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 I'm in credit card debt, what can i do?
I am currently in credit card debt. I am a college student and I have recently ran into money problems and have not paid on my bill. They now are charging me 30% interest and my bill keeps getting ...


 This question is about % on money?
if someone had $100.00 and they said they are going to give me 10% of that $100.00, how much would i be getting?

Also i want to know that same question with $5000.00,
what is 10% out ...


 What if a collection agency calls you after 10:30 pm?
Do we have to pay a Collection agency who calls you after 10:30 PM or can we have them ordered to stop ?...


 I want to clear my credit score.....?
I just payed off my last debt today.Apparntly it takes ages for your credit score to clear? Is there anyway i can pay to get it wiped and start from new?...


 Could I get a debit card at the age of seventeen?
Not a silly debit card you can only use in certain places... a proper one, like a Visa or something... I'm in the UK by the way......


 Does it hurt your credit score when you check your own credit report?
I have been told that every time I order my credit report, my score goes down. Is this true?...


 Does debt get wiped automatically after 5 years?
When I was 18 I got a credit card and when I was 20 I was about 10,000 in debt. I was having nightmares and felt suicidal. I was scared and I didnt have a job, the debt collecters were ringing all ...


 Can I make a credit card payment with another credit card? If so how is it done?
I have a zero interest card and I want to move the balance from the high interest card to it. I already transfered the maximum balance to the zero interest card when I signed up for it.
A...


 What Credit card could I apply for with bad credit?
I've called 4 credit card companies now, chase, american express, discover, and Capital 1. and I'm declined because I have bad credit. But, when I talked to a credit specialist, he said to ...


 Can I pay my credit card before I get the bill?
I want to clear it because I am off on holiday.

Sorry for my ignorance, first card I have ever had....


 What happens if my truck gets repossessed?
I put a truck in my name for my bf at the time(my ex now) He made all the payments for a year so I had no problem with keeping the truck in my name because he had bad credit. But now, he is in ...


 How can I build up my credit?
I'm a freshman in college and I just got a job part-time job and I'm interested on building up my credit. I have no idea how. Many tell me to get a credit card, but many others tell me not ...


 Hellp me please, i have a brother who dose not live with me and uses my address as his mailing address?
and he has debt collectors ringing my phone all the time threatening me ' can they legally do anything to me ? like try and take my stuff ?...


 Can we put money in PayPal from debit card?
I mean in paypal accound to buy stuff from E-bay, can we put money in in from our debit card or chequing accound, but not Credit Card. THANKS...


 X spouse call my credit card company and had a card mailed to a different add. can I be held responsible?
My X wife applied for a credit card( so she say) at a company that I currently have an account with a $0. balance and had not charge on in the past year. She was once on the account but never ...


 Best place to get a loan to pay off bad credit?
...


 My bank gave my wife a credit card with 6000 limit,when she filled in?
application form she put 000000 as her income ,can they do ...


 Can any bank refuse to open an account to anyone who is not bankrupt or convicted of fraud?
...


 Debts owed haven't dropped off credit reports way past 7 years SOL why? and Waht to do?
I am helping a friend with this issue. And they inccurred lots of credit card debt back in college and then blew it off. Totally blew it off for over 9 years. When I learned of this I told my ...


 How many credit cards do you have?
...



Buzz
Would you pay online with 'cash' rather than credit/debit card?
With Ukash.com you can pay online with cash!
                     
 




spot
Rating
I don't think I would pay cash. There is no recourse. I wouldn't even use debit card.


Maximus
Although most banks offer protection against identity theft these days, there's always the inconvenience and hassle of sorting out the aftermath, an absolute nightmare! So, if there’s a way to reduce the likelihood by paying with Cash online then yes, sure i would use it.


MonkeyLab
Rating
Depends on how much protection Ukash.com can provide.

If i am covered as much as I am with using my credit card then maybe. It also depends on how convenient it is to use Ukash.com.

I can see it having potential for parents wanting their kids to experience online shopping, but again would want peice of mind that if something goes wrong, i have some sort of protection.


blksky9
I do belive you get better protection purchasing products online with a credit card. Credit cards companies these days offer all kind of protection from purchase warranty to fraud and I think that is a big advantage with online purchase.

I also believe that companies would rather deal with credit cards purchase or even debit card purchase a 'cash system' is still relative new system.

The only thing I can see an advantage with 'cash system' is for users that don't have credit cards.


ginabgood1
First of all, I'd like to speak to the advice on using Pay Pal. In a word, don't. If you need to know more, check out a website called www.paypalsucks.com. I was totally scammed as a seller who accepted payments through Pay Pal. If I am a buyer and a seller only accepts Pay Pal, I don't buy, period. As a banker, I get customers in all the time who are reporting problems with Pay Pal. Secondly, if paying with cash you have no recourse or protection. Use your credit card (on a secure web site only) and then set aside the money to pay the credit card off when the bill comes. This gives you buyer protection and also helps your credit rating. The trick is to be faithful about setting the money aside and not using it for something else.


?
Use a credit card and in fact use a credit card that can place limits on your online purchases. Citibank credit cards allow you to issue a VIRTUAL ACCOUNT number from your credit card account.

You can place limits, duration and # of times the card can be used. I find this to be PRICELESS.

I agree Paypal has its flaws and not very friendly to sellers on eBay auctions or anything else.


Linda B
You can pay with your bank account (debit) through PayPal as well. That's what I would use, you also have the option of paying from a credit card as well through PayPal and some online stores will only let you buy with PayPal, it's like the new Visa (he he).


nosey neighbour in essex
Sounds like a great idea to me - I don't like giving companies my credit card details.


gpatrick900
Yes. I would not mind using them. The ukash is nothing more than a prepaid card but it's called a voucher. The only thing it is currently limited to a certain amount of websites.


chick4
nope!


Me...Cat Tyson♥♥
credit card for me


JE
yes I definately would. I have used Ukash and it is really easy. I bought some CDs from CD WOW and then played on Entropia Universe. I hate to use my credit card online


Tom W
only pay with a credit card,not cash or debit. With credit card you have protection!


JOHN jen
be safe pay with pay pal


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