 I'm seeking advice on spending addiction - SERIOUS answers only, please? |
| I don't carry credit cards, but I have a bad habit of overspending my budget to the point that checks bounce and I wind up in a financial mess. I have even been suckered into those cash advance ... |
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 If an adult has no credit history, what's the best way to establish one? |
| My neighbor is 47 and has only paid cash for everything. She would like to have some kind of credit history.... |
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 Hey, I got an email that told me I won a lot of money, but now no one has responded? |
This is what the email said:
WE ARE PLEASED TO INFORM YOU TODAY 17th OF July 2008 THAT YOU HAVE JUST WON YOURSELF THE SUM OF 0ne million euro file number 623-880-1121.serial number 553442:Q... |
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 If I make one late rent payment to my apartment, will it hurt my credit? |
| My roommate's bank account got messed up with pending deposits and so our rent payment check bounced... we have the money to pay it (and the late fees) a week late, but the leasers have already ... |
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 I have one credit card and excellent credit. Will getting a new credit card affect my credit score? |
Additional Details
I have a balance of $1600. I have never been late with a payment and I have had it about 5 years and it is the only one I have. I want to transfer that balance to a 0... |
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 Can I make a payment to a credit card that currently has a 0 balance? |
| I'm making a purchase on my credit card, but the purchase will be about $100 over my limit. If I make a $100 payment to my credit card that currently has a 0 balance (so my balance will be -$100... |
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 What is a quick way to pay off credit cards? |
| when you don't have a job, no money in the account and don't want to mow lawns or do manual labour or borrow from family or friends.... |
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 Is there a credit card a 18yr old can get without getting denied and no credit history? |
| I've tryed to apply for a few credit cards to build up my credit like letting my parents use it and them pay the bills but i always get dennied and I dont wanna have a co signer can anyone link ... |
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 If I make late payments does this affect my credit? |
Sometimes I pay my phone bill or car insurance bill late but I do always pay them every month. Does this affect my credit negatively?
Additional Details
I do pay the full balance owed ... |
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 Debt question.....? |
| I was a stupid teenager who used a credit card to buy tons of expensive things. Now I'm 25 and I'm still trying to get out of the $10,000 hole I dug myself. What's the best way to do ... |
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 How am i supposed to pay for something i want online? |
when i haven`t got a credit card..all i have is a debit card.
Additional Details
Thanks everyone..its the first time i`ve ordered anything online or wanted to should i say.... |
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 How do I go about fixing my credit report? |
| Besides paying current bills on time, do you have any suggestions that will help me get my score up?... |
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 What is the Best, Fastest, Cheapest way to Fix my credit? |
There is a credit repair service upstairs and they write letters to the bureau but its like 1500 bucks for me and my husband?!! I need something cheaper!!
Additional Details
I pay my ... |
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| Collections? |
| i try to work out a deal with my credit card company they did not want to hear it they turn me in to collections and they call me up day and night and at work harrassing me, what can i do , they want ... |
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 Is here any credit card user here.I need Help? |
| My elder bro is a credit card user.He started his first credit card as seplimentry credit card.He uses all his money.to making bank statement,so he collected many credit cards,but all their amout ... |
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paKC-leQ | Would you sign for a 50 years long loan? |
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charlie
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50 year long loans are soon going to be the only way to buy houses. The idea being that you pass the debt onto your children and when you die they get your house. They do it in Japan already. The children then have the choice of whether to sell the house or carry on the mortgage.
Would I take one out? No because you will be paying for something that you will never own and I don't have children |
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Toby G*
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Yep sure i would if I was on my last legs & really old & only had a few years left to live! ; ) then I'd go out in style 'lol' |
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dijay
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i wont |
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Harry Callaghan
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Probably not. But if it's for property and you can exit early (without penalty) and want to take a risk on the market going up then it might be a way to get some capital to enable a loan on better terms later. |
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Michelle
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No, a two year one was bad enough.
Who can tell how situations change in 50 years.
Especially if its secured on your house, no way! |
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donkeyoftheday
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The idea of a 50 year mortgage is that it is better than a interest only. With a 50 year, you are paying down the loan little by little, but with an interest only, the first few days, the balanace is not going down during that period. |
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den invent
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errr no |
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beanie
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Good god, who's offering you that? Why on earth would you want to be paying off debt when you are in retirement age? |
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Lyndsey R
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if it was for a mortgage then yes.... if it isnt then def no no |
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m p
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Yes, if you dont have a family and you dont expect to live until then (or even the bank..who knows!). |
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katie
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how much would you be paying back in the long run? |
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Toshi
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When land and housing get really expensive, as it is today in Britain, most people can't afford to buy. The only way they can borrow the money is if banks and building societies make it look as if they have enough. They make the mortgage period longer, and if you die, your kids will have to carry on paying. This was the reality in Japan until recently. I think it means land is too expensive, so don't buy. Wait until the crash. Then buy. |
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