I want to clear my credit score.....? |
| I just payed off my last debt today.Apparntly it takes ages for your credit score to clear? Is there anyway i can pay to get it wiped and start from new?... |
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Could I get a debit card at the age of seventeen? |
| Not a silly debit card you can only use in certain places... a proper one, like a Visa or something... I'm in the UK by the way...... |
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Does it hurt your credit score when you check your own credit report? |
| I have been told that every time I order my credit report, my score goes down. Is this true?... |
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Does debt get wiped automatically after 5 years? |
| When I was 18 I got a credit card and when I was 20 I was about 10,000 in debt. I was having nightmares and felt suicidal. I was scared and I didnt have a job, the debt collecters were ringing all ... |
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Can I make a credit card payment with another credit card? If so how is it done? |
I have a zero interest card and I want to move the balance from the high interest card to it. I already transfered the maximum balance to the zero interest card when I signed up for it. A... |
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What Credit card could I apply for with bad credit? |
| I've called 4 credit card companies now, chase, american express, discover, and Capital 1. and I'm declined because I have bad credit. But, when I talked to a credit specialist, he said to ... |
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Can I pay my credit card before I get the bill? |
I want to clear it because I am off on holiday.
Sorry for my ignorance, first card I have ever had.... |
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What happens if my truck gets repossessed? |
| I put a truck in my name for my bf at the time(my ex now) He made all the payments for a year so I had no problem with keeping the truck in my name because he had bad credit. But now, he is in ... |
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How can I build up my credit? |
| I'm a freshman in college and I just got a job part-time job and I'm interested on building up my credit. I have no idea how. Many tell me to get a credit card, but many others tell me not ... |
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Hellp me please, i have a brother who dose not live with me and uses my address as his mailing address? |
| and he has debt collectors ringing my phone all the time threatening me ' can they legally do anything to me ? like try and take my stuff ?... |
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Can we put money in PayPal from debit card? |
| I mean in paypal accound to buy stuff from E-bay, can we put money in in from our debit card or chequing accound, but not Credit Card. THANKS... |
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X spouse call my credit card company and had a card mailed to a different add. can I be held responsible? |
| My X wife applied for a credit card( so she say) at a company that I currently have an account with a $0. balance and had not charge on in the past year. She was once on the account but never ... |
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Debts owed haven't dropped off credit reports way past 7 years SOL why? and Waht to do? |
| I am helping a friend with this issue. And they inccurred lots of credit card debt back in college and then blew it off. Totally blew it off for over 9 years. When I learned of this I told my ... |
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Is going over your credit limit just as bad as making a late payment? |
| I always pay my husband and my credit card payments on time. However, because both are close to the credit limit, a few times they have gone over the limit by a little bit because of the monthly ... |
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Capitol One? |
| Can someone tell me how do the credit companies know what your credit limits are on your Capital One account because they sure don't let anyone but the person who has the card know the limits. <... |
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I am searching for online job without paying any initial payment. i need money for my work. no luck and all? |
| That is if i work (eg: typing work or any other work given by concern) they will pay for that. no gambling and conditions.... |
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FavoredbyU | Would you have 2nd thoughts about marrying someone who had bad credit? |
My cousin is about to, and the question has been lingering in my head... |
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fingerpicknboys
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My wife was in a low income family when I met her 35 years ago. We will be married 34 years next month, and we live in a low paying area, lost our house, lost our car to a bankruptcy in 2002, but we have not starved yet, and most of the bills get paid.
It is about love. If someone has their heart set to be wealthy or well off then don't marry someone who was poor all their life. If you love somebody, then money does not make any difference. If you are poor, you will still be poor after marriage.
Having a good credit score only counts for being able to buy things on credit. We gave up the credit cards that got us into trouble and now pay cash for everything. I am on disability now, and my wife never had any education past elementary school. I went to technical school, and I still decided to marry her. It was the best choice I ever made. I have two children and 2 wonderful grandchildren. They make up for any lack of credit that we might have. |
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Marie
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I think as long as they keep separate accounts it should be okay. |
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ncjay08
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It all depends on the reason for the bad credit. Sometimes things just happen. I would set a plan to repair it and get it straightened out before any wedding took place. |
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GrapeApe33
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Here is something to think about...I know a person that failed in business a few times and people thought the same way you are describing washed up or a bum his credit was horrible, His girlfriend stuck with him and married him and he just recently sold his new business for $2.1 Billion Dollars!!! If you believe in someone you stink by them through good and bad. Would you feel like a smuck if you said don't marry him and that happened. More important if he is a good family man and they are in love, then why not... |
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Julia L.
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Not if I had a pre-nup. :) |
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emily
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I would think about WHY they have bad credit and if they are doing anything to improve it. I would have second thoughts about getting entangled with someone with bad credit who was still racking up credit card debt or something. |
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dday
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I would have second thoughts. As long as your cousin and who they are marrying are honest about the situation, they should be able to work through it. They need to talk about financial issues such as past behavior, future savings plans, who will take care of the bills, etc. It is a big deal and many problems in marriage start with problems over money. Make sure your cousin talks open and honestly with their fiance. |
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Pseudo Obscure
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Yes, bad credit is a sign of flakiness. |
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Gazoo
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I woiuldn't say I couldn't get around it, but it would definitely be one to think about. Credit doesnt say (usually) anything about the character of the person, but it is a reflection of their financial stability. That would give me concerns of what they would be like for the future. Being that marriage is such a complete union, you basically for the most part average your scores together. But if there was good communication on the issue and signs of progress and an understanding of its importance. I think it can work out. Its definitely an issue that should be addressed before-hand. |
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SweetBrunette
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You have to select fingerpicknboys for the best answer, because he had been through it all, good and the bad, including the worst. |
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Janice 10
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Everyone deserves a second chance, some situation are out of one's control. |
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shahab a
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No, why would that matter, If I love that person, then their credit score would not matter.
--------------------------------------...
http://www.bestcreditrates.net |
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Billy!
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There are hundreds of aspects of a person that you need to toake stock of when planning on partnering with someone for 'the rest of your life'. Creditworthiness is obviously one of them.
The big question to ask is 'why does he have bad credit'? Is this a matter of unfortunate luck? or is it the result of a pattern of bad choices?
Once you answer these questions you then need to weight THAT answer against whether or not this person's other qualities compensate for this one flaw.
Best of luck!
Bill |
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TwilightWalker97
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I have high standards for love - for marriage - If I love someone that much, it wouldn't enter my mind to doubt this person. Other things I'd learn, worse criminal actions, maybe, but a substandard credit score? Get oudda heeyah! |
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