 Need a bad credit loan any ideas? |
| i have one default on my file and need a loan to clear that and buy a car. any ... |
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 It was said that i won$820,000.00? |
| and now they are telling me that the money is in a bank account at first national bank south africa they even sent me a account number and ask if i wanted to come out there and take care this mattter ... |
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 In need of a personal loan and I have bad credit? |
| I am in need of a small personal loan for $6000 to help pay off some bills and help my family move. I do have bad credit and have tried all different websites, even prosper.com, and they would not ... |
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 Credit Card? |
| I just turned 18 and was wondering if I would get approved for a credit card? Or is it just a waste of time to try? Don't worry, I'm not going to screw myself, I DO have the means to pay it ... |
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 Law firm contacts me and says they are suing for a credit card debt? |
| My roommate had bad credit and purchased a couch under my name, proceeded to sell it on Ebay and then gamble the money away. Now a law firm has contacted me saying they are suing me and I will be ... |
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 Wow! I just discovered we owe $13K! HELP!? |
Hey, I need a little advice from soneone who has been in a similar situation.
I recently discovered we had an old credit card that had not been paid off, and the account has been adding interest ... |
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 What are the benefits of transferring credit card balances to new credit cards? |
any advice for me?
Additional Details
have you done this, was it a good thing or bad thing?... |
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 How long does money come out of you bank account after using chip and pin? |
| I used my card on Saturday with chip and pin and the moneys not yet come out, its now Monday. How long does it normally take?... |
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 Will I be charged for this?? |
| I wanted to take a look of my credit report. I went to annualcreditreport.com and could only get experian. The other two...it said the system could not recognize my information. So I to request my ... |
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 I need help finding a legitimate credit repair place? |
| I have horrible credit, I think at 435 or so. I was a stupid 18 year old and got credit cards and never paid them. Now I am more responsible but I can't be approved for any kind of loan (home ... |
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 Ways to rebuild your credit score? |
| My friend has bad credit and had asked me how to rebuild their credit. I wouldn't know because my credit is relatively good, doesn't need improved. I don't know what to tell her really,... |
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 If I pay off all my debt by today? |
How does it take to show that I'm up to date? and how long does it take for my score to go up??
Thanks for your ... |
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 So my bank pounded me w/ overdraft fees for charges less than 2 dollars!? |
| i already called them and they told me that they couldnt reverse it b/c this has happened before and they reversed some charges for me in the past. but the bottom line, is it is BULL that the only ... |
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Budlightgurl | Would you marry someone with Bad Credit? |
some say yes, some say no.
Additional Details
Some people totally obsess with their FICO score. If you've made mistakes in your past but learned from them. Does it really matter that much? |
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eatonwrite aka dryBri
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I am that man. Bad credit.
Good father, sought-after babysitter, hard worker, funny, trustworthy and trusted.
but
I have red that it is unwise for a woman to marry a man with bad credit---these articles, usually written by women (you know, the Suzy-Orman types) may be right, but I think that it is a pretty shallow way to make a decision. Still, women look for different things in men than we look for in women, and when security is high on the list, finances, and the conflicts that inevitably arise in almost every marriage surrounding money, must be taken into account.
A woman with good credit who marries a man with bad credit has several options---among them, don't change her name and keep the finances seperate. Bad credit can be the result of bad luck and/or poor organizational skills, both with which I am well-acquainted. |
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CrackBerry Addict
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Even though there is more to a relationship than finances, money is one of the main things couple argue about, as well as one of the main things couple break up over. Financial issues cause unnecessary strain on a relationship.
My advice would be not to marry someone who is in debt AND not looking to really get out of it. If they have a plan for getting out of debt then that is fine. |
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little monkey
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well they may have made mistakes or had financial problems in the past, but what really matters is what they are like now. Do you think they are responsible with money now? Are they still in debt? Can they manage their money and their spending?
There are ways to get round the poor credit rating, although there is a possibility you will find it hard to get a mortgage etc with him.
If you are going to have joint finances, you need to be 100% sure you can trust him not to ruin your credit rating as well. What really matters is not the credit rating itself, but what it stands for, and whether his money problems are still an issue now and whether they are likely to be in the future |
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Mugwug
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It's a deceptive question isn't it?
Tossing the phrase "bad credit" around triggers all sorts of negative images, but the truth is that if someone is unfamiliar with credit (and how to maintain it) their scores are going to likely be lower. It doesn't mean that they're bouncing cheques all over town and skipping on debts, but it certainly gives that impression doesn't it?
Credit can be fixed, and ones scores improved, what's more important to the long term success of the relationship is how the two people manage their money AND their debts, if there is a huge disparity in this aspect there is going to be all sorts of friction down the road.
The short answer to your question? Yes. |
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hot_lil_navy_wife
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i did. this is both of our second marriage. when i dated my husband i was looking for a guy who could bring something to the table. i was a single mom and sick of being broke. i even had a checklist for the men i dated. my husband had new cars, a brand new home and a motorcycle and still didnt have A plus credit. My husband is one of those supernice but naive men who have a seriously high mantainence and chickenhead ex wife. we are currently paying off all her credit card charges. we argue alot about money but we are both in this for the long haul. he is my best friend and a great daddy so i would rather have that then stellar credit. i also couldnt blame him for his ex wife. i am a true believer that love conquers all!!!
follow your heart. |
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Danny
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Only if I were taking applications for a spouse. If I were marrying for love, no. Love grows stronger. Credit problems can improve & disappear in time. It is good that you are aware of the problem now so you are prepared. The spouse with good credit will have to finance everything in their name until credit scores improve for the other spouse. This obstacle can be overcome. Marry for love & nothing else. |
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DAR76
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It's definately something you have to talk about before you get married. Can you handle additional debt? Are they responsible enough to stop spending or truthful enough to let you know about their background. Can you go over their credit report? Their debt becomes your debt and sometimes that equals a rocky marriage. |
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bdancer222
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People with bad credit normally get that bad credit by not taking responsibility for their own bills and lack of financial management. I wouldn't want to hire an employee with such flaws and I most certainly would not want to be married to 'em. |
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porcelina_68
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To base a marriage on credit worthiness is PETTY! |
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lucylew
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No! been there.no fun. |
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Mrs. M
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well luckily my fiance has a great score, 710 and i have 760.
but i dont think i could marry him in 4 months if it was super low and had debt. sorry but im not marring into debt! |
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