find a better match who is also nice and hot. Or, wait until that someone cleans theirs up.
The larger question is about accountability, and responsibility. Why invite problems? If you have to ask, then you already know the answer. |
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Rob D
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This shouldn't be a problem, provided you don't become involved in this person's credit situation. Don't open any joint accounts (banking or credit) with him or her. Keep in mind that any applications or contractual agreements, such as a apartment lease, can tie your credit history to his/her actions regarding that agreement. |
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jimwilliams3265
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yes i do |
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youhoo it's me
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depends on how they got that bad credit if its because they don't like to pay their bills run the other way they are irresponsible and immature |
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bundysmom
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To answer your question, yes.
But I sure as heck wouldn't loan them any money, add them onto my bank accounts, co-sign for ANYTHING, get them a cell phone, give them (or get them) a credit card in my name, or buy anything for them under my name.
I don't care how nice and hot someone is.....I'm not going into debt for anyone except myself. |
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faron3
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Yes. The question is: Do you stay involved.
A lot of young people start out with rocky credit. Then, as they gain knowledge and life experience can fix the mistakes of the past. When I met my partner he had HORRIBLE credit. By the time I found out I was already in love so I worked with him to help get back on track and fix his credit.
Of course, at the beginning, you don't comingle funds AT ALL. When you're ready to take to the relationship to the next level by living together or marrying, that would depend on whether the person has shown fiscal responsibility and cleaned up their credit. It's actually a great way to tell how serious the person is about you. Do they care enough to put their life in proper order the be the person you deserve? |
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