 Should I get a credit card? |
| I am 19 years old and I want to build my credit up. Would it be a good idea to just get one credit card, a very basic one, and then charge about 50-100 dollars a month on it, and pay it every month. ... |
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 Is a credit card safer than a debit card? |
I know what the difference is in terms in getting credit, but not that is what I'm interested.
I want to know if its safer, for example I've heard that if I make an order using a ... |
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 My parent's credit score isn't good enough for me to buy A new Computer! What do I do? |
| OK, so I'm 14 and we have a family PC that is really crappy. I want a Dell that is only 18 dollars a month, which I can afford. But my dad says his credit score isnt good enough, so I have to ... |
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 Since I paid off 3 credit cards, should I just outright cancel all 3 of them? |
| I have 3 store credit cards that I just paid totally off this week. The only other credit card I have is a Amazon Visa. Since the Visa has a lower intrest rate than the store CC I carry.......it is ... |
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 What is the best credit card for me, I have very little credit? |
| I am trying to get a credit card to start my credit, but so far I hve been denied by Capital One and Chase (Master Card.) I am a full time college student and I don't have a job on the books. I... |
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 Payoff Closed Credit Card Account? |
| My credit card account has been closed by the creditor, but it has a balance due in the amount of $908. I'm working to clean up my credit report and payoff any outstanding debts. Should I pay ... |
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 How good does your credit score have to be in order to qualify for a car loan? |
| I want to trade in my car but I don't know if my score is good enough. Its at 687 right now ... |
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 Do credit cards improve your credit score? |
| Im trying to improve my credit score, (which is in the medium poor range), I just opened an unsecured credit card with a small credit limit, (300$), I was thinking of opening another small acount, W... |
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 Bad credit car loan? |
| Okay i have awful credit from past young stupid mistakes. I make great money now and could easily afford a car payment. however, i cannot find anyone willing to take a chance. i realy wish you ... |
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 I have a credit repair guy that says he can remove slow pays etc etc from my credit. for a fee.? |
| Personally I don't care about the ethics behind it I just don't want to get ripped off. He says he can do it for about $300. Anyone out there have any luck with credit repair??... |
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 My bank notified me that a check I wrote was returned. What do I do now? |
It was for a credit card payment to Target. Do I need to go there or will that contact me or will they just try to re-deposit it? I have the money to cover it in my account now.
Additional D... |
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 Why do banks ask for your national insurance number when you're applying for a bank account? do they check |
Additional Details
the number, because i can't remember my number i think i got it right but now i'm not ... |
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 What can a prospective employer see in a credit check done to a prospective employee? |
| What I mean is can they actually go into detail with your accounts, etc.? OR do they only see you "credit rating" or "score"?? Someone with experience as an employer or manager, ... |
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 Do you mostly use cash,write checks,or use a credit card to buy things?? |
| I always use my debit card......i rarely use cash,or write checks unless i am paying a bill.I don't have any credit cards so if i don't have the money in my checking account,iwon't buy ... |
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 What does a 649 fico score mean? |
| I found out my FICO score is 649. The worst thing in my credit report was I missed some payments on a credit card for 3 months about a year ago. Also, I had a lot of open accounts, but I don't ... |
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bigbaps | Yes loans have offered me a loan? |
yes loans have offered me a loan for £2000 at £65 a month the interest is an extra £1200 this is the only sort of place were i can get a loan as i have a really bad credit rating . do you think the interest is reasianble ??? its my only option |
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David D
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Try looking at;
http://www.moneysavingexpert.co.uk
It has a lot of tips for people with bad credit ratings and ways to improve it. |
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James H
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its a rip off dick turpin wore a mask |
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taz c
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Say NO to Yes. |
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Lacey lou
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it is as good as it gona get. provident loans are the same you borrow £500 you pay back £800 thats £300 intrest over a year.thats 25% at least on all loans like these. |
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ilias t
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yes loans have offered me a loan too. but for 1000 pounds i will have to pay back 1148 pounds + 49.50 administration fee.
so it's like 200 pounds almost. not that much! |
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Goofy Goofer Goof Goof Goof !
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It's quite a lot of interest. |
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Dan O
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........if it's your only option and you need the loan bad - it doesn't matter what the interest is like does it. |
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Nani
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that sounds like alot! but if that is your only option. What is the loan for can I as? Are you sure you really need the Loan |
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halifaxed
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Before you accept, make sure that you know the last date of the repayment, the costs of any additional items such as administration fee, handling fee, back up the hearse and let them smell the flowers fee - there are all sorts of hidden extras but Yes has been accused of continuing to collect repayments after the loan has been repaid in full so make sure your agreement states all these things. |
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jewelking_2000
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Don't take it. The only reason you should take a loan from them is if you have decided to go bankrupt. In my opinion they are leeches who
take advantage of the unfortunate. If you need it for Christmas, I am very sorry but you should bite the bullet and gather the children round and say you haven't got the money this year. |
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James
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If you have bad credit, than that is pretty reasonable. You have to pay the price to rebuild your credit. Bite the bullet with the high rate, but make sure you keep up your payments and you can get lower rates in the future. |
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mikeeescott
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the interest sucks
Try this
http://scripts.affiliatefuture.com/AFClick.asp?affiliateID=35481&merchantID=1896&programmeID=5145&mediaID=0&tracking=&url= |
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alphacenturi
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YES loans have offered you a loan?
Were they likely to say no?lol |
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